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In 2015, Green 2000 – Agricultural Equipment & Know-How Ltd., a leading Israeli agriculture company, signed an agreement with the Government of Senegal, through PRODAC (Community Agricultural Domains Program), for the implementation of four ASTC (Agricultural Services and Training Center) projects in various locations across the country. The execution of this project, with its primary mission of supporting farmers in modernizing their agricultural production activities, while simultaneously addressing employment issues, enabled the country to take off and embrace the practice of modern, sustainable, and profitable agriculture.

The implementation of Green 2000's project in Senegal was part of the implementation of the missions assigned to it by the Senegalese Government. Indeed, in accordance with the contract, four ASTCs were established by Green 2000 in four regions of Senegal: Sefa (Ziguinchor), Keur Momar Sarr (Louga), Keur Samba Kane (Thies), and Sangalkam (Dakar).

The ASTC is a unique concept developed by Green 2000 and capable of supporting a few thousand farmers. The center offers its members, individual farmers, and their families, an extensive list of services, training, and support from a rural logistics center. The adaptation of Green 2000's ASTC model, as the heart of the DACs (Community Agricultural Domains), has revolutionized Senegalese agricultural design. Indeed, its implementation in Senegal has provided GEAs (Agricultural Entrepreneurs' Groups), farmers in the center and surrounding areas, with ongoing training, technical support, production and sales support services, post-harvest services (processing, packaging, transport, etc.), and many other services, ensuring the implementation of a more modern, diversified, and productive agriculture.

The ASTC model is a revolutionary, emblematic initiative of the modern agricultural model in Senegal. The centers are equipped with a variety of modern equipment, including the latest generation of agricultural machinery (tractors, combine harvesters, etc.), modern irrigation systems (central pivot, computerized irrigation control, etc.), production and demonstration areas (greenhouses, tunnels, nethouses, nurseries, open fields), a training center, and an administrative building, to the satisfaction of the Senegalese government in this flagship project. "We have found the model we need to finally modernize our agriculture," stated former Senegalese President, His Excellency Mr. Macky Sall, during the inauguration ceremony of the Keur Momar Sarr (KMS) DAC on July 10, 2021.

Green 2000, through its extensive experience, has shared with Senegal its expertise in the field of agriculture. "Green 2000 has provided us with its full support for PRODAC. This emblematic initiative aims to create jobs and integrate young people through rural entrepreneurship. And thanks to this partnership, four [DACs] have been established," stated Ambassador Christian Assogba, Director of State Protocol of Senegal, during the celebration of Israel Independence Day at the Embassy of Israel in Dakar in May 2025.

The ASTC model implemented in Senegal has been an inspiring success, earning it numerous visits from major local producers and even from many countries in the sub-region. Among them, we can cite the government of Côte d'Ivoire, which also adopted the program following the mission to Senegal. To date, four ASTCs have already been established and already operational in Côte d'Ivoire, through the Agreement between Green 2000 and the Government of Côte d'Ivoire.

"Success for the ASTC project has been tremendous, and its impact on the agricultural sector in the countries where it is established is massive" says Refael Dayan, owner and CEO of Green 2000.

The success of these projects encourages more countries to join. Recently, the company signed an agreement with the Zambian government, which includes financing of the deal. Another agreement was signed with the government of Senegal, which involves establishing ten ASTC centers for the Ministry of Youth and Employment.

Ausilio Design owner and designer, Michael Ausilio, is changing the architecture industry norm with economical pricing and transparency, being the sole designer, drafter, presenter, and communicator.

For many homeowners and developers, hiring an architect feels like a non-negotiable first step in new constructions, additions, or renovation projects. The profession of architecture itself holds weight, evoking prestige, expertise, and necessity. But as construction costs soar and economic pressures mount, many are beginning to ask: Is an architect always essential, and why does it cost so much?

In short: not necessarily, and it’s complicated.

In fact, depending on the size and scope of your project, your local or state law may not require one at all. In states like Washington, residential structures under 4,000 square feet don’t need an architect’s stamp. For these smaller-scale builds, families and developers alike are finding a smarter, more affordable alternative: working with residential designers like Michael Ausilio.

Ausilio, the founder of Ausilio Design, is part of a growing movement pushing back on the assumption that architects are a universal requirement. He explains with numbers: “Suppose an architecture firm wants to design a million-dollar home. They’re going to charge around 8–12%, which is $80,000–$120,000, because they’ve got a team of ten people and heavy overhead to cover.”

But before throwing the architecture profession under the bus, it is important to understand why their rates are what they are. It is not greed but structure. “It’s expensive to become an architect,” Ausilio says. “They’re paying for licensure, insurance, ongoing education, and continuing certifications, every single year. Clients end up covering those costs, whether they realize it or not.”

That’s before factoring in additional staff and consultants that often work under one architecture umbrella. When one hires a firm, they’re not just hiring one professional but hiring the whole team. One for drawing, another for project management, and a third for concept design. “Every piece is often handled by someone different,” Ausilio adds. “Even though you’re paying one lump sum, it’s being split across multiple people; sometimes even separate companies.”

This disjointed model can be a recipe for confusion and inefficiency, and the invoices often keep coming long after the work feels done.

Ausilio is not an architect, and that’s exactly the point. He’s a residential designer and CAD specialist with over a decade of experience designing everything from custom tooling to home renovations. Unlike traditional firms, he operates as a one-man powerhouse, combining client meetings, design work, drafting, and technical expertise himself. “I deal directly with the client. I’m the drafter. I’m the designer. There’s no middleman. And I’m fast because I’ve done it a thousand times.”

Ausilio’s hands-on, streamlined approach dramatically reduces overhead, which means lower prices for clients. But more importantly, it reduces confusion and miscommunication. “When you work with me, you’re talking to the person actually creating the drawings. This is true collaboration, to the very definition. In fact, I do live sessions with my clients where they witness the idea coming to life through the power of technology. I bring them into my world, I turn them into a designer in their own right. That means no lost details, no guesswork, and no delays.”

Despite this, most people don’t even realize that residential designers exist. “People assume an architect is the only option because it’s the most well-known title,” says Ausilio. “But when architects are turning down garage projects because the margins aren’t there, it’s designers like me who fill that void.”

For projects that do require an architect’s stamp, such as commercial work or homes over 4,000 sq. ft., Ausilio partners with licensed professionals early in the process to provide what he calls a “pseudo architecture firm.” It’s a collaborative structure that maintains liability while keeping costs down, all without compromising on expertise. “Legally, an architect needs to be involved from the beginning for certain projects. So we bring them in early, pay them for their stamp and review, and the client gets a full-service experience, without paying the full-service price.”

One of Ausilio Design’s biggest selling points is financial transparency. “With big architecture firms, you’ll get a vague estimate. And then the add-ons begin. It’s like a faucet you can’t turn off,” he says. “With me, clients see everything up front: scope, cost, timeline, payment schedule. There are no surprises.”

Ausilio didn’t set out to become a disruptor, it’s just that his mentors were. “I just love designing,” adds Ausilio. He started in research and development, working on robotics and prototyping. But it was residential drafting that hooked him. “It was just fun. I like talking to homeowners, solving problems, and making ideas real.”

After juggling two jobs for several years, he launched Ausilio Design full-time during COVID-19 and never looked back. “The demand exploded. I partnered with a local engineer, took on more structural work, and started designing homes from the ground up. And technology has only made it easier.”

The key is understanding what your project actually requires and not defaulting to the most expensive option out of habit. “People should know their choices. That’s all I’m trying to do; educate them.”

Today, Ausilio’s work stretches across neighborhoods, counties, and state lines. But his motivations remain deeply personal. “My dad was a carpenter,” he says. “He is a talented craftsman and the hardest worker I have ever known. He built things with his hands. I’m proud to be doing the same, just in my own way.”

The architectural industry may be built on prestige and influence, but Ausilio Design’s success proves there’s another path: one grounded in skill, service, and substance. “For me, it’s about creating something lasting. Helping people. And building a legacy that inspires others.”

RRA Capital, a leading commercial real estate debt fund manager, announced today that it has surpassed $2 billion in total loan originations since the firm’s inception. The milestone reflects the company’s disciplined investment approach, strong borrower relationships, and ability to deploy capital across market cycles.

Founded in 2009, RRA Capital provides flexible, structured bridge financing for transitional commercial real estate nationwide. The firm specializes in value-add and opportunistic scenarios, offering customized debt solutions that support property repositioning, lease-up strategies, and recapitalizations. Its consistent performance has made RRA a trusted capital partner for sponsors navigating complex or time-sensitive transactions.

“$2 billion in the small-balance bridge lending space is like $40 billion in the typical institutional bridge loan space because it's more than 265 loans, which is a lot of successful executions,” said Boots Dunlap, CEO and co-founder of RRA Capital. “Small loans take the same amount of time as large loans, sometimes more; however, represent an attractive opportunity for increased risk-adjusted returns which is why we’ve chosen to stay focused on the niche.”

Over the past decade, RRA has originated loans across all major property types and in markets throughout the U.S., adapting its strategy to capitalize on changing economic conditions. The firm’s nimble investment structure has enabled it to navigate volatility while delivering risk-adjusted returns to its investors.

“Our ability to reach $2 billion in originations is a direct result of our team’s commitment to quality and our confidence in real estate as a dynamic, evolving asset class,” said Marc Grayson, president and co-founder of RRA Capital. “We’re proud to be a reliable partner in a space where reliability matters most.”

RRA continues to actively originate loans of $5 million and up, with a focus on institutional-quality borrowers seeking speed, flexibility, and structuring expertise. The firm’s track record of performance, even in periods of market dislocation, reinforces its position as a premier lender in the middle-market bridge lending space.

In today’s technology-driven world, many are asking: Is there a simple way to start earning stable profits? The answer is yes — through cloud mining.

No longer do investors need to buy expensive hardware or master complex technology. Cloud mining offers an accessible path for everyday people to tap into cryptocurrency’s passive income wave. With Bitcoin’s bull market resurgence and renewed market activity, savvy investors are quietly preparing for the next phase of wealth accumulation. Among various platforms, Ripplecoin Mining has emerged as a trusted choice thanks to its advanced technology and global reach.

About Ripplecoin Mining

Founded in 2017, Ripplecoin Mining is a leading global cloud mining platform trusted by millions. Leveraging cutting-edge cloud computing and robust mining capabilities, the platform offers cryptocurrency enthusiasts simple, efficient, and reliable mining solutions to build future wealth.

As Bitcoin rallies, Ripplecoin Mining is positioned to seize unprecedented opportunities. While some see market volatility as a risk, the mining sector views it as a chance to accumulate Bitcoin and boost returns through cloud mining.

Why Choose Ripplecoin Mining?

Ripplecoin Mining stands out among competitors and is trusted by over 9 million users worldwide. Key features include:

• 100% clean energy mining powered by solar, hydro, and wind sources
• Artificial intelligence scheduling system that delivers more stable income
• No hardware or technical expertise required — suitable for beginners
• Daily automatic income settlements accessible anytime
• Support for multiple cryptocurrencies, including DOGE, BTC, ETH, SOL, XRP, USDC, LTC, USDT-TRC20, and USDT-ERC20
• Invitation rebate program offering 3%–4.5% lifetime referral rewards and up to $200,000 in bonuses without investment

How to Get Started in Three Simple Steps

• Register: Sign up and receive a $15 reward. Earn an additional $0.60 daily by logging in.
• Choose a Contract: Select a mining contract that fits your budget and goals. Whether you’re new or experienced, Ripplecoin Mining has options tailored for you.
• Start Earning: Activate your contract and let the platform’s AI technology optimize mining efficiency and maximize your profits.

Passive Income Is No Longer Just for the Wealthy

Investors no longer need to manage mining machines or learn complex technology to benefit from cloud mining. Ripplecoin Mining lets investors earn stable monthly income and build a second source of revenue in the digital age.

Register now to claim your exclusive new user gift package and start growing your Bitcoin today.

For more information, visit ripplecoinmining.com or download the mobile app.

On June 3, 2025, the "Don’t Criminalize Me" rally gathers at the Louisiana State Capitol to ask Governor Landry to veto Senate Bill 154.

What:

Louisiana kratom advocates, veterans, small business owners, and concerned citizens will gather on the Capitol steps for the “Don’t Criminalize Me” Rally to urge Governor Jeff Landry to veto Senate Bill 154, which would criminalize the possession and use of kratom by over 325,000 Louisianans. Louisiana and national media is strongly encouraged to attend and contact for details.

When:

Tuesday, June 3, 2025 at 2:00 PM Central Time

Where:

Louisiana State Capitol, located at 900 North 3rd Street, Baton Rouge, LA 70802

Why:

Senate Bill 154 threatens to unjustly criminalize law-abiding citizens—including many veterans—who responsibly use kratom as part of their health and wellness routines. The rally will call on the Governor to veto SB154 and instead establish a Louisiana Kratom Commission to:

• Study the safety and addiction profile of kratom products,
• Identify and address the dangers of adulterated or synthetically enhanced kratom,
• Provide recommendations for a science-based regulatory framework that protects consumers without criminalizing them.

Advocates will share personal stories and expert perspectives supporting appropriate regulations and age restriction evidence-based policy—not fear-driven bans.

Visuals:

Signs, banners, personal testimonials, and a peaceful crowd demanding consumer protection—not criminalization.

Media Inquiries:

Contact Mac Haddow, Senior Fellow on Public Policy for the American Kratom Association, at 571-294-5978 or press@americankratom.org.

The blockchain cloud mining industry experienced rapid growth in the first quarter of 2025, with total sales of mining contracts exceeding $120 million — a 20% increase from the fourth quarter of 2024. Meanwhile, Bitcoin surpassed the $100,000 mark in May, fueling market optimism and investor enthusiasm.

As Bitcoin’s value rises, more investors are turning to the Blockchain Cloud Mining platform to participate in cloud mining without the need for hardware or remote management, securing stable daily income. With its professional hosting services and technical support, the platform has attracted many cryptocurrency holders seeking passive income amid volatile market conditions.

Industry experts say entering cloud mining now is both a strategic move for the future and an opportunity to tap into the “compound interest era” of Bitcoin assets.

How to Earn Daily Income Through Blockchain Cloud Mining

Step 1: Register an Account

New users receive a $12 bonus upon registration, which can be used to purchase a $12 mining contract that yields $0.60 in daily income. This plan allows users to experience cloud mining risk-free.

Step 2: Select a Mining Contract

Beyond the $12 starter plan, Blockchain Cloud Mining offers multiple contracts with fixed returns:

• New User Experience Contract: $100 investment, 2-day term, potential return of $106
• WhatsMiner M66S: $500 investment, 7-day term, potential return of $540.25
• WhatsMiner M60: $1,000 investment, 14-day term, potential return of $1,168
• Bitcoin Miner S21 XP Imm: $4,900 investment, 32-day term, potential return of $6,948
• ALPH Miner AL1: $10,000 investment, 45-day term, potential return of $16,075

Platform Advantages and Features

• Registration bonus: $12 credit on sign-up
• No hidden fees: Transparent pricing with no service or management charges
• Cryptocurrency support: Transactions in USDT (TRC20 and ERC20), BTC, ETH, LTC, USDC, BCH, SOL, DOGE, XRP, and more
• Referral program: Earn up to $50,000 by referring new users
• Reliability: 100% uptime guarantee, 24/7 customer support, and real-time income settlement

Following Bitcoin’s fourth halving in 2024, mining has become more challenging and centralized. Blockchain Cloud Mining provides a practical alternative for cryptocurrency holders to engage in mining without the complexities of physical equipment.

Who Should Consider Cloud Mining?

• Beginners interested in crypto investing without technical expertise
• Users unable to set up physical mining rigs or facing power limitations
• Conservative investors seeking a mix of digital assets and passive income
• Those optimistic about cryptocurrencies but hesitant to hold coins directly

Summary: Cloud Mining — A New Opportunity in Crypto Markets

The blockchain ecosystem offers vast opportunities, but success requires strategic approaches beyond chasing market fluctuations. Cloud mining is a low-barrier, high-participation way to balance risk and reward.

By choosing Blockchain Cloud Mining, investors can “mine coins while lying down” — earning passive income with controlled risk and long-term potential.

For more information, visit blockchaincloudmining.com or email info@blockchaincloudmining.com.

Traditional cryptocurrency mining typically requires individuals to invest heavily in specialized hardware and develop technical expertise. This creates a barrier for beginners and adds ongoing costs like electricity and maintenance. Novice miners often lack access to real-time support, making the process even more daunting.

For high-net-worth individuals and serious investors, Paladin Mining offers a more streamlined solution: cloud mining with 24/7 live support from top analysts and IT professionals. Investors can begin mining immediately without purchasing physical equipment or navigating complex technical setups.

What Is Traditional Hardware Mining?

Participants must purchase dedicated mining equipment—such as ASICs or graphics cards—and maintain it themselves. This method requires a significant upfront investment and recurring electricity and maintenance costs. Technical knowledge is also necessary for configuration, software installation, and performance optimization. Profits depend directly on each user’s equipment performance and operational costs.

What Is Cloud Mining?

Cloud mining allows users to lease computing power from remote servers. There is no need to buy or maintain hardware. Instead, users pay a rental fee and receive passive income based on the computing power purchased. The platform handles all technical aspects, making it accessible for newcomers. Revenue is distributed proportionally to the user's mining power share.

Cloud mining is an ideal option for those who want exposure to crypto mining without the expense or risk of maintaining hardware. As blockchain technology evolves, cloud mining is expected to play a growing role in the digital asset ecosystem.

About Paladin Mining

Paladin Mining is a global leader in cryptocurrency mining. The company converts clean, idle, or underutilized energy into economic value, supporting blockchain operations with a sustainable energy model. Committed to environmental responsibility, Paladin Mining operates under the mission of building a "Green Earth."

Key Features of Paladin Mining Services

• $15 bonus for new user registration, plus $0.60 daily check-in rewards
• No need to purchase mining hardware or sign contracts
• Supports multiple cryptocurrencies: Bitcoin (BTC), Ethereum (ETH), Dogecoin (DOGE), Litecoin (LTC), USDC, USDT (TRC20 & ERC20), Ripple (XRP), Solana (SOL), and more
• Intuitive platform suitable for beginners and experts
• Affiliate program offering up to 5% in referral bonuses and up to $100,000 in rewards
• Transparent pricing with no hidden fees
• Green mining powered by renewable energy

How to Start Cloud Mining With Paladin Mining

• Register and claim a $15 bonus
• Select a computing power plan that fits your budget and goals

Paladin Mining offers a variety of contracts, including the “New User Experience” plan ($100 investment with $7 net profit) and higher-yield options like the Bitcoin Miner S21 XP ($12,000 investment, $7,560 net profit) and Avalon Air Box ($28,000 investment, $22,400 net profit over 50 days). Users can earn passive daily income—e.g., $448 per day with the Avalon contract.

Security and Sustainability

Paladin Mining prioritizes user trust through transparency and legality. All mining operations use renewable energy sources, aligning with global carbon-neutral goals. By leveraging clean energy, the platform provides both strong financial returns and environmental benefits.

For more information, visit paladinmining.com or email info@paladinmining.com.

The Global Kratom Coalition (GKC) celebrates the passage of Colorado Senate Bill 25-072, the Daniel Bregger Act, a landmark amendment to the state’s Kratom Consumer Protection Act. Signed into law by Governor Jared Polis, this legislation strengthens consumer safety standards for kratom products, limits dangerous mislabeled synthetic derivatives, and protects against deceptive marketing practices.

The bill is named in honor of Dan Bregger, a Denver resident who tragically lost his life on August 29, 2021, after consuming a highly concentrated, highly potent product that had no serving directions, indications for safe use, or appropriate warnings. Dan's father, David Bregger, has since been a tireless and exceptionally brave advocate for strong regulatory safeguards to prevent similar tragedies from devastating other families, while also understanding the value in low-potency natural kratom products.

“So much could’ve prevented Dan’s death, such as basic consumer protections, clear labeling, dosage instructions, and prohibiting these dangerous concentrated products synthesized from kratom,” said David Bregger. “I fight in honor of my son so it will mean something. Today is further vindication. I thank the lawmakers and advocates who fought alongside me to get this bill passed.”

SB25-072 was spearheaded by Sen. Kyle Mullica and co-sponsored by Senator Byron Pelton, Rep. Mandy Lindsay, and Rep. Matt Soper. With bipartisan support, legislators saw the urgent need to bring kratom regulation in line with other states that are creating and strengthening versions of the Kratom Consumer Protection Act.

“We are deeply grateful to the Colorado General Assembly for taking decisive action to clearly distinguish what is kratom and what is not, restricting high-potency and synthetic products, and making all kratom products more transparent for consumers,” said Matthew Lowe, Executive Director of the Global Kratom Coalition. “This legislation is a big step towards a safe marketplace. We especially thank the bill author and supporters for their vision to author the legislation and Governor Jared Polis for his leadership in signing this bill into law and honoring Colorado’s commitment to evidence-based regulation.”

Key Provisions of the Daniel Bregger Act (SB25-072)

• Limits 7-hydroxymitragynine (known as 7) to no more than 2% of total alkaloid content in any kratom product.
• Prohibits synthetic and semi-synthetic alkaloids and adulterated products.
• Bans sales to individuals under 21 and any marketing targeted toward minors.
• Requires transparent labeling, including alkaloid content per serving, serving limits, interactions and other warnings, and manufacturer information.
• Bans kratom vaporizers and confection-style products that could appeal to children.
• Treats violations as deceptive trade practices, enforceable under state law.

“The passing of this KCPA amendment directly addresses the bad actors who are introducing novel synthetic products into the market that are disguised as kratom. These products are not kratom, they are chemically manipulated de facto opioids that are misleading consumers into unsafe, untested, and harmful consumption choices,” said Lowe.

Kristal, an AI-powered digital wealth management platform based in the Middle East and Singapore, today announced the launch of its $25–$30 million Series B fundraising round, with a potential secondary of an additional $15–20 million, as it capitalizes on record growth and strategic market penetration. The capital injection, advised by Ambit Private, will accelerate expansion in India, MEA, and Southeast Asia while advancing proprietary agentic AI technology critical to its hybrid advisory mode.

Series B Strategic Priorities 

Proceeds will drive three core initiatives:

• Scaling India Operations: Expanding discretionary asset management and B2B2C partnerships to capture India’s booming mass affluent segment, projected to contribute 40–45% of revenues by 2030. 
• Middle East–India Corridor: Strengthening Abu Dhabi’s ADGM foothold and launching structured products to serve cross-border wealth flows, leveraging recent regulatory approvals. 
• AI-Driven Platform Enhancements: Deploying capital toward agentic AI systems that further develop predictive analytics, natural language portfolio queries and advanced risk management algorithms to personalize portfolio management for clients with $100K–$5M in assets

Proprietary AI Technology

At the core of Kristal's growth is its proprietary agentic AI platform that transforms wealth management for both clients and relationship managers:

• For Clients: AI agents provide 24/7 portfolio monitoring, automatic rebalancing based on market conditions and risk profiles, and personalized investment recommendations previously available only to ultra-high-net-worth individuals. The AI continuously analyzes market data and client behavior to optimize investment outcomes in the $100K–$5M segment.
• For Relationship Managers: AI-enhanced tools increase RM productivity, while improving client satisfaction. The system automatically identifies client needs, optimizes engagement timing, and provides data-driven investment insights, allowing RMs to focus on high-value relationship building rather than administrative tasks.

Investor Targeting and Timeline

Kristal aims to secure 10–20% equity dilution from growth-stage VCs, PE firms, and family offices aligned with its Asia-centric strategy. Geographic focus prioritizes investors in India, the Middle East, and Southeast Asia, reflecting markets where the firm has achieved 60% YoY revenue growth and $2B+ AUM. The round is slated to close by Q3 2025, with an IPO potential in 4–5 years across Singapore, NASDAQ, or Indian exchanges.

Leadership Commentary 

“This fundraise isn’t just about capital—it’s about partnering with visionaries who recognize the wealth management opportunity in Asia and MEA,” said Asheesh Chanda, founder and Global CIO of Kristal. “Our B2B2C model, now 55% of revenue, proves that institutional-grade investing can be democratized. With EBITDA breakeven achieved and PBT targets in sight, we’re poised to redefine private banking for the digital age.”

Growth Metrics Driving Investor Confidence 

• $2B+ AUM (2024), doubling since 2022. 
• 55% revenue from B2B2C partnerships with banks, brokers, and wealth advisors. 
• Regulatory licenses including MAS (Singapore), SFC (Hong Kong), SEBI (India), and ADGM (UAE).
• 4,000+ global products, including crypto, private markets, and structured notes.

Forward-Looking Vision 

Post-funding Kristal will deepen collaborations with financial institutions and explore M&A opportunities in the Middle East. The firm targets $100–125M annual revenue by IPO, aligning with Asia’s projected 9.4% CAGR in wealth management.

The Botanical Artists Mini-Expo will be held on June 6 from 2 to 4 p.m. at the Tuckahoe Area Library, located at 1901 Starling Dr. in Henrico County, Virginia.

Featured artist, The Wright Scoop – Sylvia Hoehns Wright, will greet and talk with visitors. "Redbud Tree," one of two of her illustrations in the exhibit on plants and pollinators, is an identified "Plant of CARE."

Other participants will demo the tools and techniques of the botanical artist trade as well as help attendees draw a plant from real specimens with watercolor pencils. For kids, there will be plenty of activities, including butterfly coloring sheets, make-a-flower-and-bee craft, learning how mushrooms save bees, and making botanical zines and acquiring botanical tattoos (in lieu of face painting). 

A video playing in the background—beekeepers at work—is provided via courtesy of Sylvia Hoehns Wright.

Artist, author, and lecturer Sylvia Hoehns Wright has been featured for her woodland gardens by Birds & Blooms magazine and in Richmond newspapers and is recognized nationwide as an eco-sustainability advocate, backpage columnist, and TV radio personality. To inspire others, Wright exhibits her art during Lewis Ginter Botanical Garden events and uses it to illustrate plants in her "Plants of CARE" program.

The expo is sponsored by Central Virginia Botanical Artists, an affiliate of the American Society of Botanical Artists (ASBA).

For details visit: https://asba-art.org/content.aspx?page_id=22&club_id=92618&module_id=727964

Leveraging its strength in digital health innovation, Qure.ai has launched AIRA—a new AI-powered co-pilot tool for frontline healthcare workers in resource-constrained geographies—this week during the 78th World Health Assembly in Geneva. 

AIRA is designed to optimize limited healthcare resources in low- and middle-income countries (LMICs) by supporting AI-enabled digitization of symptoms and patient history collection; clinical protocol adherence and decision support; and aggregated population health insights.

There are 17 million preventable deaths in LMICs and an estimated shortage of 11 million health workers by 2030. At the same time, more than 40% of community health workers’ time is spent on manual data collection, and yet countries do not have population-level data to make informed decisions. AIRA aims to solve this urgent need by freeing up precious health worker time to engage more with patients, while digitizing data automatically.

Speaking at the World Health Assembly side-event on AI, Prashant Warier, CEO and founder of Qure.ai, said, “With AI, we can make a seismic shift towards health equity in LMICs. AIRA in the hands of every healthcare worker will free up their time for more patient interactions via automated data collection and better clinical protocol adherence. With AI, we can multiply every dollar spent and realize significantly more impact and returns in LMIC health systems. We have demonstrated this in our last 10 years in TB and are motivated to do the same now for primary healthcare.”

Dr. Michel Sidibé, Special Envoy at the African Union, said, “Health ministries in developing nations need to deliver healthcare to their populations at a fraction of the budget compared to developed countries. We have to be creative to make this happen. Digital health and AI are most certainly catalysts to improve efficiency, access, and quality of care.”

AIRA is an AI co-pilot for healthcare workers in LMICs. It is built on large language models (LLMs) with a deep understanding of low- and middle-income country health systems and needs. It is designed to reduce administrative workload and free up time for better patient care, while enabling better protocol adherence and population insights.

Amid evolving geopolitical efforts, global leaders such as U.S. President Donald Trump, Chinese President Xi Jinping, South African President Cyril Ramaphosa, and Brazilian President Luiz Inácio Lula da Silva are engaging in discussions aimed at facilitating peace between Russia and Ukraine. In parallel, some European counterparts continue to advocate for further arms support to prolong resistance efforts on the battlefield.

Russian President Vladimir Putin has reiterated openness to substantive negotiations, including with Ukraine and what he refers to as its “curators.” Nevertheless, active conflict continues, involving significant military personnel on both sides.

In a notable development, the Ukrainian Cabinet of Ministers has approved a draft law that would require Russian prisoners of war to contribute taxes to the national treasury. Concurrently, Ukrainian social networks have circulated reports suggesting the potential confiscation of assets from Ukrainian military personnel who have defected to Russia.

Kovalik observes that the morale of Ukrainian forces may be impacted by a combination of shifting international dynamics, strained mobilization resources, and declining foreign military support. Reports have also emerged about Ukrainian prisoners of war refusing exchange due to concerns about being returned to front-line duties.

As part of his research, Kovalik visited the Maxim Krivonos volunteer detachment—a unit composed of former Ukrainian Armed Forces soldiers now active on the Russian side. During this visit, he conducted interviews and gathered insights that contrast with prevailing media narratives.

“The detachment is not a part of the Russian military but a volunteer formation made up entirely of Ukrainians,” noted the unit’s deputy commander, known by the call sign "Zhak." According to the unit’s members, their actions are driven by a sense of loyalty to the Ukrainian people rather than any current government.

Kovalik emphasized the complexity of the situation facing prisoners of war and their families. “Their futures remain uncertain, and any resolution must consider both legal and humanitarian dimensions in accordance with international norms,” he stated. Kovalik also noted that his ongoing research on this issue will be published in the near future.

Further details and the original article are available via the Center for Geostrategic Studies at geostrategy.rs.

Video footage of the detachment visit is available at: https://www.youtube.com/watch?v=rgwL18SIZzM

Amidst persistent inflation and high interest rates, Ty J. Young Wealth Management's Investor’s Guide video has become a highly downloaded resource for retirement planning. The guide walks investors through navigating the complexities of retirement investing in the current economic climate and solutions for mitigating volatility.

Ty J. Young Wealth Management curated the video guide in response to ubiquitous concerns from investors across the country about market volatility and risks to retirement portfolios.

"Our goal is to provide investors with more than just information; we want to deliver clarity and confidence,” says Ty Young, CEO of Ty J. Young Wealth Management.

The Ty J. Young Wealth Management Investors Guide is available for free at: www.tyjyoung.com.

Human+Tech Week, the premier summit at the intersection of AI and human flourishing, will take place June 17–19, 2025, in San Francisco. Founded by Nichol Bradford—investor, futurist, and workplace innovator—and co-hosted by Niremia Collective and AIify, the event brings together global leaders across technology, healthcare, enterprise, and organizational design to build a future where AI helps us heal, grow, and thrive.

In a World Chasing Artificial Intelligence, One Tech Summit Dares to Ask: What Do Humans Need?

While most technology events spotlight tools, Human+Tech Week focuses on outcomes—human outcomes. Every keynote, workshop, and session begins with one principle: human well-being is the benchmark for tech progress. The long-term promise of AI is extraordinary—but the transition could break society if we don’t prepare the human side fast enough. Human+Tech is designed to help us make that leap—by reshaping mindsets, supporting healing, building high-functioning human-AI teams, and enabling the creation of new technologies and entirely new jobs.  

A New Framework for the AI Age

The Human+Tech Summit isn’t organized by industry or trend—it’s built around six human-centered themes that offer a blueprint for flourishing in a tech-driven world:

• VITAL – Preventative health and longevity
• MESH – Mental, emotional, and social health
• PEAK – Individual and organizational performance
• SYNC – Collective intelligence and collaboration
• SOUL – Purpose, meaning and human consciousness
• CITY – Environments that enable people to thrive

“Nichol Bradford is the master curator of our time—she’s been integrating technology and human potential long before the world caught on. With Human+Tech Week, she offers a meta-level framework that helps us see what few can: the true scope of our human potential. It’s a visionary convening that doesn’t just reflect the future—it shapes it. After this, we’ll never see ourselves the same way again,” said Elissa Epel, Ph.D., professor and vice chair in the Department of Psychiatry and Behavioral Sciences at the University of California, San Francisco (UCSF).

Lineup Like No Other

The 2025 speaker roster brings together over 200 pioneers—from neuroscientists and AI founders to CHROs, researchers, and futurists—co-designing the future of human-machine collaboration. Who should attend? Founders, HR leaders, investors, researchers, and creators building a human-centered future at the intersection of AI, well-being, and performance.

Featured speakers include:

• Esther Dyson, tech investor and health innovation advocate (founder of Wellville)
• Steven Kotler, executive director at Flow Research Collective and bestselling author
• Sean White, Ph.D., CEO of Inflection AI
• Heidi Roddenberry, chair of the Roddenberry Foundation
• DeCarlos Love, CEO of Thrive AI Health, a JV between Arianna Huffington's Thrive Global and OpenAI Startup Fund
• Nanea Reeves, founder and CEO of TRIPP
• Paul J. Zak, Ph.D., neuroscientist and founder of Immersion Neuroscience
• Thomas Insel, M.D., former director of the National Institute of Mental Health and founder of AdvocateMH 
• Daniel Kraft, M.D., founder of NextMed Health
• Kelly Monahan, Ph.D., managing director at Upwork Research Institute
• Dave Asprey, founder of Upgrade Labs and "father of biohacking"
• Marjorie Morrison, founder of Psych Hub and executive-in-residence for Mental Health at SHRM
• Tony Seba, economist and co-founder of RethinkX
• Barney Pell, AI pioneer and entrepreneur whose early innovations in conversational interfaces helped shape today’s voice and agent technologies
• Stacy Shulman, vice president of Health, Education & Consumer Industries at Intel and expert in accessible innovation at scale

Designed for Real Human Connection

Human+Tech Week reimagines the conference experience through speaker and peer-led discussions, daily wellness and immersive rituals, and curated networking that fosters trust, collaboration, and action.

Where else can a neuroscientist, an AI founder, a Buddhist monk, an ex-Navy SEAL and a CHRO design the future of work together?

Human+Tech Week 2025 is proudly supported by NEC Solution Innovators, Ltd., Inflection AI, and Magic AI, with media partners including The What and more to be announced.

The flagship Human+Tech Summit takes place June 17–19 at One Beach Street in San Francisco.

For tickets, the full speaker lineup, and agenda, visit: www.humantechweek.com

TeamSec announced it has appointed three distinguished executives to its board of directors, each with over 90 years of global experience: former ICD CEO Ayman Amin Sejiny, Rasmal Ventures partner Alex Wiedmer, and Neeraj Makin, senior executive vice president at Emirates NBD.

TeamSec is an AI-powered next-generation fintech and regtech company offering solutions in capital optimization and working capital liquidity. Its services are delivered through a fully automated, end-to-end securitization and invoice financing platform. Rapidly becoming a key player in its industry, TeamSec is strengthening its leadership team with executives who have a proven track record on the global stage. In this new era, TeamSec strengthens its leadership by appointing Ayman Amin Sejiny as vice chairman and adding Alex Wiedmer and Neeraj Makin to the board of directors.

"Welcoming Ayman Amin Sejiny, former CEO of ICD; Alex Wiedmer, partner at Rasmal Ventures; and Neeraj Makin, senior vice president at Emirates NBD, to our board marks a defining moment in TeamSec’s journey," said Esad Erkam Köroğlu, CEO of TeamSec. “Their extensive global experience in investment banking, venture capital, and strategic innovation perfectly aligns with our mission to transform capital markets through our AI-powered securitization as a service solutions. Rather than symbolic, expanding our board is a deliberate move to strengthen our capabilities in entering new markets and navigating regulatory environments.”

Corporate and Investment Banking Leader: Ayman Amin Sejiny

Ayman Amin Sejiny brings more than 30 years of leadership in corporate and investment banking. He has served as CEO of Barclays Saudi Arabia, Ibdar Bank, Alkhair Bank (formerly Unicorn Investment Bank), and—most recently—the Islamic Corporation for the Development of the Private Sector (ICD), the private-sector arm of the Islamic Development Bank Group, which spans 55 member countries, maintains LOF relationships with 120 banks, and manages a portfolio of private-equity investments. Earlier in his career, Sejiny held corporate banking roles at Citibank and the Saudi affiliate of ABN AMRO. Throughout these assignments, he has driven strategic growth and forged partnerships in e-commerce, cash management, and cutting-edge fintech solutions.

Venture Capital Veteran with 25 Years of Experience: Alex Wiedmer

Joining TeamSec’s board of directors, Alex Wiedmer is recognized for his over 25 years of venture capital experience across Europe, North America, and the MENA region. Currently a partner and director at Qatar-based Rasmal Ventures, Wiedmer was previously a long-time partner at Paris-based Iris Capital. During that time, he also served on the investment committee of STC Ventures, a pioneering VC fund in the Gulf region that achieved top-decile returns. With a strong track record in venture capital and entrepreneurial finance, Wiedmer has made over 60 investments in more than 50 companies.

Strategist Shaping the Future of Banking: Neeraj Makin

Another new addition to the board of directors is Neeraj Makin, who serves as group head of strategy, analytics, and venture capital at Emirates NBD and is a member of the executive committee. Makin has shaped the bank’s long-term growth strategies and led major acquisitions, including BNP Paribas Egypt and DenizBank in Turkey. He also spearheaded the bank’s international expansion by securing branch licenses in Saudi Arabia and India. In addition, he leads the corporate VC fund that invests in advanced analytics centres and promising fintech start-ups. With a background at EY and McKinsey, Makin brings deep mergers, acquisitions, and business strategy expertise.

These appointments to TeamSec’s corporate governance team will play a pivotal role in shaping the future infrastructure of capital markets and propelling the company to greater heights. TeamSec raised $7.6 million earlier this year to scale its AI-powered securitization platform and accelerate growth across the MENA region. The investment was led by Deniz Ventures, the venture capital fund of DenizBank established under the Emirates NBD Innovation Fund—the Corporate Venture Capital arm of Emirates NBD Group—and Rasmal Ventures, a leading Doha-based venture capital firm.

TeamSec is committed to providing working capital and liquidity solutions to banks, financial institutions, and nonbank financial institutions through its end-to-end AI-powered securitization platform. Learn more at teamsecfin.com.

Aampe, the agentic AI infrastructure company enabling adaptive personalization at enterprise scale, announced today the expansion of its U.S. operations following a year of significant growth. The company has quadrupled its annual recurring revenue (ARR) and is now powering over 100 trillion AI-driven decisions each month for brands across media and entertainment, retail and on-demand commerce, travel and hospitality, and financial technology.

Legacy customer engagement and experience platforms are built on rigid rules and static user segments, in contrast to Aampe’s infrastructure which deploys autonomous agents that experiment, learn, and optimize consumer participation in real time. The system allows marketing and product teams to evolve from fixed, prescriptive logic to truly adaptive software that aligns with user behavior. Leveraged by innovative global businesses including Grab, Taxfix, Swiggy, Traveloka, and Mr. D, Aampe is helping dynamic teams customize and personalize all surfaces and touch points to dramatically uplevel performance.

Conventional approaches to personalizing digital products have relied on humans manually creating rules and segments to determine what users see and when. This approach requires teams to manually orchestrate the message or product surface that will best serve the end user’s interests, whether they’re making a purchase, evaluating content options, or trying new features. Aampe's infrastructure takes a fundamentally different approach, deploying a unique AI agent for each user that continuously learns from interactions and intelligently decides what to show, when to show it, and most importantly, whether to show anything at all. Designed to continuously monitor usage and engagement data, each agent skillfully observes and learns the user's changing preferences. Agents are then responsible for translating inferences into optimal management of the user’s interactions with the product enabling genuine 1:1 personalization even for products that serve tens of millions of users every day.

"Agentic AI is still a new concept for many marketers but the shift is already underway. There’s a growing gap between what users expect and what most brands deliver,” said Paul Meinshausen, Aampe co-founder and CEO. “The answer isn’t more segmentation or A/B testing—it’s letting software do what it does best, continuously improving based on each individual’s behavior.”

Rather than using traditional machine learning or generative AI alone, Aampe's infrastructure leverages reinforcement learning to enable continuous, parallelized experimentation. Each agent learns and adapts in real time, helping their user manage their attention and make complex choices in a world of material and content abundance. The agents operationalize their decisions by intelligently managing a range of existing product and marketing tools—including data platforms and warehouses, marketing delivery platforms, and product analytics tools—allowing companies to extract more value from their current technology investments.

“Throughout my career, I’ve been massively motivated by technology’s transformative forces with communications and consumer experiences,” said Matt McRoberts, Chief Business Officer. “Aampe is foundational infrastructure technology for the next wave of enterprise software and literally rewriting the rules for personalization, growth marketing, and product performance. As AI becomes more agentic, businesses need infrastructure that adapts in real time, learns autonomously, and respects the complexity of individual users. Aampe delivers that at scale and is establishing pole position as the leader in this emerging category.”

“Agentic AI represents a fundamental shift in how software interacts with people—and Aampe is leading that shift,” said Andy Triedman, Partner at Aampe investor Theory Ventures. “Their ability to operationalize adaptive learning across complex customer environments sets them apart. We backed Aampe because they’re not just building for today’s personalization challenges—they’re designing the infrastructure that will define the next decade of customer experience.”

Supporting this momentum, market research underscores a growing demand:

• The global agentic AI market is projected to grow from $5.2B in 2024 to $196.6B by 2034 (CAGR of 43.8%).
• By 2028, agentic AI is expected to handle 68% of all customer support interactions with tech vendors.
• Approximately 65% of consumers express strong interest in agentic AI for receiving personalized recommendations and customer service, highlighting a significant shift towards AI-driven personalization.
• A recent Capgemini survey revealed that 50% of business executives plan to implement AI agents in 2025, a significant increase from the 10% currently employing them. This adoption rate is anticipated to rise to 82% within three years.

Aampe will showcase its latest innovations at the Cannes Lions Creativity Festival and host a Media and Entertainment brunch on June 17, 2025. To learn more about Aampe, please visit aampe.com. If you’re interested in working at Aampe, apply online at Aampe Careers.

Provident Polska S.A., a trusted leader in Poland’s non-banking financial sector and part of the International Personal Finance plc (IPF) Group, proudly announces that it has obtained a full payment institution (KIP) license from the Polish Financial Supervision Authority (Komisja Nadzoru Finansowego).

This milestone marks a transformative moment for Provident Polska, positioning the company for accelerated growth and enhanced service delivery within the Polish financial landscape.

Following a rigorous two-year application process, the approval of the KIP license signifies a monumental achievement, affirming the company’s compliance with stringent operational and regulatory standards. The license enables Provident Polska to offer unrestricted financial services, removing the limitations previously imposed under its small payment institution designation. This newfound flexibility paves the way for the expansion of its credit card offerings and the elevation of customer service to new heights. [1]

Commenting on the achievement, Country Manager Marcin Żuchowski said, “Obtaining the license to provide payment services as a National Payment Institution is, for us, a confirmation of the quality of our products, as well as the transparency and highest standards represented by our company.” [2]

A Turning Point for Provident Polska and Poland’s Non-Banking Sector

This milestone marks the dawn of a new era for Provident Polska, which has served the financial needs of Polish customers for 28 years. By obtaining the full payment institution license, the company can now provide a wider range of services, including issuing credit cards without transaction limits.

This enhanced capability allows for the development of financial products designed to meet the evolving demands of Polish customers, who increasingly seek accessible, flexible, and innovative financial solutions. [3]

Over 200,000 Credit Cards Issued with Growth on the Horizon

By the end of 2024, Provident Polska had already issued more than 200,000 credit cards under its previous small payment institution status.[4] This existing foundation positions the company for rapid expansion in the coming year. The new license removes barriers and unlocks the potential for exponential growth in the Polish market.

The ability to issue credit cards without transaction caps offers enormous benefits to customers. It ensures greater flexibility in managing finances, from everyday expenses to larger, more strategic purchases. This capability aligns with Provident Polska’s commitment to delivering financial products that are both affordable and effective.

Breaking Barriers to Create Opportunities

One of the breakthrough advantages of the KIP license is the ability to conduct financial activities with no pre-set maximum transaction limits. [5] Previously, Provident Polska’s growth was constrained by the regulatory ceilings applied to small payment institutions, requiring careful balancing of customer needs and operational feasibility. [6]

The new designation as a full payment institution eliminates these constraints, empowering Provident Polska to intensify its focus on innovation and service expansion. This achievement reflects more than just compliance with regulatory requirements—it underscores the company’s commitment to trust, vision, and the relentless drive to empower its customers.

The KIP license serves as a testament to Provident Polska’s dedication to helping families and individuals achieve their financial goals in a sustainable and responsible way.

By leveraging this newfound flexibility, Provident Polska is now better positioned to serve a broader customer base while tailoring its products and services to meet evolving financial needs.

Enhancing Operations in Poland

The KIP license not only enables Provident Polska to scale its operations domestically but also allows the company to develop its financial offerings further by leveraging advanced technologies. From innovative digital payment solutions to enhanced mobile application capabilities, Provident Polska is committed to making financial interactions simpler, faster, and more convenient for Polish customers. [7]

The flagship credit card product, introduced under the small payment institution regime, has already proven its utility as a flexible financial tool. The full payment institution license provides a platform for expanding this product line, making it accessible to more customers while introducing additional benefits such as lower fees, added features, and personalized financial solutions. [8]

A Boost to Poland’s Economic Landscape

The importance of this achievement for Poland’s broader financial and economic ecosystem cannot be overstated. Provident Polska’s growth contributes to the country’s job creation, financial inclusion initiatives, and technological advancements in financial services. The receipt of the KIP license not only solidifies the company’s position as one of Poland's leading non-banking financial institutions but also highlights the country’s forward-thinking regulatory framework, which supports innovation while ensuring consumer protection.

This milestone reflects Provident Polska’s capabilities and its commitment to raising standards of service and reliability. It also underscores the company’s role in driving economic development, inspiring others in the market to follow suit. By strengthening its foundation, Provident Polska is poised to create a positive ripple effect across the financial sector, furthering its mission to empower customers and contribute to Poland’s economic progress.

Poland First, But Europe Within Reach

While Provident Polska remains firmly committed to its Polish customer base, the KIP license opens the door to international opportunities. Thanks to the EU passporting procedure, Provident Polska can now offer its services in other European Economic Area (EEA) member countries. [9] This regulatory harmonization ensures that Provident Polska’s expertise and customer-centric approach can be shared beyond Poland’s borders.

A Responsible Approach to Growth

While growth and innovation are central to Provident Polska’s strategy, the company remains steadfast in its commitment to responsible lending and financial inclusion. The KIP license provides an opportunity to not only build scale but also engage in meaningful initiatives that promote financial literacy and help customers make informed financial decisions.

This responsible approach aligns with IPF’s broader mission to be a force for good. [10] It underscores Provident Polska’s dedication to building long-term relationships based on trust, transparency, and value delivery.

Looking Ahead to 2025 and Beyond

With the receipt of the KIP license, Provident Polska is poised for accelerated growth in 2025. The company aims to expand its service portfolio, grow its customer base, and explore untapped opportunities within the Polish market.

Gerard Ryan, CEO at IPF has stated: “With good growth momentum and a strong balance sheet, we enter 2025 in an excellent position to accelerate both growth and the pace of change across the Group. Building on our track record of success, we will maintain our focus on serving those consumers who need us most and enhancing our customer experience, while pursuing growth opportunities with discipline and a clear focus on sustainable returns.” [11]

Sources

[1] Page 7 of the IPF Report
[2] https://bpcc.org.pl/pl/provident-polska-z-licencja-krajowej-instytucji-platniczej/
[3] Page 7 of the IPF Report
[4] Page 3 of the IPF Report
[5] https://www.dlklegal.com/en/doswiadczenie/kip-license-for-provident-polska/
[6] https://voltlegal.com/small-payment-institution-mip-in-poland-an-ideal-solution-for-fintech-startups/
[7] Page 6 of the IPF Report
[8] Page 13 of the IPF Report
[9] Page 6 of the IPF Report
[10] Page 6 of the IPF Report
[11] Page 4 of the IPF Report

A new wave of AI-powered credit engines is changing the game for how Americans take control of their financial health. Platforms like Dovly AI go beyond traditional credit repair, offering a smarter, all-in-one solution that helps consumers build, monitor, protect, and optimize their credit. By using AI to automate and personalize credit improvement, Dovly empowers users to take control of their credit journey—building stronger scores, monitoring progress, protecting against identity threats, and unlocking better financial opportunities.

Revolutionary Impact on Consumer Credit Scores

The financial impact of credit boosting software like Dovly is staggering, with industry standards reporting users experiencing average credit score increases of 34-82 points in as few as six months, depending on the initial condition of their credit. These improvements equate to life-altering economic prospects for millions of Americans once stuck in a vicious cycle of poor credit and restricted financial options.

There’s plenty of data showing the extent of the problem: U.S. consumers dispute $11 billion in charges a year, with 40% growth expected by 2026. Traditional manual dispute processes simply can’t handle the volume, particularly as legislation tightens time limits for resolution.

These platforms are effective because of the advanced technology powering them. For example, AI-driven engines like Dovly use real-time credit data to personalize each user's credit journey—whether they're building credit, monitoring changes, or disputing inaccuracies. Intelligent prioritization, powered by machine learning, focuses actions on the areas that can have the biggest impact on credit health, helping users make faster, more meaningful progress toward their financial goals.

Regulatory Changes Driving Innovation

Recently implemented regulatory changes are driving the adoption of advanced credit management software at an increased pace. A recent notice from the CFPB now requires lenders to settle disagreements within 30 days, rather than the old 45-day deadline. The FTC Safeguards Rule, on the other hand, requires multi-factor authentication for access into credit information, addressed by top AI platforms, such as Dovly.

Perhaps most importantly, new CFPB regulations now remove sub-$500 medical bills from credit reports, a respite for the estimated 43 million Americans with medical bills dragging down their credit score. Experts believe manual dispute procedures can’t manage these timescales, leading to a further rise in the popularity of AI-powered software. 

Consumer Experience Transformation

Dovly AI has become a market leader by offering a full suite of services to help users build credit, track their scores, protect against identity theft with $1 million in coverage, and resolve credit issues around the clock. Its AI-driven engine is designed to influence the key factors that impact 80% of a consumer’s VantageScore 3.0—empowering users to make smarter moves toward long-term credit health.

Customer testimonials confirm these claims, with customers reporting fast results. Amber Johnson, a customer, testified on Trustpilot: “I just downloaded and paid my fee in full upfront maybe two to three weeks ago. I already got notifications from Experian yesterday things are being removed.” This rapid resolution is in stark contrast to the typical dispute procedures that last months and require multiple follow-ups.

Industry Recognition and Future Trajectory

Formed in 2019 in Phoenix, Dovly is now one of the fastest-growing Fintech SaaS companies, listed as one of the 24 Best Scottsdale FinTech Startups and recognized as the Credit Optimization Platform of the Year - USA 2024.

The company has already helped over one million members establish credit and formed strategic collaborations with industry giants, such as Chime Visa, MoneyLion, and Varo to further expand and ensure financial inclusion for an even broader range of consumers.

Endnote

With credit reporting becoming complex and regulatory requirements tightening up a lot recently, AI-based platforms like Dovly are a lifesaver for consumers seeking to erase debt and improve credit scores. These technologies are truly making it easier to improve financial wellness by simplifying the reporting process, which is why they’re only going to become more popular in the near future.

According to an alert issued today by consumer protection attorneys at Blankingship & Christiano, P.C, Experian Information Solutions, Inc. successfully uses arbitration clauses to prevent consumers from suing the credit agency over inaccurate credit reporting.

The arbitration clauses are not found in contracts directly with Experian, but instead appear in the fine print of sign-up agreements for affiliated services such as CreditWorks, FreeCreditScore.com, CreditReport.com, and others. Consumers typically access these services believing they are receiving a free credit score or monitoring service, often by simply clicking “I agree.”

“Most people think they’re doing something financially healthy by getting a free credit report, but they’re also clicking away their 7th Amendment rights,” said Hugo Blankingship, partner and founder at Blankingship & Christiano, P.C. 

The 7th Amendment to the U.S. Constitution guarantees the right to a jury trial in civil cases, allowing individuals to bring disputes before a court of law rather than being forced into private arbitration.

 “It’s not obvious to the average consumer because these arbitration clauses are deeply embedded in fine print and are being used to shield Experian from jury trials,” added Blankingship.

Although Experian is not a named party in these agreements, the credit reporting agency has successfully argued in court that it is an affiliated entity, and therefore entitled to enforce the arbitration provision. As a result, many consumers have been denied access to a courtroom, pre-trial discovery and jury trial. These are critical rights that consumers must preserve.

“We’ve had several clients who were unaware they had signed away their right to sue. This is not a technicality, it's a legal strategy with real consequences for people harmed by credit report inaccuracies,” said Tom Christiano, partner and co-founder of the firm.

Truly free, no-strings-attached credit reports can be accessed at annualcreditreport.com.

How Consumers Can Respond To Preserve Their Jury Rights

Blankingship & Christiano, P.C. recommends that consumers:

• Check their email or account history for sign-ups with CreditWorks, FreeCreditReport.com, or other Experian-affiliated services 
• Call 1-866-617-1894 to cancel all services, including any free plans
• Choose the option for consumers
• You will have to provide your personal information so that they can locate you
• Be firm and tell them that you want to cancel both paid and free memberships
• Request written confirmation of cancellation by email

American Kratom Association (AKA) is calling on Governor Jeff Landry to immediately veto SB 154, a bill that will unjustly criminalize more than 325,000 law-abiding Louisianans who currently use kratom as part of their personal health and wellness routines. If signed into law, SB 154 would strip these individuals—including many veterans—of safe access to kratom and turn them into criminals overnight.

SB 154 is based on misinformation and political favoritism, not science. During debate, proponents of the bill relied on incomplete and demonstrably false claims—ignoring the expert evaluations that led the U.S. Drug Enforcement Administration to decline scheduling kratom. Instead of protecting public health, this legislation caters to Senator Morris’s campaign donors, including anti-kratom drug rehab centers and pharmaceutical interests that stand to profit from a ban.

“This bill isn’t about public safety—it’s about politics,” said Mac Haddow, Senior Fellow on Public Policy for the AKA. “We’re urging Governor Landry to reject this reckless criminalization effort and stand with the 325,000 Louisianans who responsibly use kratom, many of whom are veterans managing chronic pain and PTSD without dangerous opioids.”

The AKA strongly urges Governor Landry to veto SB 154 and instead convene a Louisiana Kratom Commission to:

• Study kratom’s safety and potential for misuse,
• Address the risks of adulterated or synthetically enhanced products,
• Recommend a science-based regulatory framework that protects consumers without criminalizing them.

Take Action Now

Louisiana residents can contact Governor Landry and ask him to veto SB 154 by visiting: www.protectkratom.org/louisiana

America should stand for facts—not fear, and for science—not special interests. Louisiana deserves thoughtful regulation—not blanket criminalization.