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The WelCon Marketplace, operated by the Korea Creative Content Agency (KOCCA), is taking center stage once again with its 2025 Virtual Business Consultation, a large-scale online event designed to connect Korean content companies with global buyers and investors. As KOCCA's flagship B2B platform, WelCon not only showcases Korea's dynamic content industry but also facilitates real-time business matching and collaboration opportunities across broadcasting, animation, games, webtoons, and more.

WelCon is a platform that consolidates the overall trends of the Korean content industry, providing the following services:

• K-content market trends and genre-specific analysis
• Interviews with major companies and experts
• Information on global B2B and B2C events hosted by KOCCA
• Status of Korean participating companies at overseas markets

Through these services, domestic and international content professionals can quickly access trends and opportunities in the Korean industry through a single channel.

Beyond its information functions, WelCon Marketplace is evolving into a global business hub that supports practical collaboration between content companies. Registered companies can introduce their content and company information in the form of 'Products' and 'Stores,' while overseas members can leave direct inquiries to companies of interest. 

Additionally, market trends and success stories are being shared through the recently launched 'Insight' board, and overseas companies can also participate by opening their own promotional pavilions.

The ongoing 'WelCon Marketplace Virtual Business Consultation' is a representative online exchange program connecting Korean content companies with overseas buyers. The consultation sessions focus on practical collaboration discussions in areas such as co-production, investment, and distribution and licensing, with more specialized business matching facilitated through genre-focused weeks (animation, character, broadcasting, game, new technology, and webtoon).

The consultation sessions run from October 20 to November 21, 2025, with a total of 87 domestic registered companies participating. Companies and buyers interested in participating can apply on the official WelCon Marketplace website.

A representative from WelCon Marketplace stated, "Demand for K-content, including broadcasting, animation, games, and IP licensing, is rapidly growing in many regions worldwide. WelCon Marketplace plans to establish a new growth base for the K-content industry by expanding co-production, localization, and distribution cooperation between Korean and global content companies and global investors."

About Korea Creative Content Agency (KOCCA)

Korea Creative Content Agency (KOCCA) supports production, planning, creation, distribution, overseas expansion, business growth, training, R&D, policy financing, and policy study of many different genres, including broadcasting, video game, music, fashion, animation, character, comics, IP, new technology convergence content. KOCCA is dedicated to promote the welfare of the people by turning Korea into a major player in the content industry worldwide. KOCCA plans to systemically and strategically support the industrial infrastructures by closely working with stakeholders, relevant organizations, and local promotion centers. For more information, please visit www.kocca.kr/en/main.do.

Media Contact

Yunjoo Lee
Korea Creative Content Agency
yjelee@kocca.kr

CUDDLY, the mission-driven pet company connecting donors to animals in need, today announced it is launching a purpose-driven pet food line at Walmart that aims to nourish pets while supporting animal shelters across the United States.

The CUDDLY “Every Bag Feeds a Shelter Pet” line — now available in select Walmart stores across the Dallas–Fort Worth area and nationwide on Walmart.com — is centered around a simple idea: for every bag sold, CUDDLY donates a meal to a shelter or rescue pet in need. CUDDLY aims to create a sustainable national feeding network that allows shelters to concentrate more on care, rehabilitation, and adoption.

“Our mission has always been to help pets in need — and by launching at Walmart, we’re turning that vision into reality in a meaningful way,” said John Hussey, CEO of CUDDLY. “Every bag purchased helps us feed a shelter pet, and that simple act of compassion has the power to transform communities across the country.”

A Purchase with Purpose

Each recipe in the CUDDLY pet food line is made in the United States and crafted with high-quality, wholesome ingredients:

• No. 1 ingredient: Real chicken or salmon
• Wholesome rice for easy digestion
• Free from corn, wheat, and soy
• Available in 5 lb and 25 lb sizes

With every purchase, pet parents help create a visible, trackable impact — supporting the donation of meals for animals in need through CUDDLY’s expanding network of shelter partners. The company anticipates that over 100,000 meals will be donated during the initial pilot phase, marking the first step toward establishing the largest animal shelter feeding program in the United States.

Feeding Pets, Fueling Hope

The CUDDLY and Walmart collaboration demonstrates a shared dedication to animal welfare and community support. As local shelters in the DFW area take part in the pilot, CUDDLY plans to expand its reach across the country as the program grows.

Consumers can find CUDDLY Every Bag Feeds a Shelter Pet dog food at select Walmart stores in the DFW area and online at Walmart.com. Each bag features a QR code that customers can scan to see how their purchase helps feed shelter pets across the country.

About CUDDLY

Based in Grapevine, Texas, CUDDLY is the leading platform helping animal rescues and shelters raise funds, collect wish list items, and build lasting connections with pet lovers. Through its expanding ecosystem of products and programs, CUDDLY empowers compassionate communities to create measurable change for animals in need. Learn more at cuddly.com.

Media Contact

Mackenzie Perez
Director of Marketing, CUDDLY
mackenzie@cuddly.com

CoinsPaid, a crypto payment ecosystem for businesses, has published a comprehensive report analyzing 41 European countries across five dimensions: regulation, business activity, taxation, technology, and accessibility. The top performers are the United Kingdom, Germany, Liechtenstein, Switzerland, and France. The full report is available on CoinsPaid’s website.

“Europe’s crypto scene isn’t just about trading. It’s about infrastructure, policy, and innovation,” comments Max Krupyshev, CEO of CoinsPaid. “The Web3 industry is becoming deeply integrated not only within the fintech sector but also into people’s daily lives. With this Index, we’ve given the industry a mirror — to see where progress is real and where ambition still outpaces reality.”

Key Insights 

• The United Kingdom, Germany, and Liechtenstein are currently leading the region in adopting and integrating cryptocurrency.
• Countries with higher GDP scores tend to achieve higher crypto adoption rankings.
• Countries that joined the EU after 2000 typically score in the mid-range, with significant variability.
• Most EU candidate countries remain in the early stages of adoption. Georgia is the outlier, driven by a strong regulatory push.
• The United Kingdom, Switzerland, and Liechtenstein top the index thanks to targeted, innovation-friendly regulation. While the EU implements new unified rules under MiCA, the flexibility of non-EU leaders has given them an advantage.
• Germany, France, and other founding EU states rank high across multiple factors, benefiting from institutional maturity and economic scale.

Methodology

CoinsPaid assessed a set of indirect indicators across five areas: technological development; business and infrastructure; regulation; taxation; and public interest and engagement. These factors were selected based on data availability and their application in academic research and other indices. Data covering 41 European countries over five years was collected and standardized. The team applied statistical methods to weigh indicators within each factor and group them into meta-indices. Partial Least Squares (PLS) regression was then used to combine the meta-indices into the final Index.

Between 2020 and 2024, crypto adoption in Europe has steadily increased. While progress varies by country, the overall trend remains upward, driven largely by infrastructure improvements and regulatory maturity.

About CoinsPaid

CoinsPaid is an Estonia-licensed crypto payment provider that offers ready-to-use, tailored solutions for businesses. With over 10 years of experience and a strong track record, the company operates internationally, helping merchants expand into new markets and scale globally. CoinsPaid is fully compliant with KYB/AML regulations and has successfully passed multiple independent cybersecurity audits. For more information, visit coinspaid.com.

To see our disclaimer statement, visit coinspaid.com/disclaimer-statement.

Media Contact

Support Team
info@coinspaid.com

Lucra, the leading social competition platform, today announced a partnership with Skill Shot Golf, the public-facing hole-in-one challenge platform that's bringing skill-based golf competitions to golfers nationwide. Through the integration, Lucra will power free and paid peer vs peer tournaments, allowing golfers to compete for cash prizes based on shot accuracy—all verified through patent-pending video validation and ball tracking technology.

This partnership marks Lucra's continued expansion in the golf vertical, building on successful integrations with venue-based partners like Five Iron Golf and Puttshack, as well as at-home training platforms like PUTTR and tech-enabled partners like OnCore. By partnering with Skill Shot's on-course platform, Lucra is bringing competitive, prize-based gameplay to golfers at more than 17,000 courses across the country.

Skill Shot's platform enables golfers to compete for large-scale cash prizes, with every shot verified using the golfers’ smart phone. With Lucra's gamification infrastructure, Skill Shot can now offer a variety of popular tournament formats and varying tiers of cash rewards—including secondary prizes for landing the ball within the flagstick and on the green. This tiered payout approach creates more frequent wins, keeps players engaged, and transforms every par 3 tee shot into an achievable opportunity to earn.

"Skill Shot has built a brilliant platform that turns one of golf's most exciting moments—the hole-in-one—into an accessible, repeatable challenge for everyday players," said Michael Madding, COO of Lucra. "By adding Lucra's tournament format, tiered reward structure and compliance infrastructure, we're making these competitions more achievable and rewarding. Now every shot counts, whether you ace it or just get it close. It's exactly the kind of frequent, small-win experience that keeps players coming back to the Skill Shot platform and its courses for more."

The video validation and ball tracking technology ensures every payout is earned fairly, while Lucra's infrastructure handles all payment processing, identity verification, geolocation compliance, and risk management—allowing Skill Shot to focus on delivering a best-in-class golfer experience.

"Lucra's technology was the perfect fit for our vision of bringing skill-based golf competitions to the masses," said Kevin Reed, co-founder and CEO at Skill Shot. "Their platform gives us the flexibility to host tournament formats users are familiar with, while providing handicapped flights and multiple reward tiers that incentivize participation and celebrate achievement at every skill level. The ability to outsource the majority of the risk, compliance, and payment work to Lucra has allowed us to focus on attracting users. Together, we're gamifying casual golf, and turning it into a more competitive, exciting, and rewarding experience for players everywhere."

For golfers, the integration means more opportunities to win during every round. For Skill Shot's course partners, social tournaments and tiered rewards drive increased tee times as players return to chase both major and minor payouts.

The partnership will roll out to Skill Shot's network of participating locations in the coming months, with additional reward tiers and competition formats planned for future releases.

About Lucra

At Lucra, we use competitive play to build brand loyalty. Our white-label platform allows clients to host competitions, create personalized challenges, and provide users’ rewards. Doing so helps to drive visitation, increase engagement, and add more revenue per customer. We handle all payments, compliance, and risk management, allowing clients to quickly implement our solution into their existing app or website. Lucra powers gamification for top entertainment, hospitality, and consumer brands, including Dave & Buster's, Five Iron Golf, Puttshack, TouchTunes, Hollywood.com, and more. For more information, visit www.lucrasports.com.

About Skill Shot Golf

Skill Shot elevates the pursuit of a hole-in-one by providing big cash prizes and verifiable attestation for golfers of all skill levels. Leveraging patent-pending video validation and ball tracking technology, Skill Shot powers nationwide skill-based golf challenges, offering players the chance to compete for real cash prizes based on their unique skills. By combining transparency, technology, and the suspense of competitive play, Skill Shot is redefining how golfers hunt down one of the game's most elusive feats. Learn more at www.skillshotgolf.com.

Media Contact

Michael Madding
michael@lucrasports.com

Botanicals for Better Health and Wellness (BBHW), a national trade organization focused on advancing science-based botanical policy, today commended Kentucky Governor Andy Beshear and Health and Family Services Secretary Dr. Steven Stack for their leadership in classifying synthetic and concentrated forms of 7-hydroxymitragynine (7-OH) as Schedule I substances.

The organization praised the administration’s decision as a model for other states navigating how to balance consumer safety with access to natural plant-based products.

“Governor Beshear’s action reflects a nuanced and evidence-informed understanding of the issue,” said Dr. Paloma Lehfeldt, MD, Medical Director of BBHW. “Synthetic 7-OH is not the same as natural kratom. It is a highly concentrated, laboratory-modified compound that poses measurable risks for dependence and dangerous adverse effects. By drawing this distinction, Kentucky is helping define what responsible, science-driven botanical regulation should look like nationwide.”

7-hydroxymitragynine, or 7-OH, occurs naturally in Mitragyna speciosa (kratom) leaves at trace levels after the drying process, but some manufacturers have produced isolated or chemically enhanced versions. The result, according to BBHW, is a growing category of synthetic products marketed as “kratom” but pharmacologically distinct from the traditional plant.

“Conflating synthetic analogs with natural botanicals creates confusion and undermines both public health and legitimate research,” Dr. Lehfeldt said. “Kentucky’s decision draws a scientific line that other states would be wise to follow.”

BBHW has urged lawmakers to adopt a consistent national strategy that supports scientific research, establishes uniform labeling and purity standards, and ensures that enforcement targets only the high-risk synthetic products that endanger consumers.

“Kentucky’s leadership sends a message that public health policy should be informed by data, not stigma,” Dr. Lehfeldt said. “We applaud Governor Beshear and Dr. Stack for demonstrating that it is possible to protect communities from harm while maintaining a rational, evidence-based path forward for natural products that have been used meaningfully for centuries.”

About Botanicals For Better Health and Wellness (BBHW)

Botanicals for Better Health and Wellness (BBHW) is a national trade organization formed to support the development of robust regulatory frameworks governing botanical products in the United States. For more information, visit www.bbhw.org.

Media Contact

Press Team
paloma@bbhwco.com

Sezzle Inc. (NASDAQ:SEZL) ("Sezzle" or "Company"), a purpose-driven digital payment platform, is pleased to update the market on key financial metrics for the quarter ended September 30, 2025.

“Our products continue to resonate with consumers, as we’re seeing clear momentum in both engagement and scale,” noted Charlie Youakim, Sezzle Executive Chairman and CEO. “It’s exciting to cross $1 billion in quarterly GMV for the first time, which reflects a growing loyal consumer base. We’re sharpening our focus on proven results and long-term innovation, and we're looking forward to supporting shoppers with our tools this holiday season.”

Third Quarter 2025 Highlights

• GMV: $1.0B, up 58.7% YoY; driven by subscription/On-Demand usage, marketing-led acquisition/engagement/retention, and underwriting changes. Consumer purchase frequency rose to 6.5x from 5.4x.
• Total Revenue: $116.8M, up 67.0% YoY (11.2% of GMV).
• MODS: +36,000 in-quarter to ~784,000; growth led by Premium/Anywhere subscribers.
• Operating Expenses: $81.2M, up 65.4% YoY; 69.6% of revenue (-0.6 ppt YoY) and 7.8% of GMV (+0.4 ppt).
• Transaction Related Costs [1]: $53.5M (5.1% of GMV vs. 4.8% prior), reflecting higher credit loss provision; FY25 loss rate guidance updated to 2.5%–2.75% of GMV.
• Operating Income: $35.6M, up 70.6% YoY; 30.4% of revenue (+0.6 ppt) and 3.4% of GMV (+0.2 ppt).
• Total Revenue Less Transaction Related Costs [1]: $63.3M, up 64.5% YoY; 6.0% of GMV (+0.2 ppt) and 54.2% of revenue (-0.8 ppt).
• Non-Transaction Related Operating Expenses [1]: $31.6M, up 50.9% YoY; 27.1% of revenue (-2.9 ppt). Includes $1.3M Corporate Strategic Project Costs (capital markets, antitrust suit, bank charter exploration).
• Net Income: $26.7M, up 72.7% YoY; 22.8% margin; EPS (diluted): $0.75 (from $0.44).
• Adjusted Net Income [1]: $25.4M, up 52.6% YoY; 21.8% margin; Adjusted EPS (diluted) [2]: $0.71 (from $0.47).
• Adjusted EBITDA [3]: $39.6M, up 74.6% YoY; 33.9% margin (+1.5 ppt).

[1] See appendix for a reconciliation of non-GAAP financial measures.
[2] Per diluted share figures reflect 6-for-1 common stock split effective March 28, 2025.
[3] See appendix for reconciliation.

Balance Sheet and Liquidity (as of Sept. 30, 2025)

• Cash & Cash Equivalents: $134.7M (including $30.5M restricted).
• Credit Facility: $118.0M principal outstanding on $150.0M facility at quarter end.
• Post-quarter amendment (Oct. 30, 2025): Borrowing capacity increased to $225.0M via $75.0M accordion.

Guidance

FY2025 (November update vs. August):

• Total Revenue: 60%–65% YoY
• Total Revenue Less Transaction Related Costs [3] / Revenue: 60%–65%
• Effective Tax Rate: ~25% (excl. discrete)
• Adjusted Net Income [3]: $120.0M
• Adjusted EPS (diluted): $3.38 — raised from $3.25
• Net Income: $125.0M (note: differs from Adjusted Net Income; see reconciliation)
• EPS (diluted): $3.52
• Adjusted EBITDA [3]: $175.0–$180.0M — raised from $170.0–$175.0M
• Preliminary FY2026: Adjusted EPS (diluted): $4.35 (assumes ~25% tax).

Note: Non-GAAP guidance reflects add-backs for corporate strategic initiatives; November 2025 assumes 35.5M diluted weighted-average shares.

Initiatives Update

• Expanded app features across the shopper journey.
• Earn Tab: Sezzle Arcade, Coupons & Discounts, Gas & Grocery/Dining Discount, Money IQ, Sezzle Quest; tens of thousands of offers; receipt-based rewards launching soon.
• Browser Extension (iOS): Surfaces offers/coupons automatically.
• Usage Growth: MAUs [4] +38% YoY, Revenue-Generating Users [5] +120% YoY (monthly), Monthly Sessions [6] +78% YoY.
  Enterprise wins: D&B Supply; Dunham’s Sports.

[4] Monthly Active Users is defined as the number of unique users that transacted or engaged with the Sezzle app during the month.
[5] Revenue Generating Users are unique users that Sezzle monetized.
[6] Session for the month of September 2025. A Session occurs when a Sezzle Consumer opens the Sezzle app and ends after 30 minutes of inactivity.

Awards and Accolades

Named to TIME 100 America’s Growth Leaders (inaugural list).

Chief Financial Officer Transition

Nov. 1, 2025: Karen Hartje advised of intention to resign as CFO for personal reasons; will continue as CFO and principal financial officer under a Consulting Agreement reporting to CEO Charlie Youakim to ensure a smooth transition.

Upcoming Investor Events

• Nov 17, 2025: Oppenheimer Non-Deal Roadshow (NYC)
• Nov 18, 2025: Wells Fargo 9th Annual TMT Summit
• Dec 16, 2025: Northland Growth Conference
• Dec 17, 2025: Needham Non-Deal Roadshow (Boston) 

Quarterly Conference Call and Presentation

• Nov 5, 2025 | 5:00pm ET.
• Registration: dpregister.com/sreg/10204064/10031acd240
• Webcast: event.choruscall.com/mediaframe/webcast.html?webcastid=wINtbIvE
• Dial-in (alt): 1-866-777-2509 (US/CA) or 1-412-317-5413 (Intl)
  Replay through Nov 12, 2025: 1-855-669-9658 (US) or 1-412-317-0088 (Intl), access code 9729701.Investor deck to be posted on Sezzle IR before the call.

3Q25 GAAP Operating Results

• Total Revenue: $116,796k vs. $69,958k (+67.0%)Operating Expenses: $81,235k vs. $49,116k (+65.4%); 69.6% of revenue (vs. 70.2%); 7.8% of GMV (vs. 7.4%)Operating Income: $35,561k vs. $20,842k (+70.6%); 30.4% of revenue (vs. 29.8%); 3.4% of GMV (vs. 3.2%)
• Net Income: $26,671k vs. $15,446k (+72.7%); 22.8% of revenue (vs. 22.1%)
• EPS (diluted): $0.75 vs. $0.44 (+70.5%).

3Q25 Non-GAAP Operating Results

• Non-Transaction Related Opex: $31,623k vs. $20,953k (+50.9%); 27.1% of revenue (vs. 30.0%)
• Transaction Related Costs: $53,535k vs. $31,491k (+70.0%); 45.8% of revenue (vs. 45.0%); 5.1% of GMV (vs. 4.8%)
• Total Revenue Less Transaction Related Costs: $63,261k vs. $38,467k (+64.5%); 54.2% of revenue (vs. 55.0%); 6.0% of GMV (vs. 5.8%)
• Adjusted EBITDA: $39,623k vs. $22,694k (+74.6%); 33.9% margin (vs. 32.4%)
• Adjusted Net Income: $25,441k vs. $16,668k (+52.6%); 21.8% margin (vs. 23.8%); Adjusted EPS (diluted): $0.71 (vs. $0.47).

Appendix — Reconciliations 

Operating Expenses — Non-Transaction Related Opex (3Q25 / 3Q24):

• Operating expenses: $81,235k / $49,116k
• Less: Transaction expense: $(17,435)k / $(12,761)k
• Less: Provision for credit losses: $(32,177)k / $(15,402)k
• Non-transaction related opex: $31,623k / $20,953k

Operating Expenses — Transaction Related Costs (3Q25 / 3Q24):

• Operating expenses: $81,235k / $49,116k
• Less: Personnel $(14,320)k / $(13,423)k; Third-party tech & data $(3,705)k / $(2,387)k; Marketing/advertising/tradeshows $(8,775)k / $(2,726)k; G&A $(4,823)k / $(2,417)k
• Add: Net interest expense $3,923k / $3,328k
• Transaction Related Costs: $53,535k / $31,491k

Operating Income — Total Revenue Less Transaction Related Costs (3Q25 / 3Q24):

• Operating income: $35,561k / $20,842k
• Add: Personnel $14,320k / $13,423k; Third-party tech & data $3,705k / $2,387k; Marketing/advertising/tradeshows $8,775k / $2,726k; G&A $4,823k / $2,417k
• Less: Net interest expense $(3,923)k / $(3,328)k
• Total revenue less transaction related costs: $63,261k / $38,467k

Net Income — Adjusted EBITDA (3Q25 / 3Q24):

• Net income: $26,671k / $15,446k
• Depreciation & amortization: $369k / $233k
• Income tax expense: $4,961k / $2,163k
• Equity & incentive-based compensation: $2,409k / $1,456k
• Other (income) expense, net: $6k / $(95)k
• Corporate strategic projects: $1,284k / $163k
• Net interest expense: $3,923k / $3,328k
• Adjusted EBITDA: $39,623k / $22,694k

Net Income — Adjusted Net Income & Adjusted EPS (3Q25 / 3Q24):

• Net income: $26,671k / $15,446k
• Discrete tax (benefit) expense [7]: $(2,520)k / $1,154k
• Corporate strategic projects: $1,284k / $163k
• Other (income) expense, net: $6k / $(95)k
• Adjusted net income: $25,441k / $16,668k
• Diluted weighted-avg shares [8]: 35,675 / 35,435
• Adjusted EPS (diluted): $0.71 / $0.47

[7] Prior periods adjusted for equity-based comp tax windfall/shortfall.
[8] 6-for-1 split effective Mar 28, 2025.

Investor Relations Contact

Lee Brading, CFA
+1 651-240-6001
InvestorRelations@sezzle.com

Media Contact

Erin Foran
+1 651-403-2184
erin.foran@sezzle.com

About Sezzle

Sezzle is a forward-thinking fintech company committed to financially empowering the next generation. Through its purpose-driven payment platform, Sezzle enhances consumers' purchasing power by offering access to point-of-sale financing options and digital payment services—connecting millions of customers with its global network of merchants. Centered on transparency, inclusivity, and ease of use, Sezzle empowers consumers to manage spending responsibly, take charge of their finances, and achieve lasting financial independence.

For more information, visit sezzle.com.

Forward Looking Statements

This press release contains forward-looking statements within the meaning of Section 27A of the Securities Act of 1933, as amended, and Section 21E of the Securities Exchange Act of 1934, as amended. We have based these forward-looking statements largely on our current expectations and projections about future events and financial trends affecting the financial condition of our business. Forward-looking statements include our expectations, whether stated or implied, regarding our financing plans and other future events.

Forward-looking statements generally can be identified by the use of words such as "anticipate," "expect," "plan," "could," "may," "will," "believe," "estimate," "forecast," "goal," "project," other words or expressions of similar meaning (or the negative versions of such words or expressions). These forward-looking statements address various matters including statements regarding the timing or nature of future operating or financial performance or other events. Each forward-looking statement contained in this press release is subject to risks and uncertainties that could cause actual results to differ materially from those expressed or implied by such statement. Applicable risks and uncertainties include, among others: impact of the “buy-now, pay-later” (“BNPL”) industry becoming subject to increased regulatory scrutiny; impact of operating in a highly competitive industry; impact of macro-economic conditions on consumer spending; our ability to increase our merchant network, our base of consumers and gross merchandise value (GMV); our ability to effectively manage growth, sustain our growth rate and maintain our market share; our ability to maintain adequate access to capital in order to meet the capital requirements of our business; impact of exposure to consumer bad debts and insolvency of merchants; impact of the integration, support and prominent presentation of our platform by our merchants; impact of any data security breaches, cyberattacks, employee or other internal misconduct, malware, phishing or ransomware, physical security breaches, natural disasters, or similar disruptions; impact of key vendors or merchants failing to comply with legal or regulatory requirements or to provide various services that are important to our operations; impact of the loss of key partners and merchant relationships; impact of exchange rate fluctuations in the international markets in which we operate; our ability to protect our intellectual property rights and third party allegations of the misappropriation of intellectual property rights; our ability to retain employees and recruit additional employees; impact of the costs of complying with various laws and regulations applicable to the BNPL industry in the United States and Canada; and our ability to achieve our public benefit purpose and our election to forego B Corporation recertification and other factors identified in the “Risk Factors” section of our Annual Report on Form 10-K for the year ended December 31, 2024 (the “Annual Report”) and the Company’s subsequent filings filed with the SEC. You are encouraged to read the Company's Annual Report and other filings with the SEC, available at www.sec.gov, for a discussion of these and other risks and uncertainties. The Company cautions investors not to place considerable reliance on the forward-looking statements contained in this press release. You are The forward-looking statements in this press release speak only as of the date of this document, and the Company undertakes no obligation to update or revise any of these statements. The Company's business is subject to substantial risks and uncertainties, including those referenced above. Investors, potential investors, and others should give careful consideration to these risks and uncertainties.

Non-GAAP Financial Measures

To supplement our operating results prepared in accordance with generally accepted accounting principles in the United States (“GAAP”), we present the following non-GAAP financial measures: Total revenue less transaction related costs; transaction related costs; non-transaction related operating expenses; adjusted net income; adjusted net income margin; adjusted net income per diluted share; adjusted earnings before interest, taxes, depreciation, and amortization (“Adjusted EBITDA”); and Adjusted EBITDA margin. Definitions of these non-GAAP financial measures and summaries of the reasons why management believes that the presentation of these non-GAAP financial measures provide useful information to the Company and investors are as follows:

• Total revenue less transaction related costs is defined as GAAP total revenue less transaction related costs. Transaction related costs is the sum of GAAP transaction expense, provision for credit losses, and net interest expense less certain non-recurring charges as detailed in the reconciliation table of GAAP operating income to non-GAAP total revenue less transaction related costs above. We believe that total revenue less transaction related costs is a useful financial measure to both management and investors for evaluating the economic value of orders processed on the Sezzle Platform.
• Non-transaction related operating expenses is defined as the sum of GAAP personnel; third-party technology and data; marketing, advertising, and tradeshows; and general and administrative operating expenses. We believe that non-transaction related operating expenses is a useful financial measure to both management and investors for evaluating our management of operating expenses not directly attributable to orders processed on the Sezzle Platform.
• Adjusted EBITDA is defined as GAAP net income, adjusted for certain charges including depreciation, amortization, equity and incentive–based compensation, corporate strategic project costs, and merger-related costs, as well as net interest expense as detailed in the reconciliation table of GAAP net income to adjusted EBITDA. We believe that this financial measure is a useful measure for period-to-period comparison of our business by removing the effect of certain non-cash and non-recurring charges, as well as funding costs, that may not directly correlate to the underlying performance of our business.
• Adjusted EBITDA margin is defined as Adjusted EBITDA divided by GAAP total revenue. We believe that this financial measure is a useful measure for period-to-period comparison of our business’ unit economics by removing the effect of certain non-cash and non-recurring charges, as well as funding costs, that may not directly correlate to the underlying performance of our business.
• Adjusted net income is defined as GAAP net income, adjusted for certain charges including discrete tax items, fair value adjustments on warrants, losses on the extinguishment of our lines of credit, corporate strategic project costs, and other income and expense, as detailed in the reconciliation table of GAAP net income to adjusted net income. We believe that this financial measure is useful for period-to-period comparison of our business by removing the effect of certain charges that, in management's view, does not correlate to the underlying performance of our business during a given period.
• Adjusted net income margin is defined as Adjusted net income divided by GAAP total revenue. We believe that this financial measure is a useful measure for period-to-period comparison of our business by removing the effect of certain charges that, in management's view, does not correlate to the underlying performance of our business during a given period.
• Adjusted net income per diluted share is defined as non-GAAP adjusted net income divided by GAAP weighted-average diluted shares outstanding. We believe that this financial measure is a useful measure for period-to-period comparison of shareholder return by removing the effect of certain charges that, in management's view, does not correlate to the underlying performance of our business during a given period.

Additionally, we have included these non-GAAP measures because they are key measures used by our management to evaluate our operating performance, guide future operating plans, and make strategic decisions, including those relating to operating expenses and the allocation of resources. Therefore, we believe these measures provide useful information to investors and other users of this press release to understand and evaluate our operating results in the same manner as our management and board of directors. However, non-GAAP financial measures have limitations, should be considered supplemental in nature, and are not meant as a substitute for the related financial information prepared in accordance with U.S. GAAP. These limitations include the following:

• Total revenue less transaction-related costs is not intended to be measures of operating profit or cash flow profitability as they exclude key operating expenses such as personnel, general and administrative, and third-party technology and data, which have been, and will continue to be for the foreseeable future, significant recurring GAAP expenses.
• Transaction related costs exclude significant expenses such as personnel, general and administrative, and third-party technology and data, which have been, and will continue to be for the foreseeable future, significant recurring GAAP expenses.
• Non-transaction related operating expenses exclude significant expenses, including transaction expense and provision for credit losses, which have been, and will continue to be for the foreseeable future, significant recurring GAAP expenses.
• Adjusted EBITDA and adjusted EBITDA margin exclude certain charges such as depreciation, amortization, and equity and incentive–based compensation, which have been, and will continue to be for the foreseeable future, recurring GAAP expenses. Further, these non-GAAP financial measures exclude certain significant cash inflows and outflows, which have a significant impact on our working capital and cash.
• Adjusted EBITDA and adjusted EBITDA margin excludes net interest expense, which has a significant impact on our GAAP net income, working capital, and cash.
• Adjusted net income, adjusted net income margin, and adjusted net income per diluted share excludes certain charges such as losses on the extinguishment of our lines of credit, fair value adjustments on our warrants, other income and expense, and discrete tax items which have been, and may be in the future, recurring GAAP expenses. Further, these non-GAAP financial measures exclude certain significant cash inflows and outflows, which have a significant impact on our working capital and cash.
• Long-lived assets being depreciated or amortized may need to be replaced in the future, and these non-GAAP financial measures do not reflect the capital expenditures needed for such replacements, or for any new capital expenditures or commitments.
• These non-GAAP financial measures do not reflect income taxes that may represent a reduction in cash available to us.
• Non-GAAP measures do not reflect changes in, or cash requirements for, our working capital needs.
• Other companies, including companies in our industry, may calculate the non-GAAP financial measures differently or not at all, which reduces their usefulness as comparative measures.

Because of these limitations, you should not consider these non-GAAP financial measures in isolation or as substitutes for analysis of our financial results as reported under GAAP, and these non-GAAP financial measures should be considered alongside other financial performance measures, including net income and other financial results presented in accordance with GAAP. We encourage you to review the related GAAP financial measures and the reconciliations of these non-GAAP financial measures to their most directly comparable GAAP financial measures and not rely on any single financial measure to evaluate our business.

Echelon Digital Group, the Saudi technology holding company that delivers innovation to businesses across the Middle East announced, together with Elutions, Inc., a U.S.-based artificial intelligence software company, the signing of a strategic partnership to deploy Elutions’ Maestro AI platform across industrial and energy enterprises in Saudi Arabia and the Middle East.

Commenting on the signing of the agreement, His Highness Prince Khaled bin Badr Al Saud, chairman of Echelon Digital, said: “Echelon Digital’s partnership with Elutions represents an important step toward harnessing the power of artificial intelligence to enhance operational efficiency, strengthen competitiveness, and empower various sectors with the latest technological solutions.”

He added: “Through this agreement, we aspire to localize advanced technologies and develop national talent; efforts that will accelerate AI-driven digital transformation across vital sectors and reinforce the Kingdom’s position as a leader in digital transformation in the region.”

The collaboration aims to accelerate AI-driven digital transformation across mission-critical sectors, including energy, petrochemicals, utilities, mining, logistics, and higher education, enabling enterprises to enhance operational performance, boost energy efficiency, and advance sustainability goals.

In addition to technology deployment, the partnership will feature local investment, capability building, and workforce training, with a structured roadmap toward establishing a future joint venture that positions Saudi Arabia as a regional hub for industrial AI innovation.

Omar Saleh, chief executive officer of Echelon Digital Group, said: “Our partnership with Elutions aligns with our mission to localize advanced global technologies and empower enterprises across Saudi Arabia and the wider Middle East. Through this collaboration, we aim to accelerate digital innovation and transformation across strategic sectors — with our work in Saudi Arabia directly supporting the ambitions of Vision 2030.” 

Paul Doucas, chief operating officer and principal owner of Elutions, said: “Elutions’ Maestro AI platform has a proven track record of delivering measurable outcomes; from 15 to 30 percent energy efficiency improvements to up to 25 percent productivity gains. By combining these capabilities with Echelon Digital’s local presence and deep market understanding, we aim to empower Saudi enterprises to realize the full potential of AI at scale.”

Echelon Digital Group is a leading technology company headquartered regionally in Saudi Arabia, focused on accelerating digital innovation and enabling organizations across the region to achieve sustainable transformation. Leveraging its deep regional expertise and diverse global partnerships, Echelon delivers integrated solutions that help businesses create tangible value, enhance operational efficiency, and accelerate the transition towards a knowledge-based digital economy.

Elutions, based in the United States, is a global leader in artificial intelligence. The company’s proprietary Maestro platform is an advanced neural network capable of analyzing complex enterprise systems, diagnosing operational anomalies, and recommending immediate corrective actions.

According to the Saudi Data & Artificial Intelligence Authority (SDAIA), AI is expected to contribute over $135 billion to the Saudi economy by 2030, representing about 12.4% of national GDP. With Saudi Arabia’s industrial sector accounting for nearly 40% of non-oil GDP, initiatives like this partnership will play a vital role in enhancing competitiveness and supporting national programs such as Vision 2030 and the National Industrial Development and Logistics Program (NIDLP).

Elutions’ Maestro AI platform has been successfully implemented by major global industrial clients, delivering 15-30% energy-efficiency improvements, up to 25% productivity gains, and 10-20% reductions in unplanned downtime. These proven results will help Saudi enterprises achieve tangible operational and sustainability outcomes as they adopt AI at scale.

For more information, visit echelondigital.com.

Media Contact

Ayman Hassan
ayman@jummar.co

The Global Kratom Coalition (GKC) today praised Kentucky Governor Andy Beshear and the Kentucky Cabinet for Health and Family Services for moving to classify concentrated or isolated, synthetic 7-hydroxymitragynine (7-OH) as a Schedule I narcotic, making it illegal to sell, possess, or distribute in the Commonwealth. The rule limits the allowable concentrations of 7-OH to 400 parts per million (0.04%) by dry weight, effectively removing concentrated synthetic 7-OH opioid products from the market while leaving natural kratom leaf unaffected. 

This decisive step follows the July 29th, 2025, actions taken by the U.S Food and Drug Administration (FDA) which recommended the scheduling of concentrated synthetic 7-OH to the Drug Enforcement Administration (DEA). Following this, on August 13th, 2025, James Uthmeier, Attorney General of Florida, issued an emergency rule that immediately classified concentrated synthetic 7‑hydroxymitragynine (7-OH) as a Schedule I controlled substance. Both the FDA and Florida’s rule explicitly distinguish natural kratom leaf from synthetic 7-OH, confirming that natural kratom leaf products are not the focus of these scheduling actions

“This is a major step forward for consumer safety,” said Matthew Lowe, Executive Director of the Global Kratom Coalition. “Governor Beshear and his administration are protecting Kentuckians from dangerous, concentrated synthetic 7-OH opioid products, while preserving access to natural kratom leaf, a botanical with safe consumption for more than 50 years in the U.S. by more than 23 million Americans. This is exactly the kind of leadership we need across the country.”

Unlike concentrated synthetic 7-OH opioid products, natural kratom leaf contains only trace amounts of natural 7-hydroxymitragynine. Millions of adults use natural kratom leaf products responsibly for its functional benefits. Conversely, concentrated synthetic 7-OH opioid products are potent by design, containing synthetic 7-OH at more than 100 times the level found in natural kratom leaf. The result is a novel opioid 13 times stronger than morphine -- this presents a high risk for addiction, respiratory depression and death.

The Global Kratom Coalition urges other states to follow Kentucky’s example -- protect public health by scheduling concentrated synthetic 7-OH, while protecting access to natural kratom leaf.

About Global Kratom Coalition (GKC)

The Global Kratom Coalition is an alliance of natural kratom consumers, experts, and industry leaders dedicated to protecting access to natural leaf kratom while advancing scientific research, driving consumer education, and developing robust regulations to protect consumers. For more information, visit globalkratomcoalition.org.

Media Contact

Patrick George
info@globalkratomcoalition.org

The Stop Gas Station Heroin coalition today praised Kentucky Governor Andy Beshear for taking emergency action to schedule concentrated synthetic 7-hydroxymitragynine (7-OH) as a Schedule I narcotic. The rule limits the allowable concentrations of 7-OH to 400 parts per million (0.04%) by dry weight, effectively removing concentrated synthetic 7-OH opioid products from the market while leaving natural kratom leaf unaffected. =

Governor Beshear’s move marks a critical step toward curbing the spread of "gas station heroin" — a category of often imported, lab-made street drugs that include semi-synthetic and synthetic alkaloid products, tianeptine and nitrous oxide.

While natural 7-OH occurs naturally in only trace amounts in the kratom leaf, the concentrated synthetic opioid products sold in gas stations, smoke shops, and convenience stores nationwide bear little resemblance to the kratom plant. Instead, illicit manufacturers are mass-producing highly concentrated, hyper-potent synthetic 7-OH isolates — sold as tablets and gummies — that are more than 13 times more potent than morphine.

“Kentucky’s enforcement actions send a strong message that concentrated synthetic 7-OH opioid products have no place in American communities,” said David Bregger, Executive Director of Stop Gas Station Heroin. “These synthetic drugs are misleadingly marketed as natural kratom, wellness supplements, or everyday snacks and beverages, however these lab-made opioid products function like hard narcotics — posing significant risks of addiction, respiratory suppression, and overdose.”

Kentucky’s actions follow the Food and Drug Administration’s (FDA) recommendation in July for the Drug Enforcement Administration (DEA) to schedule concentrated synthetic 7-OH as a Schedule I substance under the Controlled Substances Act (CSA). Florida Attorney General James Uthmeier also issued an emergency scheduling order in August for concentrated synthetic 7OH.

The FDA, Florida, and now Kentucky have made clear that these measures do not target the centuries-old kratom leaf, which has an established safety profile and is consumed safely by about 23 million Americans.

“Kentucky’s action is another step forward in protecting Americans from manufacturers peddling lab-made street drugs and fueling for-profit addiction,” said Bregger. “With Kentucky now joining Florida and the FDA in cracking down on concentrated synthetic 7-OH, states are uniting to stop the deceptive, dangerous practices fueling the Gas Station Heroin epidemic and harming our children.”

Stop Gas Station Heroin applauds these leaders on the state and federal levels for using their enforcement authority to hold illicit companies accountable. The coalition also urges other states to follow Kentucky’s lead and keep synthetic drugs off the market.

To learn more about Stop Gas Station Heroin and its mission, navigate to stopgasstationheroin.com.

About Stop Gas Station Heroin

Stop Gas Station Heroin is a national coalition that aims to educate consumers about harmful synthetic drugs and advocate for smart regulation that distinguishes between legitimate, natural botanicals and dangerous, synthetic drugs, combined with enforcement of current federal laws around unapproved drugs. To learn more, navigate to stopgasstationheroin.com.

Media Contact

Media Contact
info@stopgasstationheroin.com

Hills Machinery is pleased to announce it has partnered with Ammann America to add new capabilities to the Hills Machinery Construction Equipment Division serving South Carolina and North Carolina. Hills Machinery is now an authorized dealer for the company’s compaction equipment and will be supported by the Hills Machinery branches located throughout North and South Carolina.

Ammann America is a sixth generation, family-owned business that is known in the industry as a leading manufacturer of soil and asphalt compactors and asphalt pavers, as well as light equipment such as vibratory plates and walk-behind rollers.

“Ammann America shares our commitment to providing high-quality equipment and exceptional service and support. With this partnership, we can strengthen our offering of compaction solutions to meet our customers’ needs,” said Jim Hills, president at Hills Machinery. “We look forward to a long and prosperous relationship that will benefit our customers, the industry and our companies.”

Mike Conley, director of sales and distribution development at Ammann America, added, “Hills Machinery has built a strong reputation for customer service and industry expertise. Their deep regional presence and commitment to supporting contractors aligns perfectly with Ammann’s goal of delivering dependable, high-performance equipment and exceptional support across North and South Carolina.”

About Hills Machinery

Founded in 2007 by brothers Jim and Adam Hills, Hills Machinery is a full-service equipment partner with dedicated industry experts leading the construction, paving, and environmental equipment divisions. Hills Machinery offers complete end-to-end solutions including new and used equipment sales, financing support, equipment rental, 24/7 service and support and robust parts availability. The company also has a collaborative fleet management program — Uptime Operations, where a dedicated team of equipment experts monitor machine performance and health in real-time, manage preventive maintenance and aid in downtime prevention. Hills Machinery also operates a 24/7 paving, aggregate, and environmental group that specializes in the repair and uptime of heavy and support equipment. Hills Machinery serves customers across South Carolina, North Carolina, Virginia, and Georgia with 13 locations. For more information, visit www.hillsmachinery.com.

About Ammann America

Ammann is a sixth generation, family-owned business that produces asphalt and concrete mixing plants, compactors and asphalt pavers at manufacturing sites around the world. Its core expertise is roadbuilding and transportation infrastructure. Ammann America, the company’s North American division, is headquartered in Orlando and recently opened a 160,000-square-foot asphalt plant factory in Florence, Kentucky. The North American machines division is headquartered in Columbia, South Carolina. Visit www.ammann.com for company-related information.

Media Contact

Tim Wirtz
tim@pkamar.com
+1 865-266-3930

21M Insurance, among the world’s first crypto-native insurance institutions, today announced a strategic partnership with Cobo, a leading provider of digital-asset custody and infrastructure. The collaboration delivers institutional-grade safeguards for 21M’s Bitcoin-denominated whole-life policies and operating infrastructure — including its AI-powered underwriting and risk management engine — marking a significant step forward for blockchain-native insurance infrastructure.

Following the approval of spot Bitcoin ETFs in January 2024 — one of the most successful ETF launches on record—institutional demand for BTC exposure has accelerated. Yet traditional insurers, constrained by regulatory capital frameworks, balance-sheet limitations, and legacy technology, have been unable to serve this segment. Against this backdrop, 21M and Cobo are partnering to build a compliant, blockchain-native operating model with asset safety as the first principle for a trillion-dollar insurance market opportunity.

Under the agreement, Cobo will initially provide custody for the assets backing 21M’s BTC-denominated whole-life policies. As the business scales, the scope will expand to management of tokenized policy assets and to the custody and flow-of-funds controls supporting lending protocols. Cobo’s institutional-grade custody platform will furnish multi-layer security controls, flexible permissioning, and transparent asset tracking—delivering the highest level of protection for policyholders’ Bitcoin while aligning with stringent requirements across major jurisdictions. These capabilities mitigate single-point-of-failure risks in insurance asset management and create a highly secure, transparent, and efficient policyholder environment.

Mr. 21, chief executive officer of 21M Insurance, said:

“As one of the world’s first crypto-native insurance institutions, partnering with a top-tier custodian like Cobo — with a zero-incident track record — is the cornerstone of safeguarding policyholder assets. Technical and regulatory constraints have kept traditional insurers out of Bitcoin insurance, creating a unique structural moat for 21M. Through deep collaboration with Cobo, we are building a secure, transparent, and efficient blockchain-native insurance ecosystem — one that truly scales with Bitcoin adoption. This is not just product innovation; it is a paradigm shift in the industry’s core infrastructure.”

Discus Fish, Cobo’s co-founder and CEO said:

“In digital-asset insurance, institutions need more than technology — they need trust, security, and forward-looking infrastructure. Our partnership with 21M reflects Cobo’s ‘Beyond Custody’ vision. We aim to provide the durable foundation for BTC life insurance to scale with resilience and operational excellence, ushering in a blockchain-native era for the insurance industry.”

Backed by Cobo’s custody services, 21M expects to expand its global insurance footprint more confidently, reinforcing its first-mover advantage in digital-asset insurance. Cobo will continue to deliver secure, compliant, high-performance custody solutions for institutions worldwide, advancing innovation across insurance and digital-asset infrastructure.

About 21M Insurance

21M Insurance is committed to becoming one of the world’s first blockchain-native insurance institutions, backed by prominent family offices and high-net-worth individuals. The company plans to launch crypto-denominated insurance products. Leveraging its AI-powered underwriting and risk management engine, 21M is building next-generation insurance infrastructure spanning whole-life coverage, asset protection, and wealth management to unlock a trillion-dollar digital-asset insurance market. 21M Insurance is a wholly owned subsidiary of Pacific Digital Alliance. For more information, visit 21minsurance.com.

About Cobo

Cobo is a trusted leader in digital-asset custody and wallet infrastructure, providing an all-in-one platform for organizations and developers to build, automate, and securely scale their digital-asset businesses. Founded in 2017 and headquartered in Singapore, Cobo is trusted by more than 500 leading digital-asset businesses globally, safeguarding billions of dollars in assets. Today, Cobo offers the industry’s only unified wallet platform that integrates four wallet technologies — custodial wallets, MPC wallets, smart-contract wallets, and exchange wallets. Committed to the highest security standards and regulatory compliance, Cobo maintains a zero-incident track record and holds ISO 27001 and SOC 2 (Type I and Type II) certifications, as well as licenses in multiple jurisdictions. Recognized for its industry-leading innovations, Cobo has received accolades fromHedgeweek and Global Custodian. For more information, www.cobo.com.

Media Contact

21M Insurance
investor.relations@pacificdigitalalliance.com

Cobo Media Relations
hello@cobo.com

Varadia SE will once again submit a motion for a special audit pursuant to Section 142 (1) of the German Stock Corporation Act (AktG) at the upcoming Annual General Meeting of Advanced Blockchain AG (ABAG). A corresponding motion had already been filed at the Annual General Meeting on October 20, 2025, which was adjourned without any resolutions being passed.

In Varadia SE’s view, there remains a substantial need for clarification concerning the actions of the Management Board and the Supervisory Board of ABAG in the preparation, audit, and approval of the annual financial statements as of December 31, 2024. According to Varadia SE, certain circumstances raise reasonable suspicion that irregularities or violations of statutory provisions may have occurred in this context. 

The company’s auditor issued only a qualified audit opinion on ABAG’s annual financial statements. No audit opinion was provided with respect to the balance sheet item “Receivables from affiliated companies,” amounting to approximately EUR 10 million, which is material to the company’s financial position. 

The requested special audit aims to examine and clarify the circumstances surrounding the qualified audit opinion and the conduct of the Management Board and Supervisory Board in connection with the financial statements, thereby promoting transparency and strengthening shareholder confidence in the company’s proper and diligent corporate governance. 

The special audit motion previously submitted, as well as Varadia SE’s counterproposals, are available in the newsroom at www.varadia.de/#news.

Disclaimer

This press release is for informational purposes only and does not constitute investment advice, an offer to sell, or a solicitation to buy any securities. The statements contained herein reflect the current views and assessments of Varadia SE based on publicly available information as of the date of publication. While Varadia SE is a shareholder of Advanced Blockchain AG, it does not represent or speak on behalf of the company. All information is provided without warranty for completeness or accuracy.

Media Contact

Cedric Albeke
info@varadia.de

Sajuping (co-CEOs Yoonsup Lee and Hyunguk Sun), an AI-based future advice platform, operated an official booth at the KOOM Festival 2025 New York (also known as Dream Festival 2025 New York), to introduce its Korean AI fortune-telling service to Korean Americans and international visitors.

The festival, held Oct. 16–18 at Brooklyn’s Duggal Greenhouse, is organized by United Korean Founders (UKF) and serves as a cross-cultural platform blending performances, exhibitions, startups, and brand showcases.

This year’s edition gathered start-ups across K-content, beauty, AI, and lifestyle under the theme of “globalizing Korean creativity,” and Sajuping’s booth attracted over 3,000 visitors during the event.

“Turning Uncertain Futures into Actionable Choices” — Sajuping’s Global Debut

Sajuping operates under the philosophy of transforming an uncertain future into actionable choices by analyzing users’ birth dates to provide personalized guidance on relationships, marriage, and careers. During the festival, the company ran an interactive booth offering AI fortune consultations and tailored career, relationship, and compatibility insights.

One visitor remarked that the AI seemed to “understand my fortune and speak to my current self,” and many Korean women in their 20s and 30s praised the service as modern and trustworthy.

A Milestone for K-Fortune Tech

Co-CEO Hyunguk Sun commented, “Fortune-telling is an age-old data system that interprets human character and flow; AI is the tool that reimagines it for today. Our participation in KOOM Festival 2025 New York is the first time we have reinterpreted traditional fortune methodology through technology and showcased it to a global audience.”

He added, “Sajuping is a new form of AI adviser that helps people understand themselves and make decisions in uncertain times. We believe the service will resonate worldwide, and we plan to roll out updated versions and expand partnerships in the United States to set a new standard in K-fortune tech.”

About Sajuping

Sajuping leverages AI to analyze individual fortune data and visualize future directions, easing users’ anxieties. With the slogan “See Your Future, Anytime, Anywhere,” it targets women aged 25–35 who face pivotal life decisions. The service is currently available in South Korea and the United States, and its appearance at KOOM Festival 2025 New York marks the beginning of full-scale global expansion. For more information, visit linktr.ee/sajuping.

Media Contact

Yoonsup Lee
Sajuping
cs@sajuping.ai

Unusual Group, a global collective of specialist agencies focused on sustainable and human-led growth, today announced that its chief executive officer, Luke Tobin, has joined the board of Woya Digital as a non-executive director.

The appointment strengthens ties between the two organisations following Woya Digital’s inclusion within the Unusual Group collective earlier this year. It forms part of Unusual Group’s broader strategy to expand its "collaborative" of high-growth agencies across marketing, technology, and performance disciplines.

Expanding a Collective Built for Sustainable Agency Growth

Founded by Luke Tobin, Unusual Group launched in 2025 to support creative and digital agencies through investment, strategic guidance, and shared operational infrastructure. The group brings together independently run agencies that share a focus on measurable growth, sustainable scaling, and creative excellence.

Unusual Group’s model combines access to capital, leadership expertise, and group-wide operational support in areas including finance, legal, technology, and talent. This structure enables founders to retain their independence while benefitting from the stability and insight of a larger organisation.

Since launch, Unusual Group has continued to expand its collective of agencies across the UK, US and Europe, focusing on innovation in sectors such as digital marketing, brand strategy, sales enablement and data-driven performance. The group’s leadership team includes specialists in operations, finance, and legal governance, all aligned around the principle that unusual brands win by combining creativity with commercial clarity.

Online Search Leadership and Sector Expertise

Woya Digital, headquartered in Malta with operations across Europe, the UK and South Africa, is a digital growth and SEO agency recognised for its strong track record in improving visibility and online performance for clients across the Finance, Healthcare, and Sports industries.

Originally founded by Steve O’Brien and Natalie Karr, Woya Digital has established itself as one of Europe’s emerging specialists in organic search, digital PR, and performance marketing. Its approach combines deep sector knowledge with advanced data analytics, ensuring that each campaign is tailored to drive long-term authority, trust, and measurable growth.

“I am delighted to join the board at Woya Digital,” said Luke Tobin, CEO of Unusual Group. “Our mission at Unusual has always been to empower ambitious, founder-led agencies that think differently. Woya’s success is proof that human creativity, supported by technology and data, continues to outperform purely automated approaches. We believe in using AI and technology to enhance our teams and clients, not to replace them.”

“Luke’s appointment comes at an important time for Woya Digital,” said Steve O’Brien, CEO of Woya Digital. “Our focus on data-driven SEO and organic growth is evolving rapidly as AI and automation reshape digital marketing. With Unusual Group’s backing and Luke’s strategic insight, we are well positioned to strengthen our leadership in finance, healthcare, and sports while expanding our reach into new territories.”

Human-Led Innovation in an AI-Driven Era

Both organisations share a belief that while AI and automation can accelerate efficiency, sustainable growth still depends on human insight, creativity, and collaboration. Rather than viewing AI as a replacement, Unusual Group and Woya Digital are investing in technology to improve performance, streamline workflows, and deepen understanding of consumer behaviour.

This human-centric approach stands in contrast to much of the current marketing industry, where cost compression and automation are driving widespread restructuring. Unusual Group is taking a contrarian stance by building a portfolio of independent agencies that prioritise expertise, adaptability, and partnership.

“The next chapter of growth in our industry belongs to those who can harness technology without losing the human edge,” Tobin added. “That’s where we see the real opportunity, and that’s what Unusual Group and Woya Digital are building together.”

Read more about Woya Digital: "Woya Digital Strengthens Board with Unusual Group and Expands Global HQ to Malta"

About Woya Digital

Woya Digital is a digital growth agency headquartered in Malta. Originally founded by Steve O’Brien and Natalie Karr, the agency specialises in SEO and digital PR. Woya Digital specialises in regulated sectors such as finance, healthcare, not for profit and legal, plus sports to enhance online visibility, authority, and conversion through data-driven, ethical SEO strategies and technology-supported optimisation. For more information, woya.co.uk.

About Unusual Group

Unusual Group is a collective of specialist agencies helping ambitious brands achieve extraordinary growth. The group brings together creative, strategic, and digital expertise under one ecosystem, providing investment, shared infrastructure, and strategic support to agency founders. Founded by Luke Tobin, Unusual Group continues to expand across the UK and Europe, building a network of high-growth agencies that challenge conventional models and champion human-led innovation. To learn more, visit www.unusualgroup.com.

Media Contact

Natalie Karr
hello@woya.co.uk

FG Nexus (Nasdaq: FGNX, FGNXP) (the “Company”) today announced that the Company’s common stock is now listed for trading on the Deutsche Börse in Germany under ticker symbol LU51. This international listing expands FG Nexus’s global accessibility, increases our access to capital and provides direct access to the Company’s securities for European investors.

The Deutsche Börse listing represents a significant milestone in FG Nexus’s international expansion strategy, offering European investors the opportunity to participate in the Company’s Ethereum treasury strategy and long-term growth initiatives. The listing is expected to enhance share liquidity and broaden the Company’s investor base across European markets.

“Our listing on Deutsche Börse marks another important step in our global expansion and demonstrates the international appeal of our Ethereum-focused strategy," said Kyle Cerminara, CEO of FG Nexus. “This listing provides European investors with direct access to our mission of becoming the dominant corporate stakeholder of Ethereum, and we look forward to building relationships with the European investment community as we continue to execute our long-term strategic ETH vision.”

About FG Nexus

FG Nexus Inc. (Nasdaq: FGNX, FGNXP), (the “Company”), is on the Ethereum Standard, and singularly focused on becoming the largest corporate holder of ETH in the world by an order of magnitude. In order to enhance our ETH YIELD, the Company will stake and intends to implement other yield strategies while serving as a strategic gateway into Ethereum-powered finance, including tokenized RWAs and stablecoin yield. For more information, visit fgnexus.io.

The FGNX® logo is a registered trademark.

Forward Looking Statements

This press release contains forward-looking statements within the meaning of Section 27A of the Securities Act of 1933, as amended (the “Securities Act”), and Section 21E of the Securities Exchange Act of 1934, as amended (the “Exchange Act”). These statements are therefore entitled to the protection of the safe harbor provisions of these laws. These statements may be identified by the use of forward-looking terminology such as “anticipate,” “believe,” “budget,” “can,” “contemplate,” “continue,” “could,” “envision,” “estimate,” “expect,” “evaluate,” “forecast,” “goal,” “guidance,” “indicate,” “intend,” “likely,” “may,” “might,” “outlook,” “plan,” “possibly,” “potential,” “predict,” “probable,” “probably,” “pro-forma,” “project,” “seek,” “should,” “target,” “view,” “will,” “would,” “will be,” “will continue,” “will likely result” or the negative thereof or other variations thereon or comparable terminology. In particular, discussions and statements regarding the Company’s future business plans and initiatives are forward-looking in nature. We have based these forward-looking statements on our current expectations, assumptions, estimates, and projections. While we believe these to be reasonable, such forward-looking statements are only predictions and involve a number of risks and uncertainties, many of which are beyond our control. These and other important factors may cause our actual results, performance, or achievements to differ materially from any future results, performance or achievements expressed or implied by these forward-looking statements and may impact our ability to implement and execute on our future business plans and initiatives. Management cautions that the forward-looking statements in this press release are not guarantees of future performance, and we cannot assume that such statements will be realized or the forward-looking events and circumstances will occur. Factors that might cause such a difference include, without limitation, fluctuations in the market price of ETH and any associated impairment charges that the Company may incur as a result of a decrease in the market price of ETH below the value at which the Company’s ETH are carried on its balance sheet, changes in the accounting treatment relating to the Company’s ETH holdings, the Company’s ability to achieve profitable operations, government regulation of cryptocurrencies and online betting, changes in securities laws or regulations such as accounting rules as discussed below, customer acceptance of new products and services including the Company’s ETH treasury strategy, general conditions in the global economy; risks associated with operating in the merchant banking and managed services industries, including inadequately priced insured risks and credit risk; risks of not being able to execute on our asset management strategy and potential loss of value of our holdings; risk of becoming an investment company; fluctuations in our short-term results as we implement our business strategies; risks of not being able to attract and retain qualified management and personnel to implement and execute on our business and growth strategy; failure of our information technology systems, data breaches and cyber-attacks; our ability to establish and maintain an effective system of internal controls; the requirements of being a public company and losing our status as a smaller reporting company or becoming an accelerated filer; any potential conflicts of interest between us and our controlling stockholders and different interests of controlling stockholders; and potential conflicts of interest between us and our directors and executive officers.

Our expectations and future plans and initiatives may not be realized. If one of these risks or uncertainties materializes, or if our underlying assumptions prove incorrect, actual results may vary materially from those expected, estimated or projected. You are cautioned not to place undue reliance on forward-looking statements. Under U.S. generally accepted accounting principles, entities are required to measure certain crypto assets at fair value, with changes reflected in net income each reporting period. Changes in the fair value of crypto assets could result in significant fluctuations to the income statement results. The forward-looking statements are made only as of the date hereof and do not necessarily reflect our outlook at any other point in time. We do not undertake and specifically decline any obligation to update any such statements or to publicly announce the results of any revisions to any such statements to reflect new information, future events or developments.

Investor Contact

invest@fgnexus.io

Media Contact

media@fgnexus.io

Humanity Protocol, an on-chain digital identity solution provider, today announced a new integration that brings together Mastercard's open finance connectivity with Humanity Protocol’s identity verification platform Human ID. Rolling out first in the United States, the enhanced platform will enable users to tap into open finance technology to access credit, loans, and real-world financial services through Humanity Protocol.

Human ID is designed from the ground up to support cross-platform verifications, allowing users to carry their verified identity and financial credentials portable across all extant blockchain and centralized ecosystems. Whether verifying eligibility for RWA on Ethereum, accessing embedded lending in a neobank, or unlocking personalized Defi products on Solana, the same Human ID can be reused privately, securely, and compliantly. For example, users can cryptographically demonstrate specific personal attributes like “I earn over $75,000,” “I own a qualifying asset,” or “I meet the collateral threshold,” safely and securely, with selective disclosure made possible through zero-knowledge cryptography.

Verifying personal financial information when opening an account can often be time-consuming and involve manual touchpoints. Powered by an integration to Mastercard’s open finance technology, Human ID holders will now be able to quickly verify their personal financial details, such as income level, cash flow, or asset ownership when opening a Human ID account. Data is validated and turned into cryptographic proofs that lenders and services can trust.

“We believe that identity is foundational to the future of finance,” said Terence Kwok, founder of Humanity Protocol. “Together with Mastercard, we’re enabling our Human ID holders to demonstrate they meet financial requirements, without spending valuable time on manual processes.”

One key use case is leveraging Open Finance to validate critical elements tied to their Human ID — verifying bank account ownership and validating identity attributes used to link the financial account. These reusable and privacy-preserving credentials facilitate efficient and trusted interactions across traditional and decentralized financial platforms and can simplify and accelerate participation in RWA markets.

“Data — securely permissioned by the consumer who owns it — can be a powerful asset, in many parts of our daily lives,” said Jess Turner, Global Head of Open Finance & Developer Experience at Mastercard. “We’re tapping into the power of open finance to fuel more convenient, secure financial experiences that people can depend on.”

To learn more about Human ID, please visit www.humanity.org.

About Humanity Protocol

Humanity Protocol is a decentralized identity platform that enables individuals to prove they are real, unique, and human without disclosing sensitive personal data. It combines palm-based biometrics with zero-knowledge proofs to create a secure, privacy-first identity layer for Web3 and beyond. For more information, visit www.humanity.org.

Charleston-based Clutter Cleaner South Carolina is setting a new standard in relocation services for seniors and their families. Dedicated to making sure the emotional and logistical challenges of moving and estate management easier, Clutter Cleaner offers white-glove concierge service than manages every aspect of the process with empathy, compassion and care.

Founded by a team passionate about helping seniors and their families navigate one of life's most challenging events, Clutter Cleaner offers support, including home inventory, packing, moving, unpacking, space planning and the responsible sale or disposal of unwanted items. Each service is designed to reduce stress, preserve cherished memories and ensure families can focus on what matters most: their loved ones.

"Moving a lifelong home or managing your loved one's estate is a complicated and deeply emotional journey," said Andy Brusman, CEO of Silver Gen Holdings, the owner of Clutter Cleaner South Carolina. "Our goal is to make the process as smooth and supportive as possible."

With South Carolina's senior population growing rapidly, Clutter Cleaner fills an important community need — combining expertise in every aspect of move management with genuine compassion.

"Families often feel overwhelmed by the physical and emotional toll of downsizing or sorting through a loved one's treasured belongings," added Seth Gregg, the company's president. "Clutter Cleaner exists to lift that burden and simplify the process."

About Clutter Cleaner South Carolina

Clutter Cleaner is a Charleston-based franchise providing moving and transition management services specializing in compassionate, full-service relocation support. From packing and organizing to coordinating moves, selling or donating items, and setting up new homes, Clutter Cleaner helps seniors and their families navigate change with dignity, empathy and expert care. For more information, visit cluttercleaner.com/location/south-carolina.

Media Contact

Andy Brusman
andy.brusman@cluttercleaner.com

7-HOPE Alliance, ("7-HOPE"), a trailblazing nonprofit coalition dedicated to protecting legal access to 7-hydroxymitragynine (7-OH), today released a statement following reports that several middle school students ingested kratom products, resulting in hospitalization.

“We are deeply saddened by reports of children ingesting kratom products in Georgia,” said Jackie Subeck, founder and executive director of 7-HOPE Alliance. “No parent should have to worry about their child getting access to products like these. They are meant for adults and the kratom industry and regulators should take every step to protect children wherever possible. This is exactly why we’ve been calling for stronger state and national regulations — to protect kids, support parents, and make sure these products are responsibly manufactured and sold only to adults.”

The 7-HOPE Alliance emphasized that while kratom and its alkaloids, including 7-hydroxymitragynine (7-OH), have shown potential as harm-reduction tools for adults, they should never be accessible to minors. The group is renewing its call for federal and state legislation that:

• Establishes 21+ age restrictions nationwide for all kratom and 7-OH products.
• Prohibits child-focused marketing, packaging, and placement in stores.
• Requires verified ID checks, independent lab testing, and accurate labeling.
• Mandates clear dosage and warning information for all retail sales.

“Even in states like Georgia, which have 21+ kratom access laws, we’re still seeing gaps that let these products reach children,” Subeck added. “Those laws didn’t go far enough. They left out bans on youth-targeted marketing and didn’t establish strict enough retail controls. We need consistent, nationwide rules that work.”

The Alliance warned that banning individual compounds, like 7-OH alone, does not make communities safer. Instead, such bans push products into unregulated underground markets where quality and age restrictions disappear. According to 7-HOPE, the solution is strong regulation, not prohibition.

“This tragedy is a wake-up call,” Subeck said. “We can’t pretend that banning one compound will keep kids safe. Only comprehensive regulation, covering every kratom-derived product, will prevent this from happening again.”

The 7-HOPE Alliance continues to work with scientists, lawmakers, and public-health advocates to advance national standards that protect youth, support responsible adult access, and ensure ongoing safety research.

About 7-HOPE Alliance

7-HOPE Alliance (7-Hydroxy Outreach for Public Education) is a nonprofit organization (501(c)(3) pending) dedicated to advancing public education, user support, and policy advocacy around 7-hydroxymitragynine (7-OH), a naturally occurring alkaloid in the kratom plant. Through a foundation of science, storytelling, and community, 7-HOPE empowers individuals, healthcare professionals, and policymakers with accurate, balanced information on 7-OH and its role in harm reduction, natural wellness, and safe, legal access to alternatives. The organization’s mission centers on four pillars: science, education, advocacy, and user support. By confronting misinformation, promoting responsible use, and providing uplifting real-life testimonials, 7-HOPE aims to ensure 7-OH remains available to the many individuals who find it to be a safe and effective alternative to dangerous painkillers and illegal drugs. For more information or to get involved, visit 7hopealliance.org.

Media Contact

7-HOPE Alliance
media@7hopealliance.org

Draftboard today introduces the Whisper List, the world’s first ranking of venture capitalists by their network strength, rather than quantity of deals or magnitude of returns.

This marks a significant shift in how founders evaluate potential investors: no longer do they have to rely on rumors and unverifiable claims — they can now easily vet which VCs can be most helpful in making intros to their specific buyer persona, enabling smarter cap-table decisions. The Whisper List provides founders with a transparent, data-backed view of a VC’s real-world reach and influence.

The impact is immediate for founders looking for an edge: by surfacing the strongest, most relevant VCs (and providing a way to get intros to them), the Whisper List helps startups accelerate fundraising, accelerate time-to-value from investor relationships, and reduce the guesswork often involved in courting the right partner.

The Whisper List product is an outgrowth of its founding company's (Draftboard) mission to help founders find warm intros to their highest value prospects from within their existing networks. Draftboard’s relationship intelligence engine maps, validates, scores, and surfaces the optimal intro paths to every VC in the Whisper List, making it simple to request meaningful introductions that align with a company’s stage and needs.

"The Whisper List embodies our commitment to transparency and practical usefulness for founders. It arms them with verifiable, action-oriented insights about VC networks, so they can choose investors who genuinely amplify their chances for success," said Zach Roseman, founder of Draftboard.

Looking ahead, Draftboard plans to broaden the Whisper List’s reach to additional markets and cohorts, continually refining network-scoring models and expanding coverage to more VC segments and geographies. The company will also deepen integration with its existing platform tools to streamline outreach and intro requests, helping teams turn network intelligence into tangible fundraising momentum.

The Whisper List is entirely free and will roll out in phases starting Tuesday, November 4, with an initial focus on senior-level VCs in the New York Metro and San Francisco Bay Area regions, and will expand over time.

For more information on the Whisper List, visit whisperlist.draftboard.com.

For more information on Draftboard, visit www.draftboard.com. 

About Draftboard

Draftboard is a relationship intelligence agent that maps who in your network is best positioned to make intros to your highest value prospects. The agent validates, maps, scores and surfaces your best intro paths — and makes it incredibly simple to ask for those intros. To learn more, visit www.draftboard.com.

Media Contact

Zach Roseman
zach@draftboard.com

Amid the ongoing transformation of global industrial structures and deeper supply chain integration, the 6th Jiangxi (Ganzhou) Textile & Garment Industry Expo (GTG), led by the China National Garment Association, will take place from November 24 to 26, 2025, in Yudu, Ganzhou, a city renowned for China’s brand apparel manufacturing. As one of the most prominent and internationally-oriented trade fairs in Central China, GTG 2025, themed “Red Inspires Creation, Weaving a New Chapter of Dreams,” aims to serve as a bridge linking the global textile and apparel industry, showcasing the power of “Made in Yudu, Intelligent Manufacturing in China.”

More than a showcase of industrial achievements, GTG 2025 serves as an open platform for global supply chain collaboration, innovation exchange, and shared value creation. The Expo has attracted apparel brands, department store retailers, and leading distributors from over ten countries, including the United Kingdom, France, the United States, Germany, Russia, Japan, South Korea, and Southeast Asia, alongside major Chinese brands, e-commerce platforms, and wholesalers. Focusing on intelligent manufacturing, green development, and digital transformation, GTG 2025 highlights China’s global perspective and advanced capacity in textile and apparel manufacturing. Covering more than 30,000 square meters and featuring nearly 300 exhibitors, the Expo encompasses five specialized sections — apparel, fabrics and accessories, intelligent equipment, design innovation, and supporting industries — showcasing a new pattern of collaborative innovation across the entire supply chain.

Global manufacturing resources from leading brands such as Armani, adidas, Ralph Lauren, ZARA, CK, Shein, Anta, Ports, Semir, MO&CO, and INMAN will be showcased, forming a complete industrial ecosystem that connects design, manufacturing, distribution, and consumption. The 6th Jiangxi (Ganzhou) Textile & Garment Industry Expo has become a new gateway for industrial cooperation between China and the world, attracting global buyers and brand representatives. Throughout the event, a series of cross-border procurement meetings, brand partnership signings, and supply chain collaboration activities will be held, facilitating deeper integration between China’s apparel supply chain and the global fashion market. A series of large-scale industry events will be held during GTG 2025, including the 2025 China Fashion Conference and the China (Yudu) Original Women’s Wear Design Week. The 2025 China Fashion Conference, to be held in Jiangxi for the first time, will serve as the intellectual highlight of GTG 2025, bringing together over 500 leaders from China’s textile and apparel industry to explore future trends and innovation pathways in the global fashion sector.

The continued success of the Jiangxi (Ganzhou) Textile & Garment Industry Expo is driving Ganzhou·Yudu toward becoming “China’s Capital of Intelligent Women’s Wear Manufacturing” and a new global hub for the apparel supply chain. It not only reflects Jiangxi’s growing strength in China’s open economy but also provides a strategic bridge for international cooperation, shared resources, and mutual growth across the global textile and apparel industry.

Event: GTG 2025 – Bridging the Global Fashion Industry and Showcasing the Power of “Made in Yudu.”
Date: November 24–26, 2025
Venue: Yudu, Ganzhou, Jiangxi, China

Media Contact

Yifan Zhou
zhouyifan2303@gmail.com