Black Banx Group Reports Third Quarter 2025 Results: USD 4.3 Billion Revenue and USD 1.6 Billion Pre-Tax Profit
Strong growth continues as the digital bank expands global customer base and transaction volume
Black Banx Group today announced its results for the third quarter ended September 30 2025, delivering strong performance with further progress toward its full‑year targets.
Key Figures for Q3 2025
- Revenue: USD 4.3 billion
- Profit before tax (PBT): USD 1.6 billion
- Cost‑to‑income ratio: ≈ 62%
- Customer base (period‑end): ≈ 92 million clients
YTD (first nine months) results: Revenue USD 12.7 billion, PBT USD 4.7 billion, positioning the Group on track toward its full‑year ambitions of approximately USD 17 billion revenue and USD 6.4 billion PBT.
“Our Q3 results reaffirm the scalability and resilience of our platform,” said Michael Gastauer, Group CEO. “By continuing to scale our client base, deepen engagement, and drive operational efficiencies, we maintain momentum toward our 100 million‑customer milestone and full‑year ambitions.”
Daniel Dumitrascu, Group CFO, added, “We are pleased to demonstrate sequential improvement in our cost/income ratio despite ongoing investment in growth markets. With the first nine months delivered, our Q4 plan is well calibrated to close the year strongly.”
Business Highlights
- Net customer adds of approximately 8 million during Q3, bringing the total client count to approximately 92 million as of September 30, 2025 — on pace for the 100 million‑customer target by year‑end.
- Continued growth across emerging markets, driven by expansion efforts in Africa, South Asia and Latin America.
- Strong transaction volumes across cross‑border payments and cryptocurrency‑adjacent services, contributing to top‑line resilience.
- Ongoing initiatives to optimise operations and automate processes delivered a sequential improvement in cost/income ratio to approximately 62% from 64% in Q2.
- Strategic investments sustained in growth markets while preserving profitability and shareholder value.
Outlook
With three quarters behind it, Black Banx remains aligned with its 2025 full‑year targets of approximately USD 17 billion in revenue and USD 6.4 billion in pre‑tax profit. The company anticipates a seasonally stronger Q4 performance, underpinned by ongoing global client acquisition and further monetisation of its platform.
About Black Banx Group
Media Contact
Black Banx Media Relations
mediateam@blackbanx.com