WALLETTO’s net turnover grew by 43% year-on-year, reaching EUR 38.3 million, compared to EUR 26.7 million in 2024. Gross profit increased by 28% to EUR 16.9 million, while net profit rose to EUR 6.56 million, representing a 6.9% improvement. As of 31 December 2025, WALLETTO’s equity stood at EUR 11.3 million, with total assets of EUR 103.9 million. The company maintained a capital adequacy ratio of 1.58, well above regulatory requirements.
“These results reflect our disciplined approach to scaling the business while strengthening the governance, control and people foundations required for long-term sustainability,” said Ineta Mačinskienė, Chief Executive Officer at WALLETTO. “At the same time, we see that strategic consistency is equally as important as staying flexible in responding to market changes and adapting to emerging opportunities, technologies and customer expectations.”
WALLETO’s performance was driven by strong cost discipline, continued investment in technology and talent, and the expansion of scalable payment solutions. The company also maintained a prudent treasury strategy, allocating a portion of safeguarded funds into low-risk European government bonds in line with regulatory requirements.
“The strength of our 2025 results highlights our balanced approach to growth and financial management,” said Dalia Garbuziene, Chief Financial Officer at WALLETTO. “We delivered robust revenue growth while maintaining a strong capital position and continuing to invest in technology, compliance and people — all of which support our long-term ambitions.”
Strategic partnerships continued to play a key role in WALLETTO’s business model. Collaboration with Visa and Mastercard supported the company’s acquiring and issuing activities, enabling seamless payment solutions for businesses customers. WALLETTO also maintained active engagement with key sector institutions — including the Bank of Lithuania, Lithuanian Fintech Association, and FinTech Poland — contributing to the development of a transparent and resilient financial ecosystem.
WALLETTO further strengthened its regional presence through its partnership with Bonusukarte in Latvia, supporting local businesses with issuing solutions linked to employee motivation programs.
Looking ahead, WALLETTO will continue to prioritise disciplined, sustainable growth with a strong emphasis on risk management, operational efficiency, and technological advancement. Planned investments include further enhancements to its digital infrastructure and initiatives to strengthen internal capabilities, including employee development and a continued focus on customer satisfaction.
“2025 proved that balanced growth and strategic adaptability can go hand in hand, and we are strongly committed to continuing this approach in the year ahead,” said Mačinskienė.
With a solid financial foundation and a forward-looking expansion strategy, WALLETTO remains well positioned to scale responsibly and strengthen trust across Europe’s evolving payments ecosystem.
About WALLETTO
WALLETTO is a European-licensed electronic money institution (EMI) and all-in-one fintech platform headquartered in Lithuania. As a principal issuer and acquirer with direct Visa and Mastercard partnerships, Walletto provides secure, scalable solutions for card issuance, acquiring, and electronic payments including SEPA and SWIFT services. Its integrated infrastructure enables businesses to launch, grow, and expand globally with speed and compliance confidence. For more information, visit walletto.eu.
Media Contact
Aleksandra Petrova
WALLETTO UAB
marketing@walletto.eu
