A&D Mortgage, a nationwide wholesale lender, announces the launch of two new VA loan programs designed to help veterans, active-duty service members, and spouses purchase property with greater ease and flexibility. These initiatives are part of A&D's ongoing commitment to expanding access to affordable and streamlined mortgage solutions.
VA Standard: Flexible Financing for Homeownership
The VA Standard Loan allows qualified borrowers to buy, build, repair, maintain, or adapt a primary residence with terms that offer both confidence and convenience.
- Loan amounts up to $2 million
- Minimum FICO score of 580
- Up to 100% CLTV
- $0 down payment required
- No private mortgage insurance (PMI)
- Limited closing costs
- Temporary rate buydown options
VA IRRRL: Refinance Made Simple
The VA Interest Rate Reduction Refinance Loan (IRRRL) helps existing VA loan holders lower their monthly payments and interest rates with a fast, hassle-free process.
- Loan amounts up to $1.5 million
- Minimum FICO score of 580
- Up to 100% CLTV
- No appraisal required
- High-balance loans allowed
- No income verification, ownership certification only
"At A&D Mortgage, we honor the service of our veterans by helping them to achieve the dream of homeownership. This launch is also a strategic step forward -expanding our product portfolio to include one of the largest and most stable segments in the mortgage market," said Max Slyusarchuk, CEO of A&D Mortgage. "Our broker partners now have even more opportunities to grow their business, backed by the same award-winning service and cutting-edge technology they've come to expect from us."
This expansion marks another step in A&D Mortgage's strategy to meet market demand with smart, scalable lending solutions and to equip brokers with more ways to serve their clients.
