A&D Mortgage, a nationwide wholesale lender, announces the launch of two new VA loan programs designed to help veterans, active-duty service members, and spouses purchase property with greater ease and flexibility. These initiatives are part of A&D's ongoing commitment to expanding access to affordable and streamlined mortgage solutions.
VA Standard: Flexible Financing for Homeownership
The VA Standard Loan allows qualified borrowers to buy, build, repair, maintain, or adapt a primary residence with terms that offer both confidence and convenience.
- Loan amounts up to $2 million
- Minimum FICO score of 580
- Up to 100% CLTV
- $0 down payment required
- No private mortgage insurance (PMI)
- Limited closing costs
- Temporary rate buydown options
VA IRRRL: Refinance Made Simple
The VA Interest Rate Reduction Refinance Loan (IRRRL) helps existing VA loan holders lower their monthly payments and interest rates with a fast, hassle-free process.
- Loan amounts up to $1.5 million
- Minimum FICO score of 580
- Up to 100% CLTV
- No appraisal required
- High-balance loans allowed
- No income verification, ownership certification only
"At A&D Mortgage, we honor the service of our veterans by helping them to achieve the dream of homeownership. This launch is also a strategic step forward -expanding our product portfolio to include one of the largest and most stable segments in the mortgage market," said Max Slyusarchuk, CEO of A&D Mortgage. "Our broker partners now have even more opportunities to grow their business, backed by the same award-winning service and cutting-edge technology they've come to expect from us."
This expansion marks another step in A&D Mortgage's strategy to meet market demand with smart, scalable lending solutions and to equip brokers with more ways to serve their clients.
About A&D Mortgage
A&D Mortgage is a premier direct mortgage lender offering a full spectrum of conventional, government and non-QM loan products, with 24-hour turnaround times and some of the most competitive rates in the industry. In addition to its prime jumbo loan product, A&D Mortgage offers programs for prime borrowers, foreign national borrowers and those with less-than-perfect credit histories. No-income-verification programs are also available for investment property loans.
The company provides free concierge services, bank statement reviews, marketing tools and other resources to support the brokers it serves.
In 2024, A&D Mortgage received several prestigious industry honors, including being officially verified as the No. 1 non-QM lender and a top three DSCR and bank statement lender by Scotsman Guide. It was also named a top 10 wholesale lender by Forbes, earned a Stevie Award for Innovative Mortgage Technologies and received a Globee Award for Achievement in Artificial Intelligence.
For more information, visit admortgage.com.
Disclaimer
For important disclosures and state licensing information, visit: admortgage.com/important-disclosures/
A&D Mortgage LLC is an Equal Housing Lender. NMLS ID 958660. 1040 S. Federal Highway, Hollywood, FL 33020.
Media Contact
Eugene Ponomarenko
eugene.ponomarenko@admortgage.com
+1 855-760-7600
