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When the European Central Bank first floated the idea of a digital euro in 2021, it felt to many like a speculative gesture — a bureaucratic nod to the rising influence of cryptocurrency and the growing power of tech giants in global payments.

But here in Lithuania, the idea never felt abstract.

Not after Russia’s invasion of Ukraine. Not after waves of cyberattacks across Eastern Europe. And certainly not as European governments continue to pay billions in fees to American card networks just to process domestic transactions.

“For us, this isn’t about hype,” says Edgars Lasmanis, founder of Lithuanian fintech firm Walletto. “It’s about sovereignty, resilience, and real-world use cases.”

Now, with legislative groundwork nearly complete and prototypes in development, Lithuania is emerging as one of the most prepared — and most motivated — backers of the digital euro: a central bank digital currency (CBDC) designed to complement cash, operate offline, and offer a pan-European alternative to Visa, Mastercard, and Big Tech.

Why the Baltic states are listening

Across much of the eurozone, the digital euro is still viewed with ambivalence. Citizens express concern about surveillance, centralisation, and the vague fear that something valuable is being replaced with something cold and programmable.

But in Lithuania — a country of fewer than 3 million people that borders both Russia and Belarus — the mood is more pragmatic.

“We know what it means to be cut off,” says Ingrida Simonaitytė, a cybersecurity consultant in Vilnius. “We’ve seen what happens when infrastructure fails. Having your own payment system isn’t just nice — it’s national security.”

According to data from the Bank of Lithuania, the country is almost entirely dependent on international card schemes for everyday payments. Neither Lithuania nor 13 other eurozone countries currently have a domestic card system — a dependency that European officials describe as a strategic vulnerability.

In 2022, the EU paid an estimated €1 billion in card fees to U.S. providers. Lithuania alone handles nearly all of its digital transactions through Visa, Mastercard, Apple Pay, and Google Pay.

“That kind of reliance on external infrastructure isn’t sustainable,” Lasmanis says. “Especially when you consider that geopolitics now includes cables, chips, and payments.”

What exactly is the digital euro?

Unlike Bitcoin or stablecoins, the digital euro is state money. It would be issued by the Eurosystem — the ECB and national central banks — not commercial banks or private platforms.

The goal is not to eliminate cash, but to create a parallel, digital means of payment: one that is free to use, widely accepted across the eurozone, and capable of functioning even during internet outages or political instability.

Key features include:

• Offline payments, even without mobile or data signal
• Free basic services for individuals, including transfers and point-of-sale payments
• No commercial data harvesting, with strong privacy guarantees
• Programmable capabilities for governments (like automatic tax refunds or disaster relief)

The plan, currently in the preparatory phase, is to roll out basic infrastructure by 2027, with a full rollout by 2030. The ECB emphasizes that it has no commercial interest in transaction data and that privacy will be “as close to cash as possible,” particularly for offline transactions.

“It’s designed to be neutral and foundational,” says Christine Lagarde, ECB President, in a recent speech. “A public option for digital money.”

A digital euro, built in Vilnius?

In Vilnius, the central bank has already built a live demo of how the digital euro might work — including offline payments, QR-based peer-to-peer transfers, and real-time tax declarations for merchants.

Behind the scenes, firms like Walletto are helping to shape how private-sector intermediaries — banks, PSPs, fintechs — will integrate with the system.

“The idea is not to compete with private companies,” says Tomas Garbaravičius, an adviser at the Bank of Lithuania. “It’s to give them the rails to build better services.”

Walletto, which already offers card issuing, merchant acquiring, and bulk payouts, is positioning itself to be one of those builders. Lasmanis says the company is ready to integrate digital euro functionality into its platform the moment a viable API is available.

“We already serve clients across the EEA,” he says. “If we can offer them digital euro capabilities — especially offline or instant settlement — it’ll be a game changer.”

From Brussels to Washington: The global view

While the EU pushes forward with the digital euro, other major economies are watching — or hesitating.

In the United States, efforts to develop a digital dollar remain stuck in early research stages. The Federal Reserve has been cautious, citing concerns over bank disintermediation, privacy, and political backlash.

“We’re watching Europe closely,” said Michael Barr, Vice Chair for Supervision at the Fed, during a 2024 testimony. “But any U.S. CBDC would require Congressional approval — and public trust.”

That trust may be hard to earn. In a polarized political environment, CBDCs are often framed as government overreach. In contrast, Lithuania has framed the digital euro as a democratic tool — giving citizens options, not orders.

“Nobody will be forced to use the digital euro,” Lasmanis emphasizes. “But people should be able to. Especially in a crisis.”

Can it really work offline?

Perhaps the most radical feature of the digital euro is its ability to work without internet or mobile connection. Using secure chips embedded in smartphones or cards, users could transfer funds directly — no cloud, no server, no telecoms.

“This is where the innovation really lies,” says Lisa Thompson, a digital currency researcher at MIT. “Offline capability breaks the dependence on real-time infrastructure. It’s closer to cash than any digital payment we've seen.”

In Lithuania, that capability is seen not as a curiosity, but a necessity.

“If the cable goes out, if there's a cyberattack, if there’s another war — we need fallback options,” says Simonaitytė. “That’s what the digital euro offers. Not speculation — resilience.”

But what about privacy?

Despite ECB assurances, privacy remains a flashpoint — particularly in Germany, where cash usage is culturally significant.

Surveys show that many citizens fear surveillance, even if the central bank promises pseudonymisation, data encryption, and strict legal firewalls between banks and public authorities.

Lasmanis is cautiously optimistic.

“Trust has to be earned,” he says. “That’s why the offline mode matters. If you can pay without a network, without a trail, then the system becomes credible.” He adds that privacy should not be seen as incompatible with compliance: “It’s possible to have robust AML and still protect the user. We do it every day.”

Europe’s quiet counterweight to Big Tech

Ultimately, the digital euro is about rebalancing power — not just within finance, but within society.

Visa and Mastercard are global businesses. Apple and Google own the device layers. Commercial banks own deposits. But central banks, in theory, serve the public. And that distinction matters.

“A payments system should not be hostage to any one provider — or country,” says Lagarde.

If successful, the digital euro could become the first truly public digital currency used at scale — offering Europeans a way to pay, get paid, and store value without handing over their data, identity, or dependence.

Back in Vilnius, the work continues

At Walletto’s office, developers are already mapping what a future integration might look like: merchant terminals that accept digital euro alongside cards; apps that let users move between money types; APIs that let governments disburse aid instantly.

“The future of money is modular,” Lasmanis says. “And the digital euro is one of those modules.”

His view is neither utopian nor cynical. It’s pragmatic — a view shaped by Lithuania’s geography, its past, and its digital future.

“In the Baltics, we don’t ask if something is necessary. We ask: what happens if we don’t have it?”

About Walletto

Walletto is a European-licensed electronic money institution (EMI) and all-in-one fintech platform headquartered in Lithuania. As a principal issuer and acquirer with direct Visa and Mastercard partnerships, Walletto provides secure, scalable solutions for card issuance, acquiring, and electronic payments. Its integrated infrastructure enables businesses to launch, grow, and expand globally with speed and compliance confidence. For more information, visit walletto.eu.

Media Contact

Julija Pudenko
marketing@walletto.eu

The nomination period for the Broermann Medical Innovation Award 2026 has begun. Endowed with a million euros, this international award is among the most prestigious honors for medical research worldwide. Scientists from around the globe who have made pioneering contributions in medicine, biotechnology, or related fields may be nominated. The nomination portal will remain open until March 1, 2026.

The Broermann Medical Innovation Award recognizes scientific breakthroughs with high innovation potential for clinical application. The focus is on research results that have a long-lasting impact on the lives and health of millions of people worldwide. The announcement of the award recipient and the second official Broermann Medical Innovation Award ceremony will take place in autumn 2026.

Debut of the Broermann Medical Innovation Award This Year

The award will be presented for the first time this year. The jury will announce the inaugural recipient of the Broermann Medical Innovation Award on September 18, 2025. The official award ceremony, hosted by the Minister-President of Hesse, Boris Rhein, will take place on November 14, 2025, at the Hessian State Chancellery in Wiesbaden.

About the Broermann Medical Innovation Award

The Broermann Medical Innovation Award was established in 2024 to honor the vision and commitment of Dr. Bernard große Broermann, founder of the Asklepios Kliniken Group. The award is endowed by Broermann gemeinnützige GmbH and organized through the University Hospital Gießen and Marburg (UKGM). The award is intended to recognize groundbreaking medical discoveries and highlight those whose research is making real progress in the prevention or treatment of disease. The aim is to reflect the award founder's firm conviction that, although scientific excellence in medicine is always an international team effort, the impact of networks is limited without the genius of individual researchers. The Broermann Medical Innovation Award is intended to recognize and support these key figures and drivers of medical innovation worldwide.

Further information about the award, nomination criteria, and selection process can be found at www.broermann-award.org.

Media Contact

Miriam Malko
contact@broermann-award.org
+49 641 98542310

Asklepios Kliniken Konzernbereich Unternehmenskommunikation & Marketing
presse@asklepios.com
+49 40 1818826636

24-hour press office hotline
presse@asklepios.com
+49 40 1818828888

SKYX Platforms Corp. (NASDAQ:SKYX) (“SKYX” or the “Company”), a platform technology company with more than 100 issued and pending patents and a growing portfolio of over 60 lighting and home décor websites, announced today that it has successfully showcased its smart plug-and-play technologies during a renovation project at a Marriott SpringHill Suites Hotel operated by the Shaner Group. The demonstration reflects SKYX’s ability to deliver safety, efficiency, and cost savings during large-scale renovation projects and supports its continued market expansion in the U.S. and Canada.

The project featured multiple SKYX solutions, including ceiling fixtures, recessed lights, downlights, wall lights, EXIT and emergency lighting, and plug-in LED backlit mirrors. The Company reported that the installation process highlighted meaningful advantages in safety, time savings, and cost efficiency, creating opportunities to improve the standard renovation cycle that most major hotel chains require every seven years.

“We are happy to report that we have successfully demonstrated our technology’s ability to provide significant hotel safety, time savings and cost savings during hotel renovation and buildouts,” said Rani Kohen, founder and executive chairman of SKYX. “We hope to continue demonstrating our technologies’ abilities in additional projects and remain focused on further scaling our footprint and unlocking long-term value through future recurring revenue opportunities.”

Lance Shaner, founder of the Shaner Hotel Group and a long-term SKYX investor, added, “We clearly recognize SKYX’s significant value of time saving, cost saving, and safety as demonstrated during our Marriott SpringHill Suites hotel renovation. I strongly believe SKYX’s game-changing advanced and smart platform technologies will make hotels, buildings, and homes advanced, smart, and safe instantly, while saving cost, time, and lives.”

Following this successful renovation, SKYX anticipates that its smart building technologies will be incorporated into additional Marriott properties as well as other hotel brands. With proven advantages in safety, speed, and cost reduction, SKYX continues to advance its mission of setting a new standard for safe and smart buildings across North America.

To view SKYX’s renovation demonstration video at the SpringHill Suites Marriott, click here.

About SKYX Platforms Corp.

As electricity is a standard in every home and building, our mission is to make homes and buildings become safe-advanced and smart as the new standard. SKYX has a series of highly disruptive advanced-safe-smart platform technologies, with over 97 U.S. and global patents and patent pending applications. Additionally, the Company owns over 60 lighting and home decor websites for both retail and commercial segments. Our technologies place an emphasis on high quality and ease of use, while significantly enhancing both safety and lifestyle in homes and buildings. We believe that our products are a necessity in every room in both homes and other buildings in the U.S. and globally. For more information, please visit our website at www.skyplug.com or follow us on LinkedIn.

Forward-Looking Statements

Certain statements made in this press release are not based on historical facts, but are forward-looking statements. These statements can be identified by the use of forward-looking terminology such as “aim,” “anticipate,” “believe,” “can,” “could,” “continue,” “estimate,” “expect,” “evaluate,” “forecast,” “guidance,” “intend,” “likely,” “may,” “might,” “objective,” “ongoing,” “outlook,” “plan,” “potential,” “predict,” “probable,” “project,” “seek,” “should,” “target” “view,” “will,” or “would,” or the negative thereof or other variations thereon or comparable terminology, although not all forward-looking statements contain these words. These statements reflect the Company’s reasonable judgment with respect to future events and are subject to risks, uncertainties and other factors, many of which have outcomes difficult to predict and may be outside our control, that could cause actual results or outcomes to differ materially from those in the forward-looking statements. Such risks and uncertainties include statements relating to the Company’s ability to successfully launch, commercialize, develop additional features and achieve market acceptance of its products and technologies and integrate its products and technologies with third-party platforms or technologies; the Company’s efforts and ability to drive the adoption of its products and technologies as a standard feature, including their use in homes, hotels, offices and cruise ships; the Company’s ability to capture market share; the Company’s estimates of its potential addressable market and demand for its products and technologies; the Company’s ability to raise additional capital to support its operations as needed, which may not be available on acceptable terms or at all; the Company’s ability to continue as a going concern; the Company’s ability to execute on any sales and licensing or other strategic opportunities; the possibility that any of the Company’s products will become National Electrical Code (NEC)-code or otherwise code mandatory in any jurisdiction, or that any of the Company’s current or future products or technologies will be adopted by any state, country, or municipality, within any specific timeframe or at all; risks arising from mergers, acquisitions, joint ventures and other collaborations; the Company’s ability to attract and retain key executives and qualified personnel; guidance provided by management, which may differ from the Company’s actual operating results; the potential impact of unstable market and economic conditions on the Company’s business, financial condition, and stock price; and other risks and uncertainties described in the Company’s filings with the Securities and Exchange Commission, including its periodic reports on Form 10-K and Form 10-Q. There can be no assurance as to any of the foregoing matters. Any forward-looking statement speaks only as of the date of this press release, and the Company undertakes no obligation to update or revise any forward-looking statements, whether as a result of new information, future events or otherwise, except as required by U.S. federal securities laws.

Media Contact

Jeff Ramson
jramson@pcgadvisory.com

Global Chamber® New York City is making bold strides in 2025, curating a vibrant schedule of international business activities and welcoming a steady influx of new members. This growth is a direct result of the dynamic leadership of Executive Director Susan Gitenstein Assadi and Advisory Board Chair Charles Bernard, whose collaborative vision has energized the advisory board and elevated the organization’s global reach.

Together, they continue to foster meaningful connections, spotlight emerging opportunities, and position Global Chamber NYC as a hub for cross-border innovation and influence.

Charles Bernard, Advisory Board Chair

Charles is the founder and CEO of Criteria for Success, a sales consulting firm, and Collavia, a SaaS company that brings sales strategy to life with AI.

He has spent over 20 years helping business leaders build stronger sales teams and increase revenue through practical frameworks and leadership development. Based in New York City, Charles works with clients across industries and is also a frequent speaker on sales, AI, and organizational growth.

He is the pioneer of the selling operating system called "Enabling Buying in a World of Selling," which helps organizations move from pushing products to creating conditions where buyers buy with confidence. 

Charles says, “I joined the advisory board because I believe Global Chamber brings together the right voices to make a real difference for business leaders. The collaboration and global reach align perfectly with my work helping companies grow in smarter and more human ways."

Susan Gitenstein Assadi, Executive Director

Since stepping into the role of executive director in 2019, Susan has led Global Chamber New York City through a period of strategic expansion and innovation. Under her guidance, the organization has built a diverse and engaged membership base while evolving its programming to meet the demands of a rapidly changing global business landscape.

In addition to her role at the Global Chamber, Susan leads GA PR, a boutique firm specializing in expert-driven and thought leadership campaigns. A nationally respected media strategist, she has secured top-tier placements in outlets such as The Wall Street Journal, Financial Times, The New York Times, Barron’s, Reuters, Bloomberg, and CNBC. Her work consistently elevates small and midsize companies to visibility typically reserved for Fortune 500 brands.

Susan is also the co-founder of Safed House, a welcoming space for refugees and immigrants to share their stories, find support, and build community — reflecting her deep commitment to empathy, storytelling, and social impact.

Susan says, “When I assumed leadership of the chapter six years ago, we were a fledgling group with great potential. Over the past year, under Charles’s thoughtful guidance as chair of our advisory board, we’ve cultivated a vibrant network of global leaders. Their energy and vision have propelled our growth, fostering meaningful business synergies and unlocking new opportunities for their respective companies.”

Steven Nicokiris, Managing Director, CBIZ Advisors

Steven Nicokiris delivers hands-on business, audit, and tax guidance to privately held, family-owned, and private-equity-backed middle market companies, with a sharp focus on global expansion and sustainable growth. His client portfolio spans a wide range of industries — including consumer products, apparel, retail, electronics, housewares, finance, food and beverage, professional services, and staffing — reflecting his versatile expertise and deep market understanding.

From startup strategy to complex buy/sell transactions, Steven advises clients with a global lens. He identifies tax planning opportunities to optimize outcomes, supports budgeting and cash flow forecasting, and helps structure financing arrangements to fuel long-term success.

In addition to serving on the advisory board of Global Chamber NYC, Steven is a board member of the Metro Professional Networking Group and has been a Vistage Trusted Advisor for over a decade — further demonstrating his commitment to leadership, collaboration, and community impact.

Steven said, “I joined the advisory board of the New York chapter of the Global Chamber because I wanted to take a leadership role in its growth under the guidance and vision of Charles Bernard and make a significant impact on the success of member companies with global expansion aspirations.”

Jean-Paul Richer, Port of New York and New Jersey

Jean-Paul Richer (JP) serves as the Northeast regional account manager for the commercial outreach team within the Port Department of the Port Authority of New York and New Jersey. In this role, he builds and maintains strategic relationships with shippers and beneficial cargo owners across the Northeast, while spearheading marketing programs, communication strategies, and business initiatives to drive growth at the Port of New York and New Jersey.

Since joining the agency in 2016, JP has established himself as a key member of the port operations team.

JP’s expertise in logistics, stakeholder engagement, and infrastructure strategy adds valuable perspective to the Global Chamber NYC Advisory Board, reinforcing the Chamber’s commitment to international business connectivity and regional economic vitality.

JP says, “I joined the Global Chamber NYC Advisory Board not only to promote the Port Gateway but to also pursue, develop and maintain synergies and working relationships among NYC and local supply chain professionals, transportation and logistics providers as well as shippers and manufacturers to identify opportunities to support and assist one another.”

Anthony De Filippis, Co-CEO, CargoTrans

Anthony De Filippis is the co-CEO of CargoTrans, a family-founded logistics company dedicated to making global trade simple, visible, and sustainable. Having grown up in the business, he brings firsthand experience from the warehouse floor to executive leadership, giving him a unique perspective on today’s supply chain challenges. Anthony works closely with CEOs and business leaders to cut through the complexity of shifting tariffs, evolving regulations, and global unpredictability, helping them turn challenges into opportunities. His leadership emphasizes clarity, transparency, and partnership, viewing logistics not as a commodity but as a strategic driver of growth. Anthony is recognized for his ability to provide calm in the chaos and actionable strategies that strengthen both businesses and relationships. At CargoTrans, he continues to expand the company’s global reach, supporting technology initiatives while fostering a workplace culture built on integrity, collaboration, and long-term impact.

Anthony says, “I joined the Global Chamber NYC Advisory Board to help businesses cut through the complexity of global trade and create partnerships across the world.”

Melanie Fox, Founder, SpeechFox

As a speech coach, Melanie Fox empowers executives and public figures to speak clear, confident English through accent reduction and interview and presentation training. She also trains actors to master authentic English and Spanish dialects. A paid public speaker, she helps audiences “hack into language” and is the host of the new podcast "Hack That Accent." Melanie served as advisory board chair in 2024.

Melanie says, “I joined the Global Chamber NYC Advisory Board to help generate synergies between businesses based in NYC who want to do business abroad and vice versa — feels like we have our fingers on the pulse of the global business vortex!”

Bernardita Calinao, Founder and CEO, Walkspan

Bernardita Calinao is the founder and CEO of Walkspan, an AI-driven SaaS company that delivers neighborhood intelligence for real estate.  As an environmental planner, she has spent over 25 years directing interdisciplinary studies and formulating sustainable strategies for the urban, transportation, and energy sectors in the U.S. and abroad. Walkspan is a powerful intelligence platform designed to increase sales while simplifying the process of finding the right neighborhoods for real estate clients.

Bernardita says, “I joined the Global Chamber to expose the value of Walkspan for business placemaking decisions at a global scale.“

Doug Wendt, Co-founder, Wendt Partners

Doug Wendt is the co-founder and senior partner of Wendt Partners, a global HubSpot CRM consultancy headquartered in New York with offices in Toronto, London, and Melbourne. Doug has spent the entirety of his 30+ year career focused on designing and delivering innovative technologies for ERP, CRM, and quality management in technology and industrial enterprises.

Doug says, "I joined the Global Chamber New York City Advisory Board because I believe in the power of collaborative innovation to reshape global business practices. This opportunity allows me to blend my experience with fresh ideas to drive meaningful change on the global stage. Now, more than ever, we need leaders who care about crossing borders and building bridges, and the Global Chamber is at the heart of that movement."

Monica Varas, Founder, VIB Global

Monica Varas is the founder of VIB Global and Varas Insurance Brokerage, specializing in innovative insurance solutions for U.S. companies and international businesses entering the U.S. market. With over 15 years of experience, she has worked across industries including technology, logistics, construction, and global trade. Based in New Jersey, Monica partners with clients across the United States, Latin America, and Europe, helping them protect assets and scale confidently.

Monica says, "I joined the advisory board because I believe in building bridges for entrepreneurs. Global Chamber’s collaborative, worldwide network aligns perfectly with my mission to help businesses grow and succeed across borders."

Stefanie Eimesser, Coordination Manager, New York Chapter

Stefanie Eimesser is the coordination manager for Global Chamber’s New York Chapter, bringing over a decade of international experience in marketing, business development, and event management across premium consumer goods and the travel industries. Originally from Bavaria, Germany, Stefanie relocated to New York City in 2023 after winning the U.S. green card lottery to pursue her dream of living and working in her favorite city. With a master’s degree in marketing management, she combines a proven ability to drive growth and build brand equity through creative, results-oriented strategies with a passion for strengthening New York’s global business community.

Stefanie says, “I joined the Global Chamber NYC because I believe in the power of global connections and want to help create meaningful opportunities for collaboration and growth across our international community.”

Our chapter holds monthly in-person meetings on the fourth Thursday of each month at 5 p.m. ET and monthly online meetings on the second Monday of each month at 5 p.m. ET.

About Global Chamber New York City

Members of Global Chamber® New York City gain access to millions of customers, partners and trusted connections in 525 metro areas around the world to grow their business. We help companies export, import, invest and be more successful.

We're the only organization in New York with hundreds of locations outside of the state that supports attraction, landing, exporting, importing and investment. Our network of over 100 million trusted connections are a key asset to any company looking for more growth.

To get connected with Global Chamber New York City, contact Executive Director Susan Assadi at susan@globalchamber.org. For more information visit www.globalchamber.org.

Media Contact

Susan Assadi
susan@globalchamber.org

The best weather API must have a radar integrated into its data platform. Visual Crossing didn’t pioneer this — other providers such as Tomorrow.io and Open Weather have done so as early as 2021. However, Visual Crossing's approach brings broader accessibility and developer-friendly integration options, instead of primarily targeting enterprise and industrial use.

The update’s main focus has been neatly explained: “Adding real-time radar unlocks a new level of precision in location-aware applications,” said a Visual Crossing spokesperson. “It allows developers to track storms and rain minute-by-minute and adjust their services accordingly.”

More Intelligent Movement Through Environmental Context

GPS tells apps "where" users are, but it fails to explain "what" is happening at that location. During severe weather, such blind spots can result in critical failures.

What radar-enhanced APIs add to the platforms is the ability to factor in active conditions — rainfall, storm fronts and wind fields — enabling geospatial apps and location-based platforms to adapt in real time.

Thanks to this upgrade, routing systems (e.g., maps, navigation apps) can now do more than just adjust their ETAs; they can now reroute around active storm cells, flooded areas, or hail zones, they can score and rank route segments based on safety, warn users about sudden weather hazards, display live storm overlays on maps, and more.

Ride-hailing platforms, such as Uber and Lyft, can now delay/cancel pickups, adjust driver incentives or surge pricing based on storm proximity, alert both drivers and riders of incoming weather threats, and do ride prioritization based on unsafe weather conditions.

Even micromobility apps (e-scooters, bike rentals) can temporarily disable rentals in areas that are expected to suffer severe weather conditions thanks to incoming radar signals, keeping their users safe.

Data from the U.S. Department of Transportation, FHWA (Federal Highway Administration), shows that approximately 21% of 5,900,000 annual vehicle crashes are weather-related. This equates to about 1,235,000, from which there are nearly 5,000 deaths and more than 418,000 injuries.

Thanks to real-time radar implementation into weather APIs, these dreadful numbers could be significantly reduced.

Operational Resilience and Business Continuity

Of course, real-time radar data extends way beyond just navigation. Logistics networks, on-demand services, and location-based retail platforms can now adapt their operations based on real-time weather changes — not after the fact.

FedEx and Amazon rely on extremely precise ETAs to keep their operations flowing, so they gain by benefiting from real-time radar by enabling reroutes on shipments based on storm proximity, shifting loading schedules if there’s too much precipitation, or pausing entire deliveries if there are hazards such as hail or flash flooding.

Considering over 70% of the roads in the U.S. are located in snowy regions, having real-time weather alert updates can help make logistics more efficient and safe, because it allows fleet management systems to timely reroute vehicles to keep the drivers safe and away from icy roads.

In early 2024, 31% of businesses in Tennessee and 28% in Arkansas reported financial losses because of extreme weather. That is a major disruption, and it indicates just how critical it is to factor weather into any location-based service.

Retail also stands to gain from this upgrade. Apps will now be able to automatically push coffee discounts on cold mornings or promote patio dining promos on sunny afternoons.

In fact, a study published in the Journal of Retailing and Consumer Services found that daily sales can vary by up to 23.1% depending on where the store is and as much as 40.7% based on product themes — both directly tied to weather conditions.

Visual Crossing’s Radar Update Hopes for Smarter, Safer Apps

With radar-powered weather APIs now in play, the apps we use on a daily basis can shift from reactive to real-time adaptation — improving responsiveness across all sectors, more reliability, and more safety.

About Visual Crossing

Visual Crossing is a leading provider of weather data and analysis tools for data scientists, business analysts, and developers. With a mission to empower better decision-making through high-quality, easily accessible data, Visual Crossing has been offering enterprise-class solutions for nearly two decades. The company's powerful, yet user friendly, weather API is widely recognized as one of the best in the industry, providing a single endpoint for accessing a vast range of global weather data. This includes decades of historical data, real-time conditions, and a 15-day forecast, making it an ideal choice for a wide variety of applications and industries, from retail and agriculture to energy and construction. Visual Crossing offers a generous free tier for developers and is a trusted source for businesses worldwide. For more information, visit www.visualcrossing.com.

Media Contact

Sean McCafferty
sales@visualcrossing.com

Weddings have always been one of life’s most anticipated milestones, but also one of the most expensive. Now, in the midst of a global cost-of-living crisis, the price of “I do” is climbing even higher. Couples are finding themselves paying more for everything from flowers to food, while the businesses that make these celebrations possible are being forced to adapt to a shifting economic landscape.

Rising Costs for Couples

Across the board, wedding budgets are being stretched. Venues and caterers, dealing with increased labour and energy costs, have raised their prices. Florists are paying more to import blooms as freight costs soar, and designers face higher fabric prices for gowns and suits.

The result? Couples are cutting guest lists, trimming menus, or choosing weekday weddings to keep costs manageable. A carefully styled table for 30 is increasingly replacing a ballroom dinner for 150.

The Strain on Businesses

It isn’t only couples feeling the pressure. The ripple effects of inflation are being felt throughout the industry.

• Dressmakers in major production hubs report jumps in fabric and labour costs.
• Hospitality providers have adjusted menus to reflect the rising price of meat, dairy, and energy.
• Florists are grappling with unpredictable supply chains and higher freight costs.

For some smaller operators, the pressure has been too great, leading to closures. Others are adapting with pared-back packages or budget-friendly alternatives to keep celebrations accessible.

Changing the Look of Weddings

Inflation is also reshaping how weddings look and feel. Micro-weddings and elopements, once niche, have surged in popularity. Digital invitations and online planning tools, like Say I do, are replacing stacks of stationery. Even destination weddings are being reconsidered; in some cases, all-inclusive packages abroad cost less than hosting in major cities like Sydney.

These choices reflect a growing emphasis on intimacy, value, and personalisation over scale.

A Two-Tiered Market

What’s emerging is a divided wedding economy.

• Luxury weddings: Largely unaffected, with high-spending couples continuing to invest in premium venues, designers, and experiences.
• Budget-conscious weddings: A growing segment defined by smaller guest lists, simplified décor, and creative compromises.

The “middle ground”, the once-standard large wedding, is shrinking, squeezed by rising costs and shifting priorities.

Looking Ahead

Even as inflation begins to ease in some regions, its impact on weddings is unlikely to vanish quickly. Couples are weighing their big day against other life goals, such as mortgages or childcare, while businesses refine their pricing and services to meet a new generation of expectations.

The wedding economy, once defined by tradition, is now shaped by economic reality. Love may be priceless, but the way we celebrate it is evolving, proof that even the most enduring rituals must bend with the times.

About Say I do Wedding Planning

Say I do is an all-in-one wedding planning platform that helps couples design a wedding website, manage RSVPs, and stay organized with planning tools. For more information, visit sayi.do.

Media Contact

Say I do
help@sayi.do

Unlisted, a real estate technology company focused on the 98% of homes that aren’t for sale—yet, today announced its selection to TechCrunch’s 2025 Startup Battlefield 200, the highly competitive showcase of the world’s most promising early-stage companies.

Chosen from thousands of applicants across the globe, only 200 startups earned a place in this year’s cohort—recognized by TechCrunch as “THE cohort to watch.” Unlisted will be featured alongside other groundbreaking ventures at TechCrunch Disrupt 2025 in San Francisco.

Most real estate companies showcase homes that are listed for sale, which typically represent approximately 2% of all homes. Unlike these traditional approaches and even unlike private-exclusive listings or “coming soon” listings, Unlisted is the first real estate platform to make every home discoverable regardless of its for-sale status. The platform empowers buyers and homeowners (and their agents) to connect with each other even when a home is not for sale. As a result, Unlisted surfaces interest, unlocks opportunities, and proactively sets the stage for future transactions. 

Backed by HearstLab, Hearst Newspapers, VC414, StageNext Fund, and prominent angel investors, Unlisted gives buyers a competitive edge in today’s challenging housing market. Buyers can find ideal properties that aren’t for sale, explore vastly expanded inventory, and signal interest early by joining Waitlists for their favorite homes. At the same time, homeowners, who are increasingly seeing their days on market tick up, gain a list of interested buyers and insight into how their property resonates, shedding new light on their real estate options before they decide to sell. Real estate professionals serve as local experts on Unlisted, standing by to provide market-specific support across Unlisted’s national footprint.

“Being named to Startup Battlefield 200 is both an honor and a powerful validation of the solution we’re building,” said Katie Hill, founder and CEO of Unlisted. “Real estate has not meaningfully changed in decades. Who isn’t craving a better real estate experience? Unlisted is a $31 trillion real estate market-maker focused on the 98% of homes that aren't for sale—yet. We’re primed to increase information, remove friction, and create all-new opportunities for buyers, homeowners, agents, and more. We’re thrilled to bring our vision to the global stage at TechCrunch Disrupt.”

Startup Battlefield alumni include category-defining companies such as Dropbox, Mint, and Cloudflare. This year’s cohort continues the tradition of highlighting ventures with the potential to reshape industries.

About Unlisted

Unlisted unlocks the potential in homes that aren’t for sale—yet. The company empowers home buyers to join the Waitlist for homes they love that aren’t for sale—in other words, unlisted. At the same time, homeowners collect a Waitlist of interested buyers for whenever the time comes to sell, giving everyone a head start. Unlisted also allows homeowners to control how their home is presented online; they can create a stunning up-to-date property profile that shows off the home’s best features and attracts more interest. With more time and more connection, Unlisted is a more human way to explore real estate that drives better outcomes for all. For more information, visit UnlistedHomes.com.

Media Contact

Sophia Jacomet
sophia@unlistedinc.com

VisualZen, the leading authority in higher education onboarding, today released its case study, "Orientation After the Fire – 2025," drawn from a national webinar that attracted more than 160 registrants and over 200 recording requests. For university CIOs, vice presidents, vice chancellors, and enrollment leaders, this report delivers data-driven strategies to combat summer melt, enhance persistence rates, and optimize operations under budget and staffing constraints.

The upcoming 2026 release of VisualZen’s onboarding operating system, VZOS, provides a game-changing solution, integrating AI-driven analytics with governance frameworks to deliver measurable retention gains while fitting seamlessly into enterprise systems.

Hosted by VisualZen CEO David Morales, the webinar featured orientation leaders from seven institutions — Christopher Newport University, the University of West Florida, Coastal Carolina University, the University of North Carolina at Charlotte, Baylor University, Binghamton University and the University of Colorado Boulder — who shared lessons from 2025 and their outlook for 2026. (Note: Not all institutions represented are current VisualZen clients; their perspectives were shared as part of a peer-learning panel.)

“Onboarding is the cornerstone of retention and institutional resilience,” Morales said. “This case study arms executives with proven tools to address enrollment volatility. The 2026 VZOS release empowers campuses to scale smarter, not harder, with outcomes tied directly to persistence and ROI.”

Executive Insights

• Proven resilience: UNC Charlotte streamlined operations by cutting low-impact programs and reallocating resources for maximum impact. Christopher Newport aligned messaging across campus, ensuring consistent communication from leadership to frontline staff.
• Pressure points: West Florida reported commuter disengagement tied to session length. Binghamton faced infrastructure breakdowns during orientation check-ins. Colorado Boulder struggled with unregistered guest surges, underscoring the need for predictive planning.
• 2026 solutions: Baylor is shifting to 10-minute AI-optimized videos to boost engagement. Coastal Carolina is deploying multi-step check-ins to track attendance in real time and cut costs. Colorado Boulder is expanding facilities to sustain hybrid onboarding at scale.
• AI’s strategic edge: Leaders emphasized AI’s role in tracking registration patterns, repeat resource usage (e.g., financial aid visits), and module drop-offs, enabling proactive interventions to reduce melt and demonstrate ROI.

Why VZOS Matters

VZOS integrates AI analytics with human-centered governance to address executive priorities:

• Retention impact: Predicts melt and tracks persistence by cohort, supporting interventions that keep students enrolled.
• Operational efficiency: Streamlines check-ins and workflows, reducing staff burden and integrating with existing SIS/CRM systems.
• Scalability and ROI: Deploys rapidly without costly overhauls, delivering measurable outcomes within the first year.
• Governance framework: Ensures onboarding processes are measurable, improvable, and not dependent on individual talent.

Take Action

With enrollment pressures mounting, this case study offers a roadmap to strengthen onboarding and retention. Access the full report, executive summaries, and webinar replay at: www.govzo.com/case-studies/orientation-after-the-fire-2025

About VisualZen

VisualZen is an onboarding expert for higher education, helping institutions reduce melt, improve retention and strengthen belonging through adaptive, human-centered orientation systems. Its onboarding operating system, VZOS, combines powerful technology with a proven governance methodology, enabling colleges and universities to scale trust and performance. Guided by the principle “people first, systems second,” VisualZen empowers leaders to create seamless onboarding experiences that are measurable, improvable and built to last. For more information, visit www.govzo.com.

Media Contact

David Morales
david@govzo.com
+1 855-676-3546

Flowable, a leader in intelligent business automation, has been recognized in a leading independent analyst report on Digital Process Automation (DPA). The company’s standards-based platform and compliance-driven design are seen as setting new benchmarks for enterprises in banking, healthcare, insurance, and other regulated industries.

Flowable believes this recognition reinforces their ability to help enterprises manage complex, high-value processes with the precision and governance of today's market demand.

Driving a New Era of Digital Process Automation

The Forrester Wave™ is one of the industry’s most trusted market research frameworks, designed to help technology leaders evaluate vendors based on their product strength, strategy, and market presence. Flowable believes its inclusion highlights a growing market shift away from closed, feature-heavy platforms toward open, standards-driven solutions that deliver AI responsibly.

For Flowable, this recognition reflects Flowable’s commitment to enabling enterprises that require precision in orchestration, compliance-ready automation, and freedom from vendor lock-in.

What Sets Flowable Apart

Flowable believes its recognition in the Forrester Wave™ reflects more than a place in an analyst report. It underscores the company’s ability to deliver reliable, future-ready solutions that address the most pressing needs of enterprises. At a time when organizations are seeking automation platforms that combine innovation with compliance and long-term scalability, Flowable stands out for its unique strengths. 

These differentiators define how the company helps customers succeed in complex, high-value environments:

Champion of Open Standards

Flowable delivers full BPMN, CMMN, and DMN support natively. This ensures interoperability, operational future-proofing, and API-first design without reliance on proprietary architectures.

Governance-First AI for Regulated Industries

Unlike many competitors that emphasize flashy AI features, Flowable integrates governance, compliance, and auditability into its AI agents by design. This makes the platform particularly well-suited for highly regulated industries, such as financial services, insurance, and healthcare. The Forrester report noted that Flowable takes a governance-first approach to AI, allowing enterprises to deploy agents responsibly with traceability, compliance, and business alignment. 

Transparent and Scalable Pricing

The report also stated that customer references appreciate Flowable’s low starting price, scalability, strong vendor engagement, excellent training materials, and transparent/flexible pricing.

Precision for High-Value Work

Where broad enterprise platforms often struggle with complex regulatory environments, Flowable excels. Over 50% of the company’s revenue comes from financial services in Europe and North America, demonstrating its effectiveness in managing high-stakes, compliance-heavy processes.

Meeting Enterprise Needs Today and Tomorrow

Enterprises in the banking, insurance, healthcare, manufacturing, and public sectors face increasing complexity as they strive to balance innovation with compliance and cost control. To address these challenges, Flowable provides CIOs, CTOs, COOs, and transformation leaders with a platform that integrates governed automation into existing technology ecosystems. 

The solution accelerates claims processing, reduces operational risk, and ensures regulatory compliance. With these capabilities, organizations can achieve a transformation that is both sustainable and customer-focused.

Forward Momentum: Building the Next Wave of Digital Process Automation

Flowable’s recognition in the Forrester Wave™ marks a defining moment for the company and its customers. As enterprises continue to adopt standards-based and governance-driven automation, Flowable is well-positioned to deliver lasting value and drive measurable transformation across global markets. Flowable believes the acknowledgment from Forrester validates their vision and highlights its role in shaping the future of digital process automation.

Organizations seeking to reduce complexity, strengthen compliance, and unlock scalable growth can now see how Flowable stands apart from traditional vendors. A dedicated landing page has been created where decision-makers can access the Forrester Wave™ report and explore the full findings.

Access the full report here.

Forrester does not endorse any company, product, brand, or service included in its research publications and does not advise any person to select the products or services of any company or brand based on the ratings included in such publications. Information is based on the best available resources. Opinions reflect judgment at the time and are subject to change. For more information, read about Forrester’s objectivity here .

About Flowable

Flowable is a leading provider of intelligent business automation solutions that enable enterprises to deliver digital transformation with precision, scalability, and compliance. The platform combines native support for open standards, governance-first AI, and transparent pricing to give organizations the confidence to automate critical processes. Flowable collaborates with enterprises in the financial services, insurance, healthcare, manufacturing, and public sectors to unlock the full potential of their operations. Learn more at www.flowable.com or contact us at marketing@flowable.com.

Media Contact

Violet Diamanti-Race 
violet.diamanti@flowable.com
+41 31 329 09 00

Charleston Pro Bono Legal Services will host the benefit concert "Jammin’ for Justice" on Thursday, Sept. 11, 2025, at the Charleston Library Society, featuring live music and a silent auction to expand access to justice in Charleston County.

The concert, hosted by local attorney and musician Sean Keefer, will showcase performances by Levi Lowrey, Admiral Radio, and Kelly Morris. Proceeds will support Charleston Pro Bono’s work providing free civil legal services to low-income residents of Charleston County, helping families protect their rights and stabilize their futures.

“With private attorneys out of financial reach for so many in our community, Charleston Pro Bono works every day to break down barriers to justice,” said CEO Alissa Lietzow. “'Jammin’ for Justice' brings people together for a fun night of music while making a direct impact on our neighbors who need legal help most.”

In addition to live performances, "Jammin' for Justice" will feature a silent auction with local items and experiences, available online.

Event Details:

• Date: Sept. 11, 2025
• Time: 7:30–9:30 p.m. (doors open at 7 p.m.)
• Location: Charleston Library Society, 164 King St., Charleston, SC 29401
• Tickets: Available at www.eventbrite.com/e/jammin-for-justice-benefiting-charleston-pro-bono-legal-services-tickets-1376481335729?aff=oddtdtcreator
• Silent Auction: Open from 9 a.m. Sept. 2 to 10 p.m. Sept. 11, online at go.dojiggy.io/legalaid

Charleston Pro Bono Legal Services encourages community members and music lovers to join them for this one-of-a-kind fundraiser.

About Charleston Pro Bono Legal Services

Charleston Pro Bono Legal Services is a nonprofit dedicated to bridging the gap between low-income families and the protections of the justice system by providing free civil legal aid to eligible residents of Charleston County. Last year, the organization served nearly 2,000 clients in areas including family law, housing, estate planning, and victims’ rights. For more information, visit charlestonprobono.org.

Media Contact

Cyril Langston
clangston@charlestonprobono.org
+1 843-853-6456

The Scientific Association for Botanical Education and Research (SABER) applauds recent legislative efforts by states, including Texas, North Carolina, Virginia, and Arkansas, to curb the sale of synthetic hemp-derived cannabinoids such as delta-8 THC, delta-10 THC, THC-O, and HHC. These substances, while marketed as hemp-based, are typically produced through chemical conversion and pose significant risks to public health and regulatory integrity.

“We support the states that have taken a decisive step forward by recognizing that chemically synthesized cannabinoids present unique dangers when sold without oversight. SABER strongly supports this science-based approach and urges other states and federal regulators to follow suit,” said Dr. Thomas Brendler, Steering Committee Member at SABER and plant medicine scientist.

Public Health & Market Risks

Despite their “hemp-derived” label, most delta-8 and related products are not naturally extracted but chemically converted using solvents and acids. Without proper oversight, these methods leave behind potentially toxic byproducts.

Independent analyses and federal reports have revealed that many of these products:

• Exceed legal THC limits or contain undisclosed compounds.
• Are marketed to minors with candy-like packaging that lacks child-resistant safeguards.
• Contain residual solvents, heavy metals, and synthetic byproducts.

The FDA has logged hundreds of adverse events, including hospitalizations of children experiencing hallucinations, seizures, and loss of consciousness. 

Why Texas Matters

Texas has emerged as a key battleground state in shaping the national hemp economy, which analysts estimate could surpass $18 billion by 2030. The state’s actions to restrict synthetic cannabinoids signal a broader recognition: the unchecked gray market created by the 2018 Farm Bill loopholes threatens not only consumer safety but also legitimate agricultural and botanical industries.

Texas’s leadership underscores the need for a consistent, science-based federal framework. Without it, responsible businesses are forced to compete with unregulated operators selling unsafe products.

SABER’s Science-Based Framework for Regulation

SABER calls for a balanced approach that distinguishes between safe, natural hemp derivatives and risky synthetic products:

• Ban or strictly regulate chemically converted cannabinoids.
• Require GMP-compliant manufacturing.
• Mandate clear labeling, batch traceability, and child-resistant packaging.
• Invest in public education campaigns to ensure consumers understand the difference between botanical hemp and chemically synthesized compounds.
• Protect access to non-intoxicating, full-spectrum hemp products with transparent supply chains.

“Consumers deserve safe, clearly labeled, and honestly marketed botanical products, not a shadow market of chemically manipulated substances designed to skirt the law,” said Dr. Paula Brown, Steering Committee Member at SABER and Director of Natural Health & Food Products Research at the BC Institute of Technology.

About Scientific Association for Botanical Education and Research (SABER)

Media Contact

Paloma Lehfeldt
info@saberscience.org

Webus International Limited (“Webus” or the “Company”) (NASDAQ:WETO), a leading provider of AI-driven mobility solutions specializing in premium, customizable chauffeur services worldwide, today announced that it has signed a strategic partnership agreement with Air China Limited, a major international airline with over 60 million PhoenixMiles members worldwide.

Through this partnership, Webus’s travel service brand, Wetour, may provide Air China’s passengers and members worldwide with airport transfers and premium chauffeur services.

“This collaboration with Air China, with the potential to reach more than 60 million members and passengers, not only expands Wetour’s global service footprint but also accelerates our vision of building a Ripple-integrated travel ecosystem,” said Nan Zheng, CEO of Webus.

Looking ahead, Wetour plans to provide Air China’s PhoenixMiles members with access to its overseas platform with XRP payment support, enabling travelers to benefit from faster settlement, tokenized rewards, and blockchain-enabled vouchers directly tied to their membership benefits, subject to future business development and regulatory compliance. This marks a key step in connecting one of the world’s largest airline loyalty bases with the next generation of Web3 travel solutions.

About Webus International Limited

Webus International Limited is a recognized provider of AI-driven mobility solutions specializing in premium, customizable chauffeur services for travelers worldwide. Through an innovative Mobility-as-a-Service (MaaS) model, Webus delivers personalized transportation experiences with an extensive fleet of luxury vehicles and professional chauffeurs. The Company’s flagship brand Wetour offers global airport transfers, intercity transportation, private guided tours, and luxury-chartered services for leisure and business travelers. For more information, please visit ir.wetourglobal.com or www.wetourglobal.com.

Forward-Looking Statements

This press release contains forward-looking statements, including statements regarding the company’s plans and expectations for its strategic partnership with Air China; availability, functionality and geographic rollout of XRP payments on Wetour; potential benefits of crypto-enabled settlement; user adoption; regulatory approvals and compliance; and the Company’s digital-asset management framework. Forward-looking statements are subject to risks and uncertainties that could cause actual results to differ materially, including market conditions, regulatory changes, technology integration timelines, and other factors discussed in the Company’s filings with the U.S. Securities and Exchange Commission (the “SEC”), available at www.sec.gov. The Company undertakes no obligation to update forward-looking statements except as required by law. This release does not constitute an offer to sell or the solicitation of an offer to buy any security or digital asset.

Media Contact

Annabelle Li
ir.annabelle@webus.vip

Amidst the AMA (American Medical Association) report on persistent physician burnout of about 45% of doctors nationwide and increasing concerns regarding depersonalized patient care, a veteran cardiologist introduces a solution from an unlikely source: storytelling.

Dr. Aaron J. Feingold's book, "Tales of a Cardiologist," now available on Amazon, takes four decades of firsthand patient interaction and transforms them into shared stories that bridge the increasing gap between medical science and mankind.

Timing could not be more critical. In recent studies, depersonalization — the feeling of detachment that doctors experience from their patients — remains the core component of professional burnout, while narrative medicine is a low-cost intervention with potential to counteract it and improve both clinician well-being and patient outcomes.

From Pocket Notes to Published Work

"Tales of a Cardiologist" emerged from Dr. Feingold's eccentric habit of jotting down patient remarks on scraps of paper throughout his 43-year career. Those moments — capturing death anxieties, flashes of humor, and profound questions posed in examination rooms — totaled around 800 scribbled papers, and roughly 99 of them now form the heart of the book.

"I found that a lot of what occurred to patients in the exam room is applicable everywhere," explains Dr. Feingold, President of Raritan Bay Cardiology and Chairman of JFK Hackensack Meridian University Hospital's Division of Cardiology. "These tales serve other patients, help me understand them better, and help me understand myself."

The book breaks new ground by conceptualizing medical interactions as literature, rather than clinical case reports. Published under the auspices of Dr. Feingold's own Bashevis Press, named after Nobel laureate Isaac Bashevis Singer, the book demonstrates physician-narrative therapy as well as education.

Outside Clinical Protocols: Stories That Heal

Unlike traditional medical literature on procedures and protocols, "Tales of a Cardiologist" reveals the emotional side of medicine via patient anecdotes. 

The book addresses mortality, hope, resiliency, and humor — suggesting that healing is much more than diagnostic accuracy but encompasses genuine human compassion.

In “The Last Barber Visit,” a seemingly routine grooming appointment becomes a quiet reflection on dignity, aging, and the unspoken rituals that mark a life’s closing chapters; one of many stories in the book that illuminate how deeply personal medicine can be.

For burned-out professionals, the book offers a template for regaining meaning in patient care. For patients, the stories give them reassurance that their anxiety and response to sickness are normal human reactions and not individual weaknesses.

"These human universals — fear, vulnerability, hope, and resilience — are present in every medical specialty," says Dr. Feingold. "The lessons apply across disciplines to healthcare providers."

A Physician's Dual Legacy

Dr. Feingold brings unique credentials to medical storytelling. Besides his role as Assistant Professor of Medicine at HMH Medical School, there is an Aaron J. Feingold Cardiac Cath Suite named in his honor in recognition of decades of cardiovascular distinction.

His writing style combines literary sensibility, honed from F. Scott Fitzgerald and Isaac Bashevis Singer, with deep clinical experience that spans cardiology's evolution from morphine-and-nitroglycerin therapy to today's sophisticated interventional procedures.

His commitment to the human side of medicine extends beyond the book. Dr. Feingold established an endowed fellowship in medical humanities at Union College, reflecting his belief that future physicians must master both scientific knowledge and narrative understanding in patient care.

Available Now: A New Genre of Modern Medicine

"Tales of a Cardiologist" comes at a time of need when medicine is seeking an answer to both patient dissatisfaction and doctor burnout.

Top New Release on Amazon in three categories, the book establishes the precedent for what Dr. Feingold envisions as a new genre of medical literature — one that is scientifically valid and honestly spoken.

The book demonstrates that the key to curing, beyond diagnostic precision, is understanding patients' emotional concerns. To readers who desire real insight into the physician-patient relationship, the book offers four decades of finely observed moments that illuminate the rich connections possible in medical practice.

With the audiobook edition set to release in September, Dr. Feingold hopes the stories will continue to reach both providers and patients in a more accessible and reflective format.

Media Contact

Theo Madden
theo.madden@bakemybook.com

Interim HealthCare, a trusted name in home-based care since 1979, is proud to announce the expansion of its Personal Care services to Columbia and surrounding Midlands communities. This service helps older adults and those facing health challenges remain in the comfort of home, surrounded by familiar routines, while receiving the daily support that preserves independence and promotes well-being.

From help with bathing and meal preparation to medication reminders and companionship, Interim’s trained caregivers are ready to support families with personalized care plans tailored to their needs.

Personal care offers peace of mind for families balancing work and caregiving responsibilities. It provides one-on-one support for daily activities that promote safety and independence and allows for flexible scheduling, from a few hours of support each week to around-the-clock care. But more than that, Interim helps families step back from the role of caregiver so they can step fully into the role of daughter, son, spouse, or friend again. Whether it’s helping a parent stay in their home or giving a loved one the support they need after surgery or illness, Interim HealthCare stands ready as a local, mission-driven partner in care.

“We believe everyone deserves to age with dignity in the place they call home,” said Beth Landry, CEO of Interim HealthCare of Greenville, Columbia, and Atlanta (Hospice Only). “By bringing our personal care services to the Midlands, we’re expanding that promise to more families and offering the same trusted care that’s defined our legacy for more than four decades.”

This expansion also reflects Interim’s deep commitment to the Midlands region and its mission to honor God through the enrichment of human life. With the addition of personal care services, Interim now delivers the full continuum of care, including home health and hospice, ensuring families have trusted support at every stage. Local caregivers are now being hired and trained to serve with purpose, compassion, and excellence.

To learn more or schedule a free consultation, visit www.interimhealthcare.com/location/columbia-sc or call (800) 439-4590. 

About Interim HealthCare of Columbia

Interim HealthCare, a locally owned franchise servicing the Upstate and Midlands of South Carolina and Atlanta, GA (Hospice Only), has delivered high-quality, in-home healthcare to the communities of South Carolina since 1979 with the mission of "honoring God through the enrichment of human life." Interim HealthCare is the recipient of many top industry benchmarks denoting in-home healthcare provided at the highest quality. The company provides the full continuum of care — personal care, skilled home health care, and hospice services. For more information, visit: www.interimhealthcare.com/location/columbia-sc

Media Contact

Anna Browning
anna.browning@interimcares.com

Everstar today announced the launch of Gordian Research, a platform that allows engineers to engineer, while Everstar nukes their paperwork. Gordian integrates and understands nuclear knowledge from public and private documents, securely and without leaking any customer data to model training. It is already in use with customers across the operating reactor, new reactor, and radioactive materials industries.

Gordian Research sets a new standard for AI acceleration in the safety-focused world of nuclear energy. Built by a world-class team of nuclear and AI experts from Google, Microsoft, SpaceX, Tesla, Nuclear Regulatory Commission, and the CIA, Gordian expertly organizes complex nuclear information and slashes document-heavy workflows by 80% or more. It’s outperforming the biggest AI competitors on nuclear-specific research outcomes, and industry insiders are reaping its benefits.

“This is why I built Everstar,” said founder and CEO Kevin Kong. “We understand frontier AI and the nuclear industry’s problems deeply. Our team has been in those trenches. And now we’re here to fundamentally change how nuclear teams operate and help unleash nuclear power as an abundant energy source.”

What is Gordian Research?

Gordian Research includes:

• Lightning fast search: Rich previews of documents and AI-assisted summaries before you ever download a PDF.
• Nuclear smart chat: Rapid, thoughtful, and sources-cited answers to the hardest questions, like the mentor you wish didn’t retire.
• Curated knowledge bases: Direct conversations with collections of documents, from operating experience databases to plant licensing history.
• Precedent search: Search through decades of regulatory history to associate full chains of licensing back-and-forth and learn what yields approvals fastest.

Why use Gordian?

Everstar benchmarked Gordian against Anthropic, Google and OpenAI’s most popular models. Gordian beat all three on correctness, groundedness, relevance, and retrieval. Its nuclear-native expertise delivered especially high scores in relevance for complex queries.

Customers are choosing Gordian because of its:

• Understanding: Keyword searches miss industry-specific nuance. Gordian recognizes the relationships between concepts the way experts do, delivering answers that other tools overlook.
• Accuracy: Gordian integrates the latest information as it is generated by regulators, utilities, and clients. No models need to be trained and re-trained, and sources are cited based on the retrieved references.
• Security: Users can trust Everstar with their documents, knowing they stay within architecture designed for SOC 2, FEDRAMP, and export controls. This information is then used seamlessly for search, chat, and document drafting. No customer data is used to train models.

How can customers unlock more value?

Customers are seeing broader business impact by partnering with Everstar on the next level of AI integration. Examples include:

• Determining whether regulatory approvals are needed: End-to-end screening, evaluation, and output of internal and public-facing documentation, turning weeks of team members’ effort into minutes.
• License amendment requests: Gordian’s strengths truly shine in researching regulatory precedent, then using it to generate hundreds of pages of accurate content for even the most complex applications like license renewal, cutting drafting time by 80%.
• Reactor construction: Gordian speaks “new reactor” too, and can develop environmental and safety documentation in a fraction of the human time, driving the rapid deployment today’s energy crisis demands.

What’s next?

Gordian’s next capabilities include vision models that analyze complex schematics to support engineering analyses and root-cause evaluations, equipping teams not just to respond faster, but to anticipate challenges before they arise. These next‑generation features are already in pilot testing, with partners shaping the future of nuclear deployment alongside Everstar.

Gordian Research is now available to qualified partners and early customers. This launch is part of Everstar’s broader vision to drive nuclear deployment by providing AI accelerations. To learn more or request a free trial for your innovation team, contact hello@everstar.ai

About Everstar

Founded by Kevin Kong, Everstar engineers the abundant power source for humanity's next epoch by accelerating nuclear deployments worldwide. The company's Gordian AI platform provides compliance automation, technical documentation, and knowledge management solutions for operating reactors, new reactor development, and radioactive materials management. Learn more at everstar.ai.

Media Contact

Kevin Kong
kevin@everstar.ai

AJ Green
aj@everstar.ai

Graphixa™, the world’s only subscription agency offering unlimited design, web development, and hosting under one plan, announced that it will officially launch on Oct. 1, 2025, redefining how businesses access affordable creative and web services.

Unlike traditional agencies with high retainers and slow turnaround times, Graphixa offers an all-in-one subscription model for a single flat monthly fee. This streamlined approach helps businesses cut costs, boost conversions, and keep their brands evolving without friction.

“Agencies overpromise, freelancers miss deadlines, and hiring in-house drains budgets. We built Graphixa to end that cycle,” said Noor Alvi, founder of Graphixa. “One flat subscription replaces the downsides of hiring and managing multiple vendors.”

Graphixa’s service is designed with simplicity and scalability in mind. Clients can submit unlimited requests through their dedicated Trello board and expect rapid turnarounds for design and website requests. By combining creative expertise with a transparent pricing structure, Graphixa aims to become the go-to creative engine for startups and entrepreneurs worldwide.

The launch on Oct. 1 marks the company’s official entry into the market, following months of preparation and early feedback from pilot users. “We’ve tested and refined our process with real businesses through a '1 design request for $7' trial system to ensure that Graphixa produces design that drives results,” Noor added. Early users are already seeing increased engagement, conversions, and reduced creative costs by over 60%.

The pricing speaks for itself: A traditional creative + web stack costs $15,660 to more than $18,000 per month for businesses. That means paying for a senior designer, web developer, hosting, domains, SSL, maintenance, project management tools, and stock assets — just to stay afloat. Graphixa flips the model: Everything you need, bundled into one simple subscription. Four tiers. One flat rate. From $999 to $3,999 per month.

For more information, visit graphixa.net or contact the team at hello@graphixa.net.

About Graphixa

Graphixa™ is a subscription-based creative agency that empowers businesses and founders with unlimited design + web development (Framer) + hosting services for a flat and affordable monthly fee. Designed for startups, agencies, and SMEs, Graphixa removes the inefficiencies and high costs of freelancers, agencies, and in-house hires, helping companies focus on growth, not management. For more information, visit graphixa.net.

Media Contact

Noor Alvi
hello@graphixa.net

Have you ever imagined receiving a call from your beloved pet while working late at night or on a business trip abroad — and being able to instantly respond with your voice or play music to convey your love? This is no longer a sci-fi fantasy. It’s now a reality.

GlocalMe, a leading global mobile connectivity brand of uCloudlink Group (NASDAQ:UCL), hosted the launch event for the PetPhone, the innovative smartphone for pets, at The Mills, a renowned art, cultural, and pet-friendly landmark in Hong Kong. Representatives from CSL Mobile Limited, a mobile communications brand under parent company Hong Kong Telecom (HKT), were also in attendance. The event successfully demonstrated the integration of technological innovation and pet care, allowing attendees to personally experience the future of smart pet connectivity.

Representatives from uCloudlink Group and CSL jointly inaugurated the product sales launch.

The event specially invited renowned Hong Kong actress and brand guest Priscilla Wong, industry guests, local pet community Pet-A-Hood, and popular local pet influencers.

In a pet tech market dominated by location and monitoring devices, PetPhone stands out as the world’s innovative smart device enabling real-time two-way call and care in anywhere, between pets and owners. It breaks through the limitations of traditional wearables, leading the way into a new era of emotional communication between owners and their pets.

Unlike products focused solely on outdoor tracking or static health monitoring, PetPhone transcends scenario restrictions. It delivers stable positioning and instant two-way calling even in high-mobility situations like walks, travel, and outings. Leveraging its six-layered accurate positioning and AI behavior recognition technology, it maintains high-precision tracking of moving pets and even allows them to actively call their owners through task-specific actions — achieving true real-time two-way voice calling.

Particularly noteworthy is that while AI-powered human-pet interaction in the industry remains largely conceptual or rudimentary, GlocalMe has already made it a reality. PetPhone not only hears pets’ sounds but also responds to them. With its built-in global mobile communication module, it enables genuine interactive calls between pets and owners. This breakthrough marks the world’s first entry into a true era of vocal connection between human and pets. Coupled with its stream soothing music function, PetPhone lays the foundation for transitioning pet tech from functional devices to emotional companions. Its launch signals a new era in pet technology—from mere "guardianship" to "mobile companionship and communication."

At the event, renowned actress and special guest Priscilla Wong shared her experience using PetPhone: "Now, when I travel or am away from my dog, I use PetPhone’s two-way calling function to comfort him. It helps him relax, and I can use health data to check if his anxiety levels are too high. This warm, black-tech experience makes me understand that true companionship means providing a sense of security even when you’re not physically present."

A live interaction session by a dog trainer allowed guests to witness a dog initiating a call firsthand, experiencing the power of connection through barks.

The atmosphere was electric, with a long queue of pet owners actively inquiring about the product's features and completing on-site registration, eager to embark on a new era of tech-enabled pet parenting.

A Revolutionary Technological Leap: Redefining Two-Way Human-Pet Relationships

Powered by GlocalMe’s globally leading mobile connectivity and digital technology, PetPhone introduces new scenarios for emotional connection. When owners are away for extended periods, pets can initiate calls through trained actions, reducing loneliness and anxiety for pets home alone. Owners can not only directly communicate affection through voice calls but also send calming sounds via the app — such as playing a familiar nickname or pre-recorded soft music — all helping to ease pets’ stress or anxiety. This mutually interactive design shatters the cold, one-sided monitoring model of traditional devices, allowing love and reassurance to be transmitted instantly.

AI Wellness Breaks Through Health Monitoring Barriers

PetPhone provides scientific, visible health guardianship through real-time activity tracking and behavioral trend analysis, solving the challenge of monitoring pets who "can’t speak." Using high-precision motion sensors, it can monitor and analyze pet activity, while forming a habit pattern to help owners predict obesity or emotional/depression issues caused by separation or loneliness. This ensures that even health impacts caused by emotional stress receive timely attention and care.

PetPhone also helps owners understand their pets’ social lives, ensuring love is always present and opening new frontiers in social ecosystems. Through its family-sharing community, owners can define playmates (like a neighbor’s corgi named Pudding) in the app. The uninterrupted six-layer accurate positioning technology and AI wellness monitoring system record their movement trajectories and proximity during interactions in real time. This allows owners to gain data-driven insights into their pets' lifestyles, making new pet-to-pet relationships perceivable.

The development of the global pet community meets pet owners’ need for social companionship. It connects through shared moments, and grow with unwavering support — in a community fueled by pet passion. This pet-as-a-bridge social ecosystem allows tech products to connect not only humans and pets but also like-minded pet communities. PetPhone also invites all Hong Kong pet lovers to join this community, creating their own local pet culture and sharing it with the world.

When Love Becomes a Necessity: Breaking the Boundaries of Pet Tech

In recent years, the global pet industry has continued to expand, with increasing pet ownership rates. Pets are now regarded as important family members, leading to significantly upgraded demands for emotional interaction, safety assurance, and health management.

However, the issue of lost pets remains unresolved globally, characterized by high incidence and low recovery rates. On average, one out of every 6 to 7 pets goes missing (14% of dogs and 15% of cats), and 60% of lost pets are never reunited with their owners.

To address the common risk of pets getting lost in urban settings, PetPhone incorporates uninterrupted six-layer accurate positioning technology to accurately locate pets, achieving evolved omnidirectional protection. It maintains high-precision tracking even when pets are on the move. When curiosity leads them off-trail, or they dash outdoors unseen — pinpoint tracking and geofence alerts, bring them safely back where they belong. Combined with the device’s call, voice message, or built-in micro buzzer features, owners can remotely remind their pets to return to safety. This predictive protection mechanism offers owners peace of mind, ensuring their pets’ safety.

Style Meets Comfort: Wearable Love, Silent and Strong

PetPhone can be paired with trendy pet outfits and offers diverse wearing options for improved pet comfort. Its IP67 waterproof rating handles splashes, rain, and outdoor adventures. The magnetic charging interface eliminates plugging woes — simply detach and touch to charge—solving traditional issues like dust accumulation and water ingress in charging ports.

The pet hardware market opportunity and iterative AI technology are driving the development of more advanced pet tech products. However, because pets embody growing emotional attachment, success lies not in technical specifications alone but in heartfelt design. PetPhone is designed for pets to live healthy, happy lives. It is a black-tech product enabling two-way emotional communication, a durable and anxiety-alleviating guardian equipped with safety positioning technology that turns separation into a secure connection.

As Jeff Chen, co-founder and CEO of uCloudlink Group, stated, "The original intent behind developing PetPhone was to bridge the digital gap between humans and pets, making technology a true bridge for emotions. We want pets not only to be seen but also to be heard and understood."

Media Contact

Albee Yang
albee.yang@ucloudlink.com

Amid a shifting global economy, the China International Import Expo (CIIE) continues to provide a vital gateway for global enterprises. With preparations for the 8th CIIE well underway, the expo is set to once again showcase innovation, foster cooperation, and expand access to the Chinese dynamic market.

Leveraging the vital platform for global enterprises to access the Chinese massive market, many exhibitors have grown from participants into investors, while numerous exhibits have been transformed into marketable goods. Novartis, for instance, debuted Radioligand Therapy (RLT) at the 4th CIIE. Benefiting from CIIE’s spillover effect, it signed strategic pacts with three Chinese partners — GE Healthcare China, Shanghai Pharmaceutical Holding and Chongqing Pharmaceutical Holding — at the 7th CIIE to speed up RLT’s launch and expansion in China.

At the supply-demand matchmaking event of the 8th CIIE, companies showcased 22 “CIIE Babies” — products that have successfully entered the market after their debut at previous expos, including two making their first post-launch appearance, underscoring the CIIE’s role in turning exhibits into goods. Medical innovations have also gained ground in China. Novartis built on its RLT debut last year by partnering with GE Healthcare China and others to create an RLT ecosystem. Meanwhile, Boston Scientific saw several products move from expo floor to market after the 7th CIIE. Johnson & Johnson, expanding its booth to 700 square meters this year, will feature the MONARCH surgical robot and the lung cancer therapy Rukobia®.

In parallel with the 8th CIIE, this year's Hongqiao International Economic Forum (HQF) unveiled its theme “Opening Up for New Opportunities, Collaborating for a Shared Future.” As a premier platform for global economic dialogue, the 8th HQF will feature more than 20 sessions on opening up for cooperation, innovation, development and sharing. Preparations are in full swing, with active participation from international bodies like UNICEF and UNIDO, alongside government officials and industry leaders. The release of the "World Openness Report 2025" will be a spotlight of the 8th HQF, underscoring its role as a key platform for global dialogue and collaboration.

Don’t miss the chance to be part of this global event. The 8th CIIE offers unparalleled opportunities for businesses to connect, innovate, and grow. Visit www.ciie.org/zbh/en/ for the latest updates and participation details.

About China International Import Expo (CIIE)

Media Contact

Cui Yan
cuiyan@sinoexpo.cc

FanCode, India's premier digital sports destination, has partnered with Visionular to transform how hundreds of millions of sports fans experience video-on-demand (VOD) content.

Key Highlights

• Nearly 40% reduction in data usage while delivering better picture quality
• Fans now watch 1080p content using the same bandwidth previously required for 720p
• AI-powered, standard-aligned encoding optimized specifically for fast-motion sports content
• Cloud-native platform integrates seamlessly with existing workflows without disruption
• Longer watch times for viewers on limited data plans across India

The collaboration leverages Visionular's AI-powered video encoding technology to deliver significantly better picture quality while reducing data consumption by up to 40%, a game-changer for India's mobile-first sports audience.

Addressing India's Unique Streaming Challenges

FanCode serves over 160 million sports enthusiasts across India, where network conditions vary dramatically and data costs remain a primary concern for viewers. The platform is home to multiple sports, including Formula 1, cricket, football, golf, requiring crystal-clear video quality for fast-motion sports content while accommodating users on limited data plans.

"Traditional encoding simply wasn't cutting it for our audience," explains FanCode. "Indian sports fans are passionate, but they're also practical about data usage. We needed a solution that could deliver broadcast-quality video without burning through their monthly data allowance."

The Technology Behind Better Sports Streaming

Visionular's AuroraCloud platform combines standards-compliant AI-driven encoding with cloud-native scalability, analyzing each frame of sports content in real-time while maintaining full compatibility with existing video workflows.

This standards-aligned approach applies intelligent compression that preserves critical visual details — the spin of a cricket ball, the precise moment of a goal, the intensity of a Formula 1 overtake — without requiring any changes to FanCode's existing infrastructure.

The AuroraCloud deployment has enabled FanCode to achieve remarkable results: audiences who previously watched in 720p can now enjoy 1080p quality using the same bandwidth. With 30–40% bitrate reduction, viewers with limited data plans can watch significantly longer, leading to increased engagement and, ultimately, more advertising revenue opportunities for FanCode.

Real Impact for Sports Fans

The partnership addresses a fundamental challenge in video-on-demand sports streaming: delivering the visual clarity that fast-action content demands while respecting the data constraints of everyday users. Whether it's the precise camera work during a cricket boundary or the high-speed action of motorsports highlights, fans now get the full experience without compromise.

"We've seen our viewers' watch times increase substantially since implementing Visionular's technology. Fans are getting the quality they expect from premium sports content, but they're not worrying about their data plans anymore. That's exactly what we wanted to achieve," said Amit Mirchandani, CTO of FanCode.

"Sports content is among the hardest to compress. You can't afford to lose detail in those defining moments that fans live for. Our standards-compliant AuroraCloud platform ensures full compatibility with existing workflows while delivering superior compression," said Zoe Liu, CEO of Visionular. "FanCode deployed our cloud solution seamlessly without disrupting their operations, proving that advanced AI encoding and cloud scalability can work within any standard tech stack."

Setting New Standards for Sports Streaming

This partnership represents more than a technology upgrade, it demonstrates how cloud-native, standards-compliant solutions can harness advanced AI technologies to serve diverse audiences without sacrificing quality or accessibility.

As FanCode continues expanding its sports portfolio and reaching new markets across India, Visionular's AuroraCloud platform provides the foundation for delivering exceptional viewing experiences regardless of network conditions or device capabilities.

Together, FanCode and Visionular are redefining what's possible in sports streaming, proving that cutting-edge technology and fan-first thinking can create solutions that work for everyone, from the cricket-obsessed viewer in Mumbai on a high-speed WiFi to the Formula 1 fan in Chennai on 4G.

About Visionular

Visionular is a Silicon Valley-based video technology company specializing in standards-compliant, AI-powered video compression, enhancement, understanding, and cloud streaming solutions. Visionular's AuroraCloud platform enables media and sports companies worldwide to deliver broadcast-quality experiences at scale with significant bandwidth savings, while maintaining full compatibility with existing video workflows and infrastructure. For more information, visit visionular.ai.

About FanCode

FanCode is India’s premier digital sports destination, dedicated to delivering a best-in-class experience for fans across live and non-live sports. Launched in March 2019 by industry veterans Yannick Colaco and Prasana Krishnan, FanCode has reached over 160 million users. The platform features a wide array of global and domestic sporting leagues, in partnership with leading sports associations. FanCode offers interactive live streaming through industry-first subscription models, including Match, Bundle, and Tour Passes, as well as monthly and annual plans at accessible price points. Some of the marquee properties include La Liga, Formula 1, MotoGP, cricket leagues from around the globe including CPL, Super Smash amongst others. Dream Sports, India’s leading sports technology company, is the parent company of FanCode, with brands such as Dream11, and DreamSetGo in its portfolio. To learn more, visit www.fancode.com.

Media Contact

David Lea
david@visionular.com

Monitoring your financial health is essential for making informed decisions and achieving long-term stability. While income and savings matter, they provide only part of the picture. A comprehensive evaluation examines measurable indicators that reveal how effectively you manage resources, control debt, and prepare for the future. These metrics are not just numbers; they are tools for guiding your decisions and identifying areas that need improvement.

Regularly reviewing them enables you to identify trends, address issues promptly, and implement changes that strengthen your position over time. By tracking multiple areas, from debt to liquidity, you can create a balanced view that supports smarter choices today and helps you build a secure financial future.

Measure Net Worth Progress

Your net worth shows the difference between what you own and what you owe. List assets like cash, investments, and property. List liabilities like mortgages, student loans, and card balances. Subtract liabilities from assets to get the number. Track it quarterly to avoid chasing market noise.

An increasing net worth reflects stronger financial health and greater flexibility, while a decline signals the need to review spending habits and debt strategies. Build assets through consistent contributions and smart allocation, and reduce expensive balances with a manageable, long-term repayment plan.

Include retirement accounts and equity values at reasonable estimates. Use conservative values for assets that fluctuate in price. Record each debt’s rate alongside its balance for clarity. That detail helps guide faster repayment decisions and smarter prioritization. Keeping your data current and organized strengthens your financial health.

Track Debt-to-Income Ratio

The debt-to-income ratio compares monthly debt to gross monthly income. It offers a clear snapshot of how well your earnings balance against repayment obligations, making it a vital number for lenders and for your own financial planning.

Understanding the debt-to-income ratio formula makes tracking progress much easier. Start by listing every required monthly payment, then divide that total by gross monthly income and express it as a percent. Keep the result low to support financial health and easier approvals.

Target a ratio below thirty six percent for added flexibility, and adjust your borrowing or repayment strategy if the figure begins to rise.

Build Adequate Emergency Savings

An emergency fund protects progress when life brings surprise costs. Save a base target of three to six months of core expenses. Begin with one month if resources are tight today. Add small, automatic transfers after each paycheck.

Store the money in a high-yield savings account for quick access. Check your financial health monthly, and raise the target during uncertain periods. Use the fund only for true emergencies, then refill it quickly. This safety buffer reduces strain on the budget during shocks.

Keep a checklist of events that qualify so the rules stay consistent. Set a separate account nickname to avoid confusion with daily spending. Round up transfers to build momentum without strain.

Optimize Savings and Investing

Your savings rate shapes future independence and choice. Fidelity Investments advises “Aim to save at least 15 percent of your income annually for retirement.” That figure includes any employer match on retirement plans.

Increasing Your Savings Rate Over Time

Increase the rate when raises arrive or debt drops. Use tax-advantaged accounts to improve after-tax results over time. Measure progress with a growth target that matches your personal timeline. Direct a portion of every raise into long-term accounts first.

Building and Maintaining a Diversified Portfolio

Keep investments broadly diversified to smooth returns across many markets. Rebalance on a set date rather than chasing headlines. Choose low-cost funds to keep more of every earned dollar. Consider a broad market index for the core of the portfolio. Clear written rules reduce second-guessing during market swings.

Evaluate Credit and Expenses

A strong credit score lowers borrowing costs and expands options. Experian notes “The average FICO Score in the United States was 715 in 2024.” Use that as a reference point, not a finish line.

Pay on time, keep utilization low, and review reports often. Dispute errors quickly to protect financial health and access.

When reviewing your expense-to-income ratio, aim to keep fixed costs near half of gross income. Consider these actionable steps:

• Pay bills before the due date each month,
• Keep credit utilization under 30 percent,
• Review subscriptions and cancel unused ones,
• Compare insurance quotes annually

By building healthy habits and staying proactive, you can strengthen your financial foundation and keep more options open for the future.

Test Liquidity and Flexibility

Your liquidity ratio shows how well you can handle short-term needs. Divide liquid assets by current bills due within one year. A result above one suggests solid near-term coverage. A result below one signals pressure and calls for action.

Build liquidity by growing cash reserves and reducing short-term balances. Consider a small safety line of credit only as a last resort. Review this metric during tax season and midyear. Strong liquidity strengthens overall financial health during uncertain periods.

Align Metrics With Realistic Milestones

Metrics guide better choices when anchored to clear milestones. Set a target for net worth growth each year. Choose a debt-to-income range that supports your goals.

Define an emergency fund level that matches your job stability. Pick a savings rate that reaches your retirement income needs.

Place those markers on a single sheet for monthly review. Add brief notes on actions taken during the month. Keep each note specific and achievable within seven days.

Turn Your Numbers Into Next Steps

Numbers matter only when they inform action plans that you will follow. Build a simple dashboard with net worth and debt-to-income. Add savings rate, credit score, and liquidity ratio. Add your emergency fund balance and monthly expense share for context.

Update the dashboard on the first weekend of each month. Color code results for quick review and motivation. Tie each flag to one clear step you can finish this week. Small moves compound into strong financial health and durable progress.

Media Contact

James Clifford
j.clifford@Imperium-comms.com