Moreira Team | MortgageRight, a leading Georgia-based mortgage lender, announces the launch of its innovative Upfront Approval Guarantee, a new program designed to provide homebuyers with a fully underwritten loan commitment before they even make an offer on a property. This groundbreaking guarantee aims to eliminate uncertainty in the mortgage process, making offers as strong as cash bids and helping clients navigate competitive real estate markets with confidence.
The Upfront Approval Guarantee goes beyond traditional pre-approvals by verifying all financial details — including income, assets, debts, and creditworthiness — through a comprehensive underwriting review. This results in a rock-solid commitment that assures sellers of the buyer's financing viability, subject only to property-specific conditions such as appraisals, inspections, and title work. Eligible buyers can waive financing contingencies, close in as little as 10 days, and enjoy extended validity of up to 120 days, far surpassing the typical 60-day window for standard approvals.
Streamlining the Path to Homeownership
In today's fast-paced housing market, where multiple offers are common, the Upfront Approval Guarantee gives clients a decisive advantage. The process begins with a secure online application and submission of documentation like bank statements, tax returns, and proof of income. A dedicated underwriting team then conducts a full review to identify and resolve any potential issues upfront, delivering a formal guarantee that outlines exact purchasing power, including affordable price ranges, closing costs, and monthly payments. This not only boosts the competitiveness of the offer, but also ensures a smoother, faster closing by handling the bulk of the work before the home search intensifies.
"Buyers deserve a mortgage experience that's transparent, efficient, and free from last-minute surprises," said Alvaro Moreira, founder and leader of Moreira Team | MortgageRight. "Our Upfront Approval Guarantee is a game-changer, putting clients in the driver's seat with the assurance they need to compete like cash buyers and secure their dream homes without delays."
The program is ideal for buyers in high-demand areas, those seeking quick closings, or anyone looking to stand out without the resources for all-cash offers. Interested clients can get started with a free quote — no credit check or commitments required — via the company's website or by scheduling an appointment.
About Moreira Team | MortgageRight
Moreira Team | MortgageRight is a Georgia-based mortgage lender with over 20 years of experience, specializing in home purchase loans and refinance solutions across Atlanta, the Southeast, and nationwide. Led by Alvaro Moreira, the team offers a range of programs including Conventional, FHA, VA, USDA, Jumbo, and Renovation (203,000) loans, leveraging technology for automated verifications, competitive rates from over 28 lenders, and faster closings. Committed to transparency, expert guidance, and client-focused service, Moreira Team | MortgageRight has helped thousands achieve homeownership with lower rates, no hidden fees, and a personalized approach that treats every client like family. For more information, visit moreirateam.com.
Media Contact
Alvaro Moreira
Moreira Team | MortgageRight
al@moreirateam.com
+1 404-238-7888